39.00
Revenue₹B
56.51
57.81
59.48
59.29
59.94
61.18
61.10
61.09
61.34
62.69
40.30
0.90%
1.28%
46
13.00
Revenue growth%
22.70
24.60
23.71
20.80
18.36
21.12
23.92
24.32
23.61
21.69
23.69
23.61
23.15
52
7.65
NIM%
20.17
19.11
18.43
19.17
21.29
19.26
18.70
18.07
17.57
16.22
7.74
18.07
18.90
82
7.77
Effic. R.%
16.43
16.64
15.54
15.94
14.78
17.45
15.10
12.81
10.39
8.71
4.48
12.81
15.32
24
25.94
Net margin%
0.40
0.40
0.40
1.50
0.40
0.40
2.33
0.40
0.71
3.35
5.55
0.71
0.40
21
13.33
P/E ratio (avg)x
11.86
10.74
9.831
10.22
10.50
10.27
9.395
10.04
10.52
10.70
25.30
10.27
10.38
81
30.37
P/TBVx
15.27
17.89
21.24
22.54
24.78
25.34
29.54
35.09
41.40
48.67
7.900
35.09
25.06
59
29.91
P/Bx
31.65
27.12
25.72
25.87
26.11
27.63
27.13
29.28
27.78
25.94
15.90
27.63
27.12
88
43.72
NII₹B
36.21
37.53
38.89
38.23
38.95
39.10
39.84
39.28
39.64
40.82
6.997
0.94%
1.32%
—
2.53
NII grth%
25.69
27.38
28.47
29.15
28.60
26.12
24.46
23.65
25.65
28.22
25.98
25.65
26.75
62
29.44
ROTE%
14.47
16.30
18.99
17.28
18.33
20.00
17.54
17.51
16.20
18.48
6.24
17.54
17.53
89
9.14
Return on equity%
26.02
23.08
23.41
20.41
17.78
16.00
17.37
15.77
15.35
12.84
4.01
15.77
17.58
15
26.11
Return on assets%
17.62
15.01
14.23
17.09
14.36
11.77
10.41
12.77
15.14
14.89
25.08
12.77
14.63
94
18.07
EPS₹
69.95
69.98
66.70
66.22
60.78
68.79
78.40
71.98
74.13
73.80
19.13
3.96%
0.63%
—
20.21
EPS growth%
20.21
17.48
18.27
19.59
22.23
20.83
20.45
20.20
18.75
17.94
12.30
20.20
19.90
20
11.94
Bookvalue per sh₹
106.76
109.56
105.10
107.96
114.35
111.98
112.35
106.98
107.89
100.24
65.89
(2.60%)
0.72%
—
28.08
TBV/sh₹
65.52
69.32
66.67
70.98
80.57
81.14
91.05
86.28
88.06
93.48
70.60
3.02%
4.98%
—
61.66
Dividend per sh₹
91.22
90.92
104.49
115.44
120.47
137.38
141.43
145.28
153.70
176.24
59.16
7.90%
7.28%
—
24.66
Div yield (avg)%
26.92
29.66
31.42
30.67
29.88
28.91
31.62
29.55
31.58
29.46
26.40
29.55
29.77
52
6.71
Payout ratio%
0.40
0.40
2.15
3.74
3.54
3.47
4.00
6.56
4.78
4.39
12.19
4.39
3.64
66
0.451
Shares (diluted)B
0.939
0.946
0.941
0.933
1.112
1.338
1.403
1.370
1.660
1.723
0.432
9.15%
8.16%
25
19.21
Buyback yield%
2.61
1.54
0.40
0.40
1.11
0.85
0.40
2.40
0.40
0.98
8.87
0.85
0.92
19
43.81
Eq/Assets%
27.02
30.87
34.98
35.30
32.07
30.89
35.07
38.43
39.04
37.97
133.53
37.97
35.02
31
51.26
Assets₹B
238.2
249.8
283.1
322.5
354.8
377.9
414.0
460.9
498.2
551.1
38.32
9.21%
9.51%
81
30.25
LT debt₹B
25.91
26.07
25.62
25.30
27.17
28.16
24.72
26.34
26.69
27.56
26.29
0.28%
(0.46%)
75
Total assets
₹551.1B
9.51%
2.19×
Revenue
₹62.69B
1.28%
1.00×
Non-interest expense
₹32.01B
1.10%
0.98×
Net interest income
65.11%
Non-interest income
34.89%