122.7
Revenue$M
163.9
162.4
165.2
166.9
163.9
163.4
164.6
168.4
168.8
168.9
126.9
0.60%
0.39%
31
18.25
Revenue growth%
21.92
21.54
22.31
21.35
19.81
17.52
20.05
17.59
15.46
17.69
11.98
17.59
19.93
5
7.25
NIM%
7.83
9.92
10.35
9.47
8.74
6.50
8.88
10.46
11.48
9.98
8.10
9.98
9.69
71
6.23
Effic. R.%
4.53
5.67
7.85
6.47
8.59
10.50
8.62
9.39
8.42
5.54
8.53
8.62
8.13
80
24.83
Net margin%
19.05
19.18
20.81
22.63
19.64
18.21
20.85
19.58
17.69
15.28
5.22
18.21
19.38
59
8.143
P/E ratio (avg)x
35.02
34.30
32.17
34.63
34.88
35.44
32.89
33.71
34.09
30.56
10.02
33.71
34.19
32
9.044
P/TBVx
20.17
18.43
16.31
13.99
12.84
10.98
11.01
10.21
9.838
10.47
17.64
10.47
11.93
50
35.04
P/Bx
14.84
16.02
17.60
16.13
16.11
15.35
15.86
14.73
13.38
13.23
7.542
14.73
15.60
21
99.99
NII$M
100.8
97.90
100.2
99.38
100.6
98.52
100.8
100.4
102.7
103.2
97.88
0.51%
0.54%
—
22.42
NII grth%
9.76
12.72
11.16
11.01
9.77
7.98
6.45
3.56
1.11
0.66
23.85
3.56
8.87
52
24.08
ROTE%
12.67
15.07
13.33
14.26
12.36
10.15
11.36
9.47
6.52
6.24
8.75
9.47
11.86
94
7.00
Return on equity%
0.40
2.48
0.59
2.79
0.77
2.94
5.08
3.88
3.50
3.90
14.62
3.88
2.86
8
19.08
Return on assets%
15.18
14.31
11.91
10.07
8.68
8.88
7.74
6.98
4.97
4.07
12.91
6.98
8.78
62
1.53
EPS$
2.16
2.14
2.02
2.25
2.17
2.09
1.90
1.71
1.73
1.81
1.70
(3.56%)
(1.70%)
—
28.98
EPS growth%
26.63
24.79
23.14
22.34
21.36
19.63
22.46
22.04
21.06
20.68
16.12
21.06
22.19
75
2.89
Bookvalue per sh$
0.80
0.76
0.72
0.84
0.91
1.06
1.17
1.13
1.10
1.13
2.70
4.43%
4.55%
—
0.47
TBV/sh$
2.49
2.50
2.41
2.41
2.34
2.58
2.28
2.27
2.28
2.38
1.86
0.36%
(0.01%)
—
0.61
Dividend per sh$
2.26
2.16
2.35
2.50
2.45
2.66
2.60
2.73
2.94
2.96
2.63
3.86%
1.32%
—
11.27
Div yield (avg)%
11.81
14.16
16.77
17.76
18.50
15.86
12.94
9.96
11.80
14.01
9.62
12.94
14.08
23
28.87
Payout ratio%
5.66
3.53
5.29
7.02
8.54
8.25
10.16
7.29
7.32
9.84
28.27
8.25
7.31
85
39.92
Shares (diluted)M
45.08
48.90
47.57
45.41
44.96
51.46
57.11
54.07
62.69
60.92
41.58
6.27%
2.95%
73
20.14
Buyback yield%
29.91
26.92
26.75
25.86
28.52
27.45
29.63
27.12
25.15
28.13
10.15
27.45
27.28
33
152.58
Eq/Assets%
121.01
113.98
118.07
121.87
112.18
111.15
101.78
92.81
102.81
97.07
129.45
101.78
111.67
38
0.096
Assets$B
0.894
0.960
1.033
1.123
1.244
1.370
1.447
1.574
1.751
1.914
0.210
9.00%
8.91%
50
91.39
LT debt$M
110.3
109.5
104.3
103.2
93.80
90.96
91.01
94.60
88.49
81.62
55.49
(2.74%)
(2.70%)
16
Total assets
$1.914B
8.91%
2.26×
Revenue
$168.9M
0.39%
1.00×
Non-interest expense
$83.77M
0.10%
0.97×
Net interest income
61.09%
Non-interest income
38.91%