7,305
Revenue₩B
5,800
6,262
6,587
6,980
7,649
8,039
8,456
9,275
9,937
10,601
8,019
6.74%
6.76%
82
20.88
Revenue growth%
10.26
8.16
9.39
12.30
11.84
12.52
12.75
12.86
12.08
10.01
26.30
12.52
11.96
74
18.66
NIM%
6.24
7.59
9.18
9.57
11.04
10.79
8.03
7.75
7.03
5.81
3.18
7.75
7.89
54
7.82
Effic. R.%
11.72
9.69
7.82
10.06
12.73
14.68
14.32
13.23
11.26
9.33
20.61
13.23
11.49
6
26.25
Net margin%
7.42
7.76
8.57
11.16
12.00
10.45
12.86
14.05
16.22
14.64
3.15
14.05
11.58
38
8.118
P/E ratio (avg)x
18.99
17.88
16.76
16.60
15.56
14.51
13.92
15.71
14.27
15.74
12.44
14.51
15.73
58
20.39
P/TBVx
9.118
9.022
10.15
11.04
11.34
10.81
10.65
12.14
11.19
11.35
31.78
11.19
10.93
80
37.99
P/Bx
14.58
14.49
15.14
14.31
15.20
16.66
16.50
17.33
18.79
20.29
33.84
17.33
15.85
65
10,205
NII₩B
4,202
4,507
4,662
4,985
5,450
5,787
5,985
6,649
7,135
7,664
3,509
7.06%
6.75%
—
9.22
NII grth%
22.50
23.10
20.14
21.88
20.91
19.87
19.44
19.18
19.85
22.56
28.96
19.85
20.52
24
7.83
ROTE%
31.38
31.81
30.72
28.14
26.70
26.77
27.78
26.84
26.94
25.45
4.07
26.84
27.36
37
19.60
Return on equity%
20.38
21.01
19.10
20.26
19.55
17.77
18.01
18.86
20.80
20.02
17.21
18.86
19.78
92
16.51
Return on assets%
12.17
11.66
9.87
8.77
6.47
7.99
9.00
7.38
8.41
9.60
23.80
8.41
8.88
84
3,736
EPS₩
11,079
12,405
12,540
12,437
11,856
12,962
14,062
14,660
15,539
15,481
4,037
5.48%
4.55%
—
17.64
EPS growth%
17.63
16.60
13.93
15.75
16.62
15.63
16.85
14.95
13.76
13.51
9.59
14.95
15.69
22
3,128
Bookvalue per sh₩
5,423
5,412
4,940
5,311
5,561
5,106
5,200
5,602
4,963
5,339
2,115
(0.81%)
(1.36%)
—
7,313
TBV/sh₩
4,930
5,051
5,943
6,526
7,017
7,561
7,126
6,950
8,083
8,445
4,829
3.77%
6.27%
—
7,143
Dividend per sh₩
1,199
1,225
1,160
1,174
1,200
1,200
1,203
1,031
1,083
974.77
2,290
(4.07%)
(2.89%)
—
28.56
Div yield (avg)%
8.01
5.29
6.95
4.63
5.86
7.67
9.54
7.54
8.64
6.03
21.23
7.67
7.25
59
23.24
Payout ratio%
18.55
15.57
13.39
11.34
11.39
12.99
10.13
13.08
11.80
14.35
27.96
12.99
13.03
8
463.0
Shares (diluted)M
356.7
319.3
335.3
364.7
335.6
338.2
361.6
317.3
276.1
296.2
460.0
(2.47%)
(2.49%)
53
26.81
Buyback yield%
24.06
26.57
24.25
22.84
25.82
24.66
22.67
20.89
21.88
22.53
3.96
22.53
23.45
29
68.23
Eq/Assets%
171.98
183.91
193.36
205.93
191.83
197.10
209.72
221.30
206.93
230.90
75.73
209.72
201.51
17
3,509
Assets₩B
37,380
39,790
44,550
47,724
49,793
52,975
57,114
63,059
68,253
72,113
2,840
7.69%
8.21%
73
2,039
LT debt₩B
11,102
12,741
14,635
14,428
16,693
17,854
18,585
20,148
20,921
23,296
3,876
6.89%
6.95%
24
Total assets
₩72.11T
8.21%
1.14×
Revenue
₩10.60T
6.76%
1.00×
Non-interest expense
₩5.735T
6.77%
1.00×
Net interest income
72.30%
Non-interest income
27.70%