2,201
Revenue₩B
4,245
4,636
5,035
5,489
5,855
6,341
6,903
7,263
7,909
8,604
2,314
8.00%
8.00%
66
2.36
Revenue growth%
24.33
27.16
25.66
25.72
22.96
25.33
27.63
29.86
28.34
26.27
10.12
27.63
26.00
57
23.72
NIM%
15.96
15.26
15.20
14.73
11.87
10.24
11.04
12.00
11.11
11.83
28.41
11.11
11.93
42
6.80
Effic. R.%
17.64
15.94
15.07
14.09
11.19
13.98
13.07
15.91
16.04
16.46
5.77
15.91
15.49
89
24.70
Net margin%
16.68
18.55
18.64
15.86
15.16
14.20
12.39
11.52
9.68
7.12
25.07
11.52
14.68
28
25.88
P/E ratio (avg)x
7.168
7.214
8.291
9.434
10.64
11.98
13.46
14.77
15.63
15.91
16.56
14.77
11.31
34
12.32
P/TBVx
37.87
43.53
45.22
49.82
58.37
59.04
66.90
66.68
65.22
65.66
33.35
65.66
58.71
36
13.16
P/Bx
16.31
16.70
17.31
19.42
17.96
16.63
15.75
17.73
17.05
17.72
24.26
17.05
17.18
13
7,208
NII₩B
2,867
3,131
3,439
3,751
3,949
4,296
4,741
4,907
5,445
5,836
2,433
8.12%
7.98%
—
5.86
NII grth%
26.53
23.70
25.75
26.05
26.43
26.85
28.30
29.52
32.04
31.52
2.58
29.52
26.69
9
10.74
ROTE%
22.48
23.17
23.77
23.03
21.90
23.60
23.74
23.58
23.13
22.51
21.77
23.58
23.15
75
14.49
Return on equity%
5.19
7.64
5.21
5.08
4.62
5.55
5.44
6.30
6.92
6.52
18.01
6.30
5.49
93
4.71
Return on assets%
30.15
27.90
29.32
26.81
27.60
25.65
24.45
24.68
25.08
24.32
25.06
24.68
26.23
9
3,186
EPS₩
1,384
1,287
1,308
1,359
1,223
1,274
1,175
1,280
1,333
1,332
3,376
1.72%
(1.07%)
—
23.60
EPS growth%
21.39
23.23
23.02
23.37
25.99
26.17
26.62
24.13
25.52
24.57
17.44
25.52
24.35
6
1,094
Bookvalue per sh₩
1,739
2,023
2,312
2,665
2,560
2,477
2,827
3,081
3,178
3,669
1,226
7.47%
7.29%
—
2,513
TBV/sh₩
452.37
464.24
479.82
427.94
473.55
504.34
518.63
505.90
491.48
527.81
2,417
2.19%
2.15%
—
1,952
Dividend per sh₩
846.79
947.75
945.75
917.90
991.58
1,168
1,197
1,311
1,512
1,721
1,188
11.66%
8.41%
—
13.86
Div yield (avg)%
19.24
19.26
18.63
16.18
17.38
18.21
16.50
14.79
14.94
13.72
28.61
14.94
16.94
10
29.77
Payout ratio%
21.27
21.48
19.05
18.27
18.06
19.23
17.65
15.21
17.17
17.87
20.95
17.65
18.16
87
755.6
Shares (diluted)M
597.3
583.4
523.7
520.8
529.3
475.4
472.4
460.3
427.3
361.2
751.3
(7.36%)
(5.91%)
12
15.77
Buyback yield%
24.70
27.21
25.28
26.96
25.65
24.48
25.34
22.65
20.16
19.63
8.19
22.65
24.99
53
84.65
Eq/Assets%
18.51
21.02
24.78
25.23
27.28
31.42
32.94
35.42
36.32
34.82
44.11
34.82
29.35
77
4,559
Assets₩B
2,781
2,979
3,260
3,530
3,881
4,162
4,380
4,943
5,413
5,815
8,986
8.43%
8.71%
39
7,365
LT debt₩B
1,902
2,154
2,085
2,231
2,107
2,181
2,404
2,681
2,728
2,646
6,945
4.66%
4.13%
20
Total assets
₩5.815T
8.71%
1.07×
Revenue
₩8.604T
8.00%
1.00×
Non-interest expense
₩3.940T
8.13%
1.01×
Net interest income
67.83%
Non-interest income
32.17%
Return on capital
118.55%