234.1
Revenue$M
550.8
573.5
603.0
633.4
682.9
718.5
775.5
829.0
856.4
905.5
240.6
5.80%
5.88%
63
28.99
Revenue growth%
11.84
12.11
9.36
9.66
8.62
7.05
9.40
9.13
10.82
10.64
3.24
9.40
9.53
78
6.21
Combined R.%
85.82
84.04
86.92
85.78
86.28
86.03
86.79
85.13
86.83
85.36
13.49
86.03
85.93
44
11.00
Operating margin%
10.27
8.87
8.42
6.99
7.22
7.44
4.68
4.47
5.86
6.54
10.36
5.86
7.10
12
21.98
Net margin%
17.43
18.86
19.19
19.37
20.58
21.31
20.59
20.03
22.69
25.20
6.55
21.31
20.30
79
19.28
P/E ratio (avg)x
17.32
18.92
19.30
20.30
18.89
21.69
21.58
23.38
25.74
28.51
17.48
23.38
20.94
52
9.083
P/TBVx
11.86
10.95
10.24
10.68
9.608
10.20
9.484
8.936
7.934
7.600
8.192
8.936
9.905
31
31.56
P/Bx
34.89
34.02
39.81
38.76
37.30
42.60
42.89
48.39
45.51
48.15
8.732
45.51
41.20
39
24.44
Prem. grth%
33.88
31.12
32.45
34.63
35.08
37.50
37.42
35.24
32.32
29.70
19.22
35.24
34.25
83
21.52
Invest. yld%
5.39
5.60
2.72
5.12
3.79
3.86
3.34
2.34
1.76
0.99
10.95
2.34
3.56
77
3.72
BVPS grth%
23.84
26.46
25.45
27.79
29.50
28.70
25.82
26.37
25.68
23.11
2.71
25.82
26.09
40
5.19
Return on equity%
24.72
26.00
26.15
28.79
30.77
33.03
30.23
31.55
34.25
31.42
12.92
31.55
30.50
42
3.57
Return on assets%
0.40
0.40
0.40
3.19
1.17
1.08
0.40
0.40
0.40
0.40
14.45
0.40
0.40
68
3.28
EPS$
10.06
9.68
9.53
10.44
11.62
11.28
12.26
11.23
11.36
11.77
3.39
0.26%
2.66%
—
11.87
EPS growth%
8.83
11.34
8.42
6.68
9.41
6.52
4.18
1.89
3.12
1.33
7.22
3.12
6.60
74
4.04
Bookvalue per sh$
1.51
1.55
1.45
1.32
1.46
1.52
1.66
1.55
1.42
1.40
5.05
(0.85%)
(0.01%)
—
2.11
TBV/sh$
2.11
2.27
2.45
2.83
3.08
3.31
3.66
4.37
5.22
5.83
1.94
13.57%
10.96%
—
3.66
Dividend per sh$
3.66
3.22
3.39
3.08
2.81
3.02
2.94
2.97
2.82
3.08
5.16
1.91%
(1.45%)
—
25.67
Div yield (avg)%
4.10
5.58
2.67
3.93
1.66
3.59
2.01
3.17
1.29
0.40
23.07
2.01
2.92
37
12.86
Payout ratio%
14.65
14.93
15.68
13.98
14.18
11.27
9.19
8.95
8.34
7.60
14.35
8.95
12.63
17
56.66
Shares (diluted)M
56.83
57.83
52.03
54.27
53.57
48.87
48.17
48.93
43.98
40.82
55.40
(5.29%)
(2.59%)
52
12.12
Buyback yield%
27.03
28.69
25.91
27.41
29.04
26.12
26.29
23.50
21.90
24.01
24.74
24.01
26.20
59
1.245
D/E ratiox
1.273
1.277
1.156
1.246
1.088
1.072
1.147
1.218
1.130
1.135
0.618
1.135
1.152
37
301.8
Assets$M
273.3
307.5
329.8
371.5
389.7
414.8
442.2
480.5
516.9
563.7
67.58
7.66%
8.91%
44
543.8
LT debt$M
705.5
726.2
775.6
839.3
785.6
758.5
723.4
703.0
654.5
619.1
225.7
(4.65%)
(1.07%)
13
Revenue
$905.5M
5.88%
1.00×
Claims and benefits
$480.6M
5.79%
0.99×
Total costs
$713.4M
5.83%
1.00×