60.71
Revenue₹B
86.44
88.90
90.25
90.57
90.34
89.68
88.92
88.16
89.59
91.34
66.71
0.22%
0.60%
85
3.00
Revenue growth%
17.14
15.28
15.34
14.64
16.53
13.92
13.25
16.09
17.16
17.97
26.03
16.09
15.71
75
16.97
NIM%
19.43
17.27
16.00
17.40
17.42
18.21
21.18
24.06
23.81
21.09
25.55
21.18
18.82
29
7.43
Effic. R.%
21.95
19.96
18.85
20.63
23.24
22.55
20.96
19.33
22.28
24.36
22.81
22.28
21.45
40
4.55
Net margin%
6.09
5.29
5.33
6.98
5.85
5.81
4.60
3.93
5.80
5.71
14.91
5.71
5.75
16
37.14
P/E ratio (avg)x
8.678
8.910
8.188
8.739
9.316
8.766
9.684
10.63
10.34
11.55
26.17
10.34
9.113
27
16.08
P/TBVx
38.12
40.41
42.08
49.02
54.83
55.25
66.44
78.59
89.81
100.3
19.63
78.59
55.04
71
37.64
P/Bx
39.39
45.61
45.28
45.49
51.86
62.13
71.93
71.82
78.93
81.12
13.10
71.93
56.99
48
78.18
NII₹B
49.98
51.64
52.06
53.12
52.30
51.52
50.47
49.98
52.01
52.65
112.3
0.13%
0.45%
—
25.36
NII grth%
13.33
12.50
9.76
7.25
7.99
9.65
7.95
9.99
10.13
10.57
7.89
9.99
9.87
32
10.86
ROTE%
16.03
17.05
18.61
21.15
22.55
21.42
19.13
17.77
20.65
18.64
27.07
19.13
18.89
13
2.13
Return on equity%
10.95
8.16
6.19
8.38
5.39
6.64
9.21
12.00
12.73
13.86
22.63
12.00
8.79
57
19.69
Return on assets%
20.45
21.78
21.58
22.86
24.92
26.02
26.66
27.45
26.52
28.70
24.65
26.66
25.47
24
18.89
EPS₹
15.63
14.68
14.78
13.71
15.34
17.38
17.93
17.77
19.94
20.67
20.53
6.15%
3.26%
—
18.63
EPS growth%
1.39
0.40
0.40
0.40
0.40
1.47
0.40
0.40
0.56
0.40
18.61
0.40
0.40
85
17.21
Bookvalue per sh₹
25.31
29.56
28.37
28.94
32.74
32.95
31.28
32.23
32.60
32.83
20.13
0.06%
3.48%
—
23.03
TBV/sh₹
73.57
78.32
81.34
84.84
80.00
84.42
89.82
98.20
97.11
96.18
25.54
3.75%
2.52%
—
28.56
Dividend per sh₹
46.84
40.29
35.63
34.78
35.56
35.53
36.62
37.61
40.42
43.52
10.68
4.12%
(0.89%)
—
13.16
Div yield (avg)%
29.16
27.27
24.73
21.83
22.11
21.81
24.25
24.82
23.59
25.89
14.49
24.25
24.49
22
10.30
Payout ratio%
1.76
1.75
3.51
2.43
4.29
2.56
1.73
0.40
0.40
0.40
21.13
0.40
1.76
53
537.0
Shares (diluted)M
561.8
530.5
517.0
534.3
594.8
607.1
642.8
621.7
605.3
625.1
554.4
1.00%
0.35%
7
13.31
Buyback yield%
18.06
20.61
21.21
18.39
20.36
18.60
19.10
18.03
19.68
18.96
3.95
18.96
19.03
47
98.86
Eq/Assets%
180.65
195.20
196.00
234.08
259.66
271.06
268.15
322.27
353.67
353.27
89.08
322.27
263.91
93
48.80
Assets₹B
366.4
401.0
447.8
503.2
533.2
567.1
600.4
632.8
716.6
757.9
67.77
7.29%
8.26%
53
12.55
LT debt₹B
85.23
78.59
81.80
87.62
88.58
83.52
70.64
75.10
69.11
62.46
102.0
(6.75%)
(4.31%)
85
Total assets
₹757.9B
8.26%
2.08×
Revenue
₹91.34B
0.60%
1.00×
Non-interest expense
₹48.85B
0.58%
1.00×
Net interest income
57.64%
Non-interest income
42.36%