280.4
Revenue$M
241.6
239.5
245.0
243.3
244.4
249.4
244.4
242.8
249.6
245.1
304.1
0.05%
0.31%
38
12.36
Revenue growth%
13.11
10.47
10.34
9.72
10.04
10.08
11.78
9.81
7.18
8.61
22.22
9.81
10.06
15
5.91
NIM%
16.25
18.87
18.04
15.55
17.28
15.46
17.00
15.44
13.40
15.87
20.66
15.46
16.06
51
6.41
Effic. R.%
22.94
20.66
18.41
18.34
20.80
21.89
24.79
27.57
28.21
27.75
26.01
27.57
22.41
52
26.81
Net margin%
22.92
22.27
19.55
16.56
17.34
16.22
16.83
15.95
16.01
17.26
29.05
16.22
17.04
44
6.736
P/E ratio (avg)x
18.56
16.70
15.42
15.86
16.12
17.68
18.10
17.81
18.22
18.70
24.35
18.10
17.74
81
12.65
P/TBVx
14.28
15.29
13.79
14.16
14.52
13.42
14.17
13.92
12.42
11.78
20.94
13.42
14.04
79
32.28
P/Bx
21.94
20.79
22.36
21.45
21.58
19.97
17.80
19.53
18.48
16.77
30.11
18.48
20.38
16
268.1
NII$M
142.3
141.4
147.7
143.8
145.2
147.3
144.8
142.1
148.2
144.7
152.0
(0.08%)
0.17%
—
13.52
NII grth%
22.01
24.63
26.78
27.08
28.82
30.74
28.10
27.11
27.17
28.34
12.88
28.10
27.14
61
3.14
ROTE%
7.17
10.16
11.38
9.05
11.32
13.99
12.97
12.69
11.48
14.06
18.31
12.97
11.43
27
29.69
Return on equity%
11.95
14.24
17.16
18.83
16.68
19.03
17.85
18.56
19.50
20.60
29.34
19.03
18.20
5
25.38
Return on assets%
18.96
19.00
19.46
20.03
17.66
16.96
17.70
17.28
17.91
17.66
28.94
17.66
17.81
86
3.23
EPS$
3.99
3.91
4.09
4.00
3.69
3.85
3.82
4.05
4.42
4.51
3.55
4.10%
2.07%
—
22.55
EPS growth%
32.83
32.32
30.04
28.32
29.27
29.95
29.19
31.66
34.01
34.01
16.26
31.66
30.85
82
2.90
Bookvalue per sh$
1.11
1.21
1.28
1.29
1.18
1.32
1.38
1.50
1.51
1.64
1.04
6.82%
4.52%
—
0.86
TBV/sh$
2.84
3.31
3.84
4.33
4.56
5.01
4.89
5.46
5.83
6.34
2.32
6.80%
9.19%
—
0.60
Dividend per sh$
4.04
4.00
4.08
3.78
3.80
3.98
3.69
3.79
4.13
4.68
3.27
4.24%
2.70%
—
6.80
Div yield (avg)%
17.66
19.16
20.27
20.64
20.01
19.18
17.13
18.42
17.30
17.02
9.81
17.30
18.79
7
13.62
Payout ratio%
15.19
18.01
18.47
20.50
17.79
16.11
18.22
16.43
17.23
15.33
12.28
16.43
17.51
85
49.53
Shares (diluted)M
70.79
76.38
82.98
92.35
93.70
105.0
111.0
124.1
123.7
129.6
50.07
6.70%
6.73%
37
3.67
Buyback yield%
5.23
7.37
10.11
9.51
12.22
11.48
13.56
11.71
11.14
9.58
8.39
11.48
10.62
66
172.95
Eq/Assets%
170.78
195.32
200.49
190.93
202.06
209.95
222.92
212.33
241.13
244.30
117.40
222.92
206.00
22
29.07
Assets$M
293.3
332.6
367.3
393.1
423.4
465.9
517.0
555.0
602.8
629.8
174.3
8.27%
8.50%
75
113.9
LT debt$M
69.81
68.21
70.45
76.90
69.37
65.81
66.68
60.03
52.38
46.76
220.8
(7.59%)
(3.62%)
45
Total assets
$629.8M
8.50%
2.19×
Revenue
$245.1M
0.31%
1.00×
Non-interest expense
$152.6M
0.23%
0.99×
Net interest income
59.04%
Non-interest income
40.96%