42.85
Revenue¥B
31.17
33.13
34.95
37.48
39.83
42.74
45.32
47.95
50.07
52.52
44.20
5.69%
5.83%
71
9.43
Revenue growth%
19.28
18.35
19.02
21.96
23.91
21.64
23.30
25.94
24.88
25.32
27.50
24.88
22.63
40
18.74
NIM%
12.77
14.83
16.91
17.84
17.29
18.10
21.07
21.28
23.44
23.24
28.38
21.28
17.97
7
27.98
Effic. R.%
24.91
23.78
21.81
21.09
23.29
20.43
20.55
17.61
19.96
18.80
24.06
19.96
20.82
72
22.33
Net margin%
23.49
25.23
27.87
25.03
26.28
24.72
26.22
27.37
26.98
28.53
7.67
26.98
26.25
15
9.515
P/E ratio (avg)x
47.63
49.50
44.05
46.39
47.77
43.47
43.69
39.28
35.59
32.69
16.34
39.28
43.87
59
12.42
P/TBVx
25.40
26.29
27.09
31.12
31.95
36.68
37.51
41.36
47.98
52.17
16.86
41.36
34.31
6
22.47
P/Bx
8.084
8.086
8.087
8.168
8.949
9.023
8.206
9.135
9.240
10.01
17.77
9.135
8.577
73
30.17
NII¥B
22.90
24.34
26.03
27.99
29.72
31.67
33.98
35.21
37.53
39.32
53.30
5.76%
6.05%
—
11.30
NII grth%
35.27
34.68
35.24
34.12
32.44
31.66
32.89
30.21
29.77
27.81
4.09
30.21
32.66
6
25.12
ROTE%
11.41
13.19
15.98
16.42
15.84
13.19
15.38
17.53
18.27
15.94
27.92
15.94
15.89
55
22.02
Return on equity%
21.50
22.45
23.71
22.57
23.14
25.11
28.06
26.59
29.04
28.44
9.69
28.06
24.41
78
13.16
Return on assets%
27.03
26.94
27.79
27.81
27.10
29.99
31.41
30.17
31.33
29.12
29.24
30.17
28.46
18
291.95
EPS¥
97.35
114.42
117.74
134.05
146.62
155.62
152.16
162.59
185.27
203.67
319.65
6.79%
8.74%
—
25.18
EPS growth%
19.70
17.02
14.61
17.34
17.05
19.84
17.14
17.05
19.10
16.95
18.54
17.14
17.10
83
305.96
Bookvalue per sh¥
334.51
363.27
338.45
330.79
365.59
353.15
360.29
355.95
393.70
429.86
257.43
3.29%
3.06%
—
124.69
TBV/sh¥
331.12
355.08
420.00
469.73
535.67
538.45
569.88
615.31
676.30
796.61
56.98
8.26%
10.00%
—
147.53
Dividend per sh¥
297.24
287.00
267.69
271.85
309.48
315.17
304.10
289.98
316.23
361.89
329.97
3.18%
2.89%
—
5.85
Div yield (avg)%
22.97
21.86
20.40
17.49
17.09
16.43
14.66
16.39
17.54
20.53
8.16
16.43
17.51
11
8.37
Payout ratio%
1.58
1.89
0.40
0.85
1.05
0.40
3.35
2.67
3.98
1.95
29.73
2.67
1.74
69
77.71
Shares (diluted)M
82.36
77.60
75.35
76.84
84.03
79.16
93.19
104.0
102.8
115.4
77.81
6.54%
4.78%
14
23.51
Buyback yield%
1.43
2.27
3.86
1.44
0.40
1.61
0.82
0.40
0.40
0.40
15.15
0.40
1.13
26
105.77
Eq/Assets%
165.85
172.86
197.22
207.31
190.84
181.63
190.52
189.37
180.59
165.75
99.62
181.63
185.50
41
55.46
Assets¥B
50.27
55.83
59.06
65.96
72.35
82.09
89.46
93.20
99.79
107.9
44.50
8.31%
8.25%
9
49.88
LT debt¥B
64.56
68.40
79.35
80.95
89.65
91.62
103.6
100.6
98.38
94.33
21.24
1.02%
4.62%
71
Total assets
¥107.9B
8.25%
1.25×
Revenue
¥52.52B
5.83%
1.00×
Non-interest expense
¥26.31B
5.72%
0.99×
Net interest income
74.88%
Non-interest income
25.12%
Spread over hurdle
36.57%