SRG Housing Finance

₹102.56As of Sun 8 Nov 2026, 12:00 UTC

NSE:SRGHFLFinancials

Country India

PE (Fwd) 3.949

TSR 3Y CAGR (24.54%)

Div yield —

ROTE —

Mortgage Finance

Beta (5Y) 0.35

PE TTM 4.956

TSR TTM (64.54%)

Mkt cap ₹1.564B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹112

9.23%

216.17%

Price below Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

1.234

Revenue₹B

—

0.508

0.575

0.770

0.937

1.234

1.406

24.84%

31.62

Revenue growth%

—

13.23

33.99

21.65

31.62

13.97

26.64

—

NIM%

—

64.90

Effic. R.%

—

49.00

59.41

64.31

66.21

64.90

65.23

64.31

—

26.34

Net margin%

—

40.02

29.67

27.33

26.03

26.34

26.02

27.33

4.956

P/E ratio (avg)x

—

16.84

19.94

14.17

4.403

16.84

—

P/TBVx

—

P/Bx

—

0.996

NII₹B

—

0.433

0.451

0.599

0.763

0.996

1.133

23.18%

—

30.55

NII grth%

—

4.30

32.69

27.44

30.55

13.67

28.99

—

ROTE%

—

Return on equity%

—

Return on assets%

—

20.69

EPS₹

—

15.63

12.95

15.60

17.44

20.69

23.29

7.26%

—

18.68

EPS growth%

—

(17.13)

20.41

11.78

18.68

12.57

15.23

—

Bookvalue per sh₹

—

TBV/sh₹

—

Dividend per sh₹

—

Div yield (avg)%

—

Payout ratio%

—

15.70

Shares (diluted)M

—

13.00

13.17

13.50

13.99

15.70

◌15.70

4.83%

(12.22)

Buyback yield%

—

(1.28)

(2.53)

(3.64)

(12.22)

◌—

(3.08)

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$16.23M)

Cap (US$)

Repco Home Finance…

220.5M

4.215x

GIC Housing Finance…

72.76M

4.342x

Transwarranty Finance…

6.711M

—

Al Salam Bank - Sudan

16.02M

1.617x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

(12.22)

(3.08)

Owners

Insiders/Inst%

51.81

—

Short interest%

—

SBC / revenue%

0.11

Record

10Y

Profitable years

5/5

Revenue growth years

4/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

SRG Housing Finance Limited operates as a housing finance company in India. The company offers home loans, including construction, repair renovation and extension, new purchase, resale home purchase, plot and construction, and builder/project loans; loans against residential and commercial properties; balance transfer loan; and top-up loans. The company was incorporated in 1999 and is headquartered in Udaipur, India.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹1.234B

24.84%

1.00×

Non-interest expense

₹800.6M

33.93%

1.32×

Revenue mix

Trend

Net interest income

80.77%

Non-interest income

19.23%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m