193.7
Revenue$M
417.7
451.1
492.1
520.8
567.2
599.3
641.3
700.4
742.4
783.5
209.5
6.68%
7.27%
76
3.73
Revenue growth%
7.02
8.93
8.53
9.34
12.18
9.62
12.53
13.38
14.46
16.76
9.21
13.38
10.90
90
29.80
Combined R.%
87.78
87.19
86.68
87.90
87.60
87.86
88.77
88.36
86.28
87.73
22.75
87.86
87.75
58
6.88
Operating margin%
9.24
8.05
10.77
12.23
11.03
10.54
9.07
8.70
10.30
10.38
17.51
10.30
10.34
80
9.95
Net margin%
25.31
27.84
28.09
31.00
28.69
27.63
26.68
26.44
29.40
28.67
11.36
27.63
27.96
38
26.11
P/E ratio (avg)x
6.755
7.377
8.050
9.157
10.37
10.27
11.82
11.62
12.78
13.74
35.26
11.82
10.32
21
34.94
P/TBVx
20.24
23.50
25.52
27.59
31.64
34.42
39.25
45.89
49.78
48.86
36.48
45.89
33.03
44
16.60
P/Bx
30.83
31.20
27.69
24.81
23.02
24.13
25.69
22.62
21.59
21.54
23.42
22.62
24.47
57
20.13
Prem. grth%
6.36
3.56
6.01
7.49
9.38
9.53
6.74
9.01
9.73
7.47
28.38
9.01
7.48
16
10.91
Invest. yld%
25.22
22.40
22.97
21.71
19.23
18.49
21.04
22.49
20.27
19.01
22.34
20.27
21.37
16
10.44
BVPS grth%
25.38
24.42
23.05
22.26
23.07
22.14
20.92
23.86
26.14
24.00
12.17
23.86
23.46
44
11.04
Return on equity%
9.19
7.25
4.46
7.04
9.32
9.54
8.34
6.99
9.17
11.70
13.83
9.17
8.76
91
16.63
Return on assets%
25.64
24.08
22.68
20.56
19.60
21.09
19.27
18.33
18.50
18.65
12.63
18.65
20.08
33
8.50
EPS$
4.68
4.57
4.06
3.76
3.84
4.16
3.68
3.81
4.10
4.10
9.01
1.33%
(2.64%)
—
2.83
EPS growth%
15.20
17.45
14.84
14.79
16.07
15.17
17.25
14.42
14.78
12.28
29.56
14.78
15.00
17
4.26
Bookvalue per sh$
15.76
17.23
18.60
22.05
22.82
25.67
28.43
34.28
37.05
41.60
6.68
12.76%
11.63%
—
8.41
TBV/sh$
10.85
9.91
10.65
9.92
9.61
10.43
10.61
11.30
12.58
11.86
1.52
4.31%
1.87%
—
8.48
Dividend per sh$
6.01
7.10
7.80
7.93
8.22
9.16
9.56
10.75
12.10
13.75
3.18
10.83%
9.09%
—
24.42
Div yield (avg)%
16.50
16.12
13.82
15.84
17.58
18.16
15.98
13.09
14.81
14.22
25.54
14.81
15.91
23
14.74
Payout ratio%
25.67
27.49
26.06
23.39
22.67
23.98
24.92
26.50
26.74
29.57
24.65
26.50
25.87
54
77.11
Shares (diluted)M
82.05
91.57
87.96
95.82
96.83
97.62
88.64
84.62
89.99
95.25
77.10
(0.33%)
2.05%
26
24.69
Buyback yield%
32.25
34.09
36.73
38.70
38.95
39.47
37.28
36.71
37.31
37.73
12.99
37.31
37.29
54
0.196
D/E ratiox
0.459
0.528
0.554
0.615
0.570
0.632
0.690
0.765
0.881
0.955
1.584
0.765
0.623
75
0.508
Assets$B
0.620
0.655
0.720
0.788
0.872
0.960
1.050
1.146
1.264
1.330
0.213
8.80%
9.20%
30
175.3
LT debt$M
574.1
610.9
644.8
635.0
588.1
588.4
565.7
637.1
642.1
597.3
303.5
0.31%
0.01%
81
Revenue
$783.5M
7.27%
1.00×
Claims and benefits
$480.0M
7.51%
1.02×
Total costs
$627.5M
7.40%
1.01×