3.129
Revenue₹B
27.71
29.14
29.89
31.12
32.32
32.92
34.07
34.54
35.17
35.64
3.247
1.97%
2.71%
77
10.85
Revenue growth%
23.35
23.54
25.29
24.48
22.05
22.39
24.25
23.56
21.36
23.73
18.44
23.56
23.55
9
10.34
NIM%
24.91
23.92
22.61
24.09
22.47
22.81
23.01
24.17
24.77
23.12
10.42
23.12
23.52
16
18.73
Effic. R.%
29.51
27.06
27.75
29.59
30.34
28.10
30.81
33.69
31.71
34.46
15.67
31.71
29.96
21
23.14
Net margin%
34.80
34.59
37.40
35.24
34.64
35.33
35.14
34.95
35.08
37.08
21.99
35.14
35.11
13
16.71
P/E ratio (avg)x
38.32
39.25
39.96
45.16
45.85
49.85
53.01
55.22
51.64
51.68
23.36
51.68
47.85
32
6.922
P/TBVx
10.58
10.77
11.42
11.34
11.41
11.47
12.34
11.12
11.59
10.77
8.858
11.47
11.37
87
24.51
P/Bx
44.75
48.68
51.14
51.02
56.27
56.13
65.30
64.07
69.02
64.77
33.90
64.77
56.20
74
25.76
NII₹B
19.34
20.34
20.92
21.98
22.58
22.68
23.76
24.29
24.46
25.19
5.127
2.22%
2.70%
—
2.06
NII grth%
8.96
8.83
8.46
6.82
5.50
5.99
7.41
5.72
5.64
2.99
9.62
5.72
6.41
91
2.37
ROTE%
0.83
0.40
0.40
1.73
3.53
6.53
8.25
7.05
7.75
6.55
4.63
7.05
5.03
54
26.42
Return on equity%
22.30
23.83
25.71
25.31
22.49
21.83
22.41
22.50
24.32
23.54
28.53
22.50
23.02
13
23.51
Return on assets%
29.30
28.31
29.12
30.64
29.39
31.89
29.55
27.64
26.97
29.00
4.55
29.00
29.21
53
11.99
EPS₹
17.38
16.31
17.13
15.62
16.38
16.18
14.19
15.15
15.71
15.40
12.85
(1.23%)
(1.19%)
—
29.02
EPS growth%
32.00
33.16
33.93
35.12
33.23
35.57
35.83
34.78
37.27
36.87
21.01
35.83
34.95
61
11.29
Bookvalue per sh₹
17.51
17.87
19.63
19.24
17.73
18.22
20.74
20.85
21.67
22.07
15.76
4.47%
1.91%
—
12.92
TBV/sh₹
15.70
18.78
22.79
25.86
29.90
32.27
36.65
38.24
41.16
40.17
4.56
6.09%
11.75%
—
17.20
Dividend per sh₹
6.33
6.14
6.06
6.60
6.38
6.79
6.24
6.21
6.56
6.09
9.88
(0.93%)
(1.46%)
—
28.30
Div yield (avg)%
6.04
7.55
6.12
5.24
7.42
8.37
7.70
4.94
7.34
6.17
14.38
7.34
6.75
12
22.42
Payout ratio%
0.95
0.40
1.71
0.56
2.48
0.40
0.65
0.40
0.72
0.40
17.87
0.40
0.61
41
1.160
Shares (diluted)B
1.071
1.057
1.145
1.007
0.886
0.818
0.858
0.934
0.920
0.924
1.164
0.85%
(1.51%)
66
28.32
Buyback yield%
28.45
29.48
28.71
30.80
28.78
26.85
28.69
27.33
27.47
25.07
5.14
27.33
28.57
42
17.60
Eq/Assets%
83.35
84.90
86.97
79.89
89.35
81.35
89.51
91.71
89.21
86.89
25.94
89.21
86.93
60
26.50
Assets₹B
97.77
108.6
112.7
127.1
131.9
143.1
154.8
168.6
180.1
195.6
5.337
8.20%
8.11%
53
14.88
LT debt₹B
28.99
27.52
29.34
28.81
31.18
29.16
29.73
33.05
29.74
31.19
4.573
0.01%
1.64%
47
Total assets
₹195.6B
8.11%
1.67×
Revenue
₹35.64B
2.71%
1.00×
Non-interest expense
₹20.72B
2.88%
1.02×
Net interest income
70.68%
Non-interest income
29.32%