264.8
Revenue$M
165.4
183.2
199.5
217.9
234.8
258.2
287.3
314.9
342.9
366.4
272.6
9.31%
9.23%
45
5.31
Revenue growth%
17.44
17.31
15.32
13.11
13.65
12.88
12.08
13.63
11.59
14.40
8.24
12.88
13.64
25
15.19
NIM%
17.86
15.78
17.67
16.63
15.09
14.79
15.90
16.72
17.72
17.80
3.26
16.72
16.68
25
3.84
Effic. R.%
12.41
9.75
7.40
9.90
6.98
6.43
5.28
6.56
3.73
3.78
19.11
5.28
6.77
56
25.51
Net margin%
24.02
24.37
22.98
24.16
25.61
25.74
28.09
26.13
25.41
26.34
26.13
26.13
25.51
37
11.18
P/E ratio (avg)x
12.01
13.34
14.62
17.13
19.65
21.56
25.53
28.89
32.81
32.03
24.63
28.89
20.61
29
13.29
P/TBVx
45.42
46.83
49.99
50.67
59.10
55.82
62.45
61.60
71.61
80.31
36.65
62.45
57.46
67
19.82
P/Bx
49.15
58.10
57.59
62.62
65.67
66.87
71.15
82.56
96.36
103.3
34.37
82.56
66.27
11
275.8
NII$M
116.3
129.5
142.1
152.9
164.0
180.4
202.5
220.6
241.8
260.3
223.4
9.67%
9.41%
—
22.43
NII grth%
25.35
27.82
27.55
30.09
32.20
35.03
35.21
35.48
37.53
38.23
12.54
35.48
33.62
15
21.34
ROTE%
6.67
8.77
7.82
9.11
10.59
13.25
11.76
13.79
15.32
18.07
25.40
13.79
11.17
91
6.22
Return on equity%
25.49
25.40
24.24
24.33
25.51
26.43
27.35
28.07
28.93
27.61
17.59
27.61
25.97
41
16.58
Return on assets%
23.43
25.05
23.26
26.11
23.61
24.77
23.92
25.68
23.46
23.68
2.01
23.92
23.80
95
2.58
EPS$
17.66
19.38
20.59
20.80
23.23
27.33
30.53
33.58
37.67
40.25
2.67
11.62%
9.27%
—
19.46
EPS growth%
22.75
24.11
21.18
19.84
17.43
18.96
18.00
18.54
18.63
16.91
3.40
18.54
18.79
30
14.08
Bookvalue per sh$
14.11
13.32
12.35
12.98
11.85
12.55
12.99
13.92
12.19
11.55
9.26
(0.52%)
(2.71%)
—
9.60
TBV/sh$
9.78
8.95
9.74
10.81
11.78
12.67
13.01
14.86
13.64
12.44
11.08
1.09%
2.51%
—
8.56
Dividend per sh$
10.35
8.93
8.45
8.77
9.45
9.16
8.80
8.54
8.46
7.53
4.54
(4.43%)
(4.61%)
—
23.56
Div yield (avg)%
0.65
0.40
1.19
0.40
0.40
0.40
0.40
0.87
0.40
1.04
12.40
0.40
0.40
20
11.23
Payout ratio%
8.74
6.17
7.88
8.37
9.76
9.55
11.82
13.64
14.79
14.23
17.24
13.64
9.65
51
17.88
Shares (diluted)M
17.52
17.36
15.34
14.87
14.13
14.44
13.86
13.30
11.62
11.63
18.67
(3.82%)
(4.10%)
72
29.71
Buyback yield%
5.83
6.35
8.72
8.38
7.00
8.65
6.94
6.03
5.05
3.71
15.48
6.03
6.64
57
172.17
Eq/Assets%
281.19
328.22
330.25
379.64
370.08
417.32
488.59
534.81
565.67
572.98
141.23
534.81
398.48
74
0.259
Assets$B
1.406
1.556
1.631
1.806
1.992
2.191
2.433
2.546
2.829
3.152
0.356
9.62%
9.26%
35
96.68
LT debt$M
68.32
64.42
71.32
74.96
80.98
77.09
86.89
79.54
76.86
74.86
120.6
(1.56%)
0.92%
79
Total assets
$3.152B
9.26%
1.00×
Revenue
$366.4M
9.23%
1.00×
Non-interest expense
$227.2M
9.43%
1.02×
Net interest income
71.03%
Non-interest income
28.97%