147.5
Revenue$M
175.2
183.6
193.4
199.1
214.3
230.2
240.0
251.3
259.5
268.6
157.9
4.62%
5.10%
19
21.46
Revenue growth%
29.85
28.40
30.01
27.16
28.67
30.97
33.61
31.24
29.95
32.01
25.52
31.24
29.98
88
8.59
NIM%
25.32
27.14
26.91
26.53
28.84
29.35
28.02
30.18
32.16
34.75
23.39
30.18
28.43
57
3.86
Effic. R.%
28.29
28.83
29.30
31.87
32.53
29.87
27.16
26.58
23.71
24.89
4.34
26.58
28.56
6
7.08
Net margin%
29.10
26.11
23.48
20.49
19.70
22.48
20.71
19.97
17.41
17.00
26.25
19.97
20.60
26
35.94
P/E ratio (avg)x
6.358
6.239
5.563
5.151
5.522
5.219
5.834
6.027
6.037
5.709
29.78
5.834
5.771
25
11.82
P/TBVx
25.98
22.16
23.22
23.71
23.51
23.85
23.50
25.26
23.57
23.46
32.89
23.57
23.54
89
22.93
P/Bx
12.37
12.99
12.12
10.54
10.62
10.45
9.289
8.449
7.908
8.020
9.397
8.449
10.49
84
85.58
NII$M
136.4
142.2
150.3
156.3
168.6
178.0
186.9
198.2
202.2
210.7
207.5
4.57%
5.14%
—
5.05
NII grth%
26.45
23.96
24.02
22.72
20.31
21.50
23.51
24.28
26.50
24.46
29.99
24.28
23.99
55
17.69
ROTE%
16.78
19.05
20.73
19.92
19.52
21.98
24.32
21.88
19.81
19.78
29.72
21.88
19.87
87
10.64
Return on equity%
25.83
26.86
27.28
24.86
26.85
29.81
28.57
28.04
30.90
30.26
24.74
29.81
27.66
74
2.59
Return on assets%
12.66
11.95
10.01
9.27
11.35
11.31
13.60
12.20
10.78
9.64
15.43
11.31
11.33
76
4.99
EPS$
5.67
5.49
4.98
5.43
5.94
5.54
5.85
6.34
6.08
6.22
5.50
0.94%
0.26%
—
4.22
EPS growth%
28.70
31.59
30.47
30.44
28.12
30.90
32.06
33.42
32.28
31.13
24.01
32.06
31.02
10
4.66
Bookvalue per sh$
9.44
10.05
10.30
10.92
10.12
9.39
10.80
9.97
9.10
10.45
9.38
0.66%
0.59%
—
9.45
TBV/sh$
8.20
7.38
7.30
6.74
6.18
5.80
6.13
6.89
6.46
7.14
3.43
2.91%
(2.37%)
—
6.59
Dividend per sh$
4.63
4.97
5.84
6.67
7.18
8.35
9.92
11.57
13.58
13.31
9.96
13.13%
12.50%
—
9.72
Div yield (avg)%
34.01
35.34
32.88
33.08
31.52
30.98
31.86
31.47
28.77
28.95
12.88
30.98
31.69
12
16.32
Payout ratio%
26.53
28.42
27.60
27.53
25.90
25.71
25.76
27.45
26.94
26.62
24.50
26.62
26.78
31
12.52
Shares (diluted)M
18.62
17.49
19.54
19.86
21.83
21.36
23.05
22.56
22.58
26.02
11.92
3.57%
5.05%
19
27.46
Buyback yield%
29.56
31.01
33.45
36.05
37.34
37.19
36.04
33.33
30.85
30.77
13.25
33.33
33.39
38
112.47
Eq/Assets%
82.21
78.25
76.05
82.05
74.10
82.20
76.29
73.38
71.71
80.73
32.58
76.29
77.27
20
0.209
Assets$B
0.724
0.806
0.876
0.982
1.049
1.154
1.268
1.327
1.493
1.587
0.237
8.64%
8.82%
79
233.6
LT debt$M
103.3
101.3
105.1
110.7
121.3
129.5
147.9
168.3
183.0
186.3
148.0
8.96%
7.84%
93
Total assets
$1.587B
8.82%
1.42×
Revenue
$268.6M
5.10%
1.00×
Non-interest expense
$166.0M
5.05%
1.00×
Net interest income
78.45%
Non-interest income
21.55%