2,181
Revenue₩B
3,242
3,360
3,489
3,582
3,637
3,746
3,879
3,972
4,020
4,103
2,338
2.44%
2.59%
50
10.26
Revenue growth%
3.38
4.85
4.43
2.07
1.16
2.17
0.40
0.40
0.40
2.02
27.06
0.40
2.05
56
29.25
NIM%
15.86
13.84
15.85
15.50
13.66
10.84
12.66
9.79
6.91
6.22
8.64
9.79
13.16
30
12.42
Effic. R.%
15.01
13.44
13.01
14.92
12.56
9.56
8.32
10.93
13.66
11.33
7.25
10.93
12.78
70
29.52
Net margin%
25.25
26.42
26.24
24.36
23.21
22.57
24.05
21.35
19.18
17.20
12.67
21.35
23.63
54
35.66
P/E ratio (avg)x
21.61
19.52
19.53
20.79
22.76
23.60
25.51
27.03
27.88
28.76
12.17
27.03
23.18
17
29.96
P/TBVx
22.42
21.81
21.91
21.05
19.15
19.77
18.67
16.98
17.38
18.54
25.11
18.54
19.46
22
29.78
P/Bx
10.88
11.66
11.02
12.07
11.71
11.60
13.29
13.24
15.01
16.71
34.31
13.29
11.89
55
666.0
NII₩B
2,178
2,285
2,320
2,438
2,428
2,503
2,615
2,711
2,686
2,772
2,538
2.68%
2.45%
—
17.67
NII grth%
18.85
20.09
17.94
16.87
18.07
17.92
18.44
16.37
19.06
19.91
17.35
18.44
18.25
10
29.56
ROTE%
25.59
26.67
28.33
26.04
25.44
27.80
25.53
24.75
22.12
20.22
18.66
24.75
25.56
95
29.84
Return on equity%
30.49
30.99
28.73
27.29
29.56
28.44
29.75
31.14
31.92
32.30
26.86
31.14
30.12
14
12.55
Return on assets%
7.38
8.92
7.86
5.95
7.18
8.33
11.06
13.33
14.94
15.66
16.17
13.33
8.62
65
1,085
EPS₩
533.39
538.44
521.41
547.81
517.60
489.28
479.65
420.65
405.66
411.56
1,164
(4.48%)
(2.15%)
—
14.00
EPS growth%
25.78
27.92
27.62
26.24
23.53
21.84
24.83
25.82
25.58
24.99
3.22
24.99
25.68
11
356.10
Bookvalue per sh₩
591.44
622.32
646.72
659.53
644.95
684.25
741.19
729.09
685.11
684.07
1,469
1.18%
1.09%
—
341.42
TBV/sh₩
513.05
481.44
468.89
471.99
504.07
493.17
508.61
541.18
594.16
624.39
454.15
4.37%
2.13%
—
1,143
Dividend per sh₩
618.18
570.59
571.03
609.72
627.87
600.28
647.81
727.33
710.45
780.27
1,309
4.44%
2.59%
—
11.03
Div yield (avg)%
7.66
5.23
2.98
5.64
8.23
5.95
7.91
8.86
11.76
14.66
7.61
8.86
7.79
11
8.91
Payout ratio%
25.88
27.04
25.37
23.77
26.06
27.99
27.71
25.16
23.75
26.41
8.48
26.41
25.97
64
820.7
Shares (diluted)M
767.3
781.2
727.6
711.6
651.1
675.5
685.1
747.0
699.2
619.0
815.6
(1.01%)
(1.75%)
94
25.32
Buyback yield%
17.42
18.32
18.05
20.70
20.53
18.38
17.09
15.87
18.24
16.59
26.37
17.09
18.14
58
70.61
Eq/Assets%
135.65
149.66
158.96
182.34
184.08
222.31
223.23
237.00
233.50
271.43
127.88
233.50
203.20
37
1,008
Assets₩B
11,645
12,363
14,042
14,367
15,683
17,884
19,071
21,524
23,627
25,656
2,192
10.34%
9.33%
42
2,738
LT debt₩B
3,051
2,838
2,720
2,789
2,932
3,331
3,682
4,032
4,130
4,685
615.0
9.83%
4.24%
83
Total assets
₩25.66T
9.33%
1.89×
Revenue
₩4.103T
2.59%
1.00×
Non-interest expense
₩1.976T
2.81%
1.02×
Net interest income
67.57%
Non-interest income
32.43%