103.5
Revenue₹B
129.1
131.8
136.1
143.1
148.5
156.6
159.9
162.2
164.3
170.0
112.3
2.75%
3.31%
8
11.82
Revenue growth%
35.07
34.98
33.22
30.94
29.41
27.04
29.91
29.91
27.99
26.80
10.97
27.99
29.91
32
2.79
NIM%
24.34
25.46
22.67
24.13
22.83
22.60
25.05
22.69
24.12
23.21
23.93
23.21
23.67
12
5.27
Effic. R.%
5.41
5.42
2.45
1.82
1.46
0.72
3.26
1.05
0.40
0.40
2.82
0.72
1.64
94
2.90
Net margin%
4.39
2.93
0.40
1.83
0.40
3.16
4.79
1.90
0.40
2.55
4.70
2.55
2.23
93
24.20
P/E ratio (avg)x
10.01
10.40
12.39
12.14
13.86
16.44
17.12
18.38
18.55
20.62
33.77
18.38
15.15
58
16.85
P/TBVx
28.64
28.45
29.30
31.78
36.75
39.08
43.49
50.22
52.20
51.31
21.64
50.22
37.91
18
30.58
P/Bx
36.42
39.68
40.51
36.21
33.88
31.14
33.91
30.02
29.31
27.90
8.301
30.02
33.89
18
116.2
NII₹B
85.31
87.45
92.30
96.10
99.59
105.9
107.5
107.4
111.3
115.6
52.13
3.02%
3.55%
—
4.53
NII grth%
4.60
3.04
4.91
7.57
9.57
10.67
10.59
9.25
10.22
12.28
18.40
10.59
9.41
32
18.00
ROTE%
28.77
26.74
25.05
27.68
27.51
25.94
24.21
25.20
27.51
26.03
4.46
25.94
26.39
78
15.05
Return on equity%
12.38
14.91
14.18
16.76
18.28
21.19
20.47
21.87
20.25
20.93
19.91
20.93
19.26
27
16.87
Return on assets%
26.70
26.44
28.27
27.46
29.02
27.64
26.80
24.43
25.12
24.70
21.53
25.12
26.75
57
83.46
EPS₹
46.00
42.90
45.19
45.58
45.47
43.32
44.35
38.83
42.08
37.28
86.37
(3.89%)
(3.42%)
—
28.15
EPS growth%
6.71
4.35
3.86
6.15
6.59
8.70
9.84
10.53
8.48
7.64
9.70
8.70
7.17
86
84.69
Bookvalue per sh₹
58.89
62.19
61.98
68.83
68.58
64.76
72.76
84.99
93.20
99.39
179.54
7.71%
6.00%
—
76.84
TBV/sh₹
75.40
82.52
86.13
96.36
105.09
109.89
109.57
106.69
122.19
123.70
34.75
3.31%
5.44%
—
115.49
Dividend per sh₹
221.43
240.14
242.93
278.55
308.91
330.82
360.11
373.55
404.57
445.89
71.94
7.62%
7.63%
—
8.26
Div yield (avg)%
15.40
17.59
19.05
18.05
18.57
15.78
14.28
16.85
16.77
17.90
13.58
16.77
17.22
75
14.56
Payout ratio%
27.77
25.67
27.61
26.25
26.15
25.46
25.65
27.38
27.59
25.85
22.63
25.85
26.20
16
253.3
Shares (diluted)M
220.1
195.1
190.2
171.0
170.8
148.2
134.4
139.8
144.1
126.8
262.7
(5.78%)
(6.22%)
19
24.07
Buyback yield%
25.00
24.19
23.77
22.57
21.72
23.10
24.32
23.81
21.73
20.66
21.92
23.10
23.43
26
130.79
Eq/Assets%
170.02
161.44
175.28
162.34
175.33
189.18
187.30
198.77
213.40
221.02
164.64
198.77
181.31
84
24.89
Assets₹B
44.16
46.74
50.65
54.85
59.64
62.26
69.73
74.67
79.55
88.54
39.31
8.22%
7.80%
89
129.2
LT debt₹B
31.77
36.30
35.53
34.69
40.23
46.63
47.66
56.04
57.78
58.76
91.50
7.87%
6.23%
7
Total assets
₹88.54B
7.80%
1.53×
Revenue
₹170.0B
3.31%
1.00×
Non-interest expense
₹97.31B
3.47%
1.02×
Net interest income
67.99%
Non-interest income
32.01%
Return on capital
196.84%