23.39
Revenue¥B
14.45
15.34
16.37
17.24
18.75
20.56
21.75
23.14
25.01
27.06
25.65
7.61%
7.04%
64
12.36
Revenue growth%
27.80
30.31
29.93
30.03
27.36
24.74
25.85
28.26
27.95
29.40
17.40
27.95
28.10
64
17.62
NIM%
36.43
36.03
33.32
35.50
34.92
37.37
38.17
37.35
34.91
34.19
25.46
37.35
35.77
38
29.71
Effic. R.%
30.88
33.19
33.14
30.75
29.59
29.26
32.12
33.74
33.43
32.24
7.42
32.24
32.18
68
8.12
Net margin%
17.28
16.12
16.33
17.18
14.72
16.97
16.69
14.69
17.67
16.40
24.63
16.69
16.54
11
6.454
P/E ratio (avg)x
27.06
24.80
27.22
26.88
23.83
26.12
27.43
29.63
26.69
24.89
22.66
26.69
26.78
17
30.87
P/TBVx
42.79
47.84
47.01
51.21
49.93
55.29
61.25
62.10
61.05
58.08
31.21
61.05
53.25
57
8.814
P/Bx
42.86
45.26
45.20
54.47
64.23
71.30
71.78
69.60
80.97
84.50
18.72
71.78
66.91
58
10.70
NII¥B
11.43
12.26
13.07
13.81
15.00
16.28
17.44
18.41
19.86
21.45
28.53
7.42%
7.06%
—
29.41
NII grth%
0.40
0.40
0.40
2.15
1.29
0.62
2.67
1.61
3.53
2.19
26.91
2.19
1.45
43
27.95
ROTE%
27.10
28.00
25.03
27.16
29.51
31.14
29.48
27.66
28.69
31.43
29.45
29.48
28.34
67
19.52
Return on equity%
14.22
12.34
12.39
14.51
16.12
16.24
13.45
12.70
15.58
14.37
24.55
14.37
14.30
91
4.73
Return on assets%
30.02
30.52
29.45
30.74
33.41
31.54
33.54
35.69
38.52
41.41
11.90
35.69
32.47
49
28.89
EPS¥
121.31
135.41
153.28
174.85
177.09
210.80
210.01
234.19
227.11
223.12
31.74
4.73%
6.61%
—
11.95
EPS growth%
14.17
15.52
15.24
14.74
17.14
18.33
17.35
14.72
15.10
16.35
16.70
16.35
15.38
49
139.02
Bookvalue per sh¥
85.46
74.84
73.31
73.98
63.02
55.18
56.55
48.38
50.75
52.03
102.52
(3.76%)
(5.85%)
—
75.02
TBV/sh¥
274.49
270.89
280.25
312.94
353.55
361.01
429.33
429.66
447.15
536.67
138.81
8.71%
7.20%
—
107.41
Dividend per sh¥
254.62
293.27
310.37
317.95
342.15
385.84
375.53
424.46
445.33
469.45
29.44
6.53%
6.62%
—
10.71
Div yield (avg)%
26.38
24.77
24.07
23.78
24.56
24.92
27.51
26.34
25.10
24.97
19.38
25.10
24.94
36
29.37
Payout ratio%
10.01
12.02
13.45
11.10
10.53
12.37
14.70
14.52
14.62
14.70
24.55
14.62
12.91
80
186.6
Shares (diluted)M
310.8
361.3
409.2
426.4
494.1
482.0
541.9
577.5
673.5
802.0
196.2
10.17%
10.59%
35
24.48
Buyback yield%
21.09
23.99
25.55
28.20
25.68
28.38
27.39
27.41
26.05
25.42
20.29
27.39
25.86
66
24.05
Eq/Assets%
19.31
17.68
15.74
15.79
16.33
15.92
14.56
14.29
12.41
13.08
130.31
14.29
15.77
89
23.61
Assets¥B
57.14
59.92
64.00
67.22
73.23
82.05
89.12
98.51
105.7
116.1
26.28
9.66%
7.99%
43
34.69
LT debt¥B
21.13
20.33
20.51
22.14
19.80
17.93
17.34
15.54
15.19
16.47
4.615
(3.62%)
(3.37%)
36
Total assets
¥116.1B
7.99%
1.09×
Revenue
¥27.06B
7.04%
1.00×
Non-interest expense
¥13.15B
7.01%
1.00×
Net interest income
79.26%
Non-interest income
20.74%
Spread over hurdle
11.73%