0.985
Revenue$B
0.751
0.786
0.829
0.870
0.938
0.989
1.040
1.080
1.153
1.207
1.013
5.17%
5.39%
30
4.32
Revenue growth%
13.93
13.78
14.63
16.22
18.82
17.73
17.34
14.37
16.56
13.87
27.67
16.56
15.43
81
21.59
Combined R.%
95.32
93.86
95.30
95.38
94.29
94.35
96.10
94.10
95.50
95.47
18.13
95.47
95.31
25
21.83
Operating margin%
7.65
7.04
5.18
4.18
3.79
4.47
2.99
2.54
4.14
4.45
27.05
4.14
4.32
76
16.70
Net margin%
16.02
17.91
16.38
15.47
14.29
15.68
13.54
16.02
15.53
18.39
23.98
15.68
15.85
48
14.79
P/E ratio (avg)x
8.339
8.705
9.391
10.53
11.91
12.95
15.07
16.08
18.35
18.71
31.82
16.08
12.43
46
35.68
P/TBVx
38.95
39.57
43.42
48.09
57.01
63.57
66.90
69.91
72.09
83.45
16.21
69.91
60.29
55
31.23
P/Bx
21.76
21.71
21.61
20.22
18.34
16.60
16.57
18.12
19.56
21.11
25.18
18.12
19.89
15
25.68
Prem. grth%
20.80
20.85
19.18
17.23
17.10
16.77
16.50
17.98
17.79
15.65
25.37
16.77
17.51
9
5.35
Invest. yld%
0.40
2.21
0.40
0.40
0.40
0.40
0.84
0.40
0.40
2.92
14.79
0.40
0.40
57
16.61
BVPS grth%
13.16
15.15
13.46
11.64
10.21
9.04
6.32
4.90
2.62
1.19
4.91
4.90
9.62
10
16.66
Return on equity%
22.63
21.40
20.36
19.84
17.36
18.51
21.29
21.79
22.25
20.74
10.33
21.29
21.02
11
27.66
Return on assets%
3.61
4.64
2.55
2.63
0.80
0.40
0.40
1.51
0.40
0.40
11.18
0.40
1.16
67
11.41
EPS$
4.25
4.66
5.17
5.43
5.36
6.08
5.68
6.23
5.83
6.39
11.89
3.58%
4.08%
—
7.85
EPS growth%
20.97
21.26
20.48
20.03
18.77
20.83
19.06
21.64
20.75
20.45
20.58
20.75
20.62
22
2.63
Bookvalue per sh$
12.02
11.37
11.84
10.22
10.50
9.87
10.60
10.20
9.12
9.83
4.02
(1.31%)
(2.85%)
—
6.08
TBV/sh$
25.06
29.90
29.92
32.92
34.85
38.61
39.38
45.29
48.89
47.94
11.38
6.58%
8.07%
—
12.35
Dividend per sh$
23.13
25.24
27.57
30.11
34.22
36.51
40.90
48.00
52.72
56.68
4.69
10.62%
10.58%
—
13.81
Div yield (avg)%
33.76
33.16
31.04
30.91
28.19
28.54
30.31
33.03
32.12
29.59
5.56
30.31
30.98
52
17.62
Payout ratio%
17.61
19.52
22.20
19.66
18.86
19.84
20.87
18.01
18.05
16.57
4.62
18.05
19.19
88
26.49
Shares (diluted)M
37.16
38.13
43.59
44.59
51.18
53.32
59.84
57.46
53.38
49.72
26.44
(0.57%)
4.32%
24
12.33
Buyback yield%
11.71
9.66
7.52
4.86
6.82
7.23
5.98
3.26
1.51
0.40
27.75
3.26
6.40
58
1.592
D/E ratiox
0.610
0.705
0.735
0.844
0.983
1.080
1.239
1.326
1.416
1.400
0.819
1.326
1.032
68
0.614
Assets$B
2.368
2.540
2.746
3.021
3.373
3.649
3.919
4.157
4.460
4.937
0.748
7.92%
8.76%
34
69.64
LT debt$M
876.0
923.2
890.1
769.1
728.9
778.2
765.8
697.6
643.1
655.5
267.2
(2.10%)
(2.44%)
14
Revenue
$1.207B
5.39%
1.00×
Claims and benefits
$717.6M
5.37%
1.00×
Total costs
$1.049B
5.38%
1.00×