871.1
Revenue¥B
1,148
1,209
1,247
1,307
1,355
1,414
1,445
1,465
1,540
1,606
913.4
3.46%
4.04%
55
25.87
Revenue growth%
17.01
16.83
17.29
14.30
13.40
11.19
10.80
8.25
8.27
9.96
21.50
9.96
12.29
70
13.55
NIM%
12.38
14.59
13.48
16.32
15.07
15.55
15.19
12.69
10.14
10.57
16.05
12.69
14.04
16
10.78
Effic. R.%
21.92
21.94
22.13
19.42
17.10
16.98
17.84
18.96
19.88
21.89
24.48
18.96
19.65
7
17.76
Net margin%
11.19
8.76
7.16
5.66
3.81
4.05
5.88
5.11
6.82
5.70
14.72
5.70
5.79
85
14.34
P/E ratio (avg)x
41.68
40.48
39.43
38.03
41.32
38.61
35.86
31.74
28.27
26.85
37.22
31.74
38.32
15
11.45
P/TBVx
27.20
25.78
26.46
24.03
22.47
22.30
24.38
25.35
27.60
28.71
20.31
25.35
25.56
17
34.40
P/Bx
19.86
21.70
19.01
18.24
16.99
17.33
15.37
13.51
12.18
10.95
29.47
13.51
17.16
90
627.2
NII¥B
790.5
826.9
857.1
890.5
924.1
971.9
1,000
1,018
1,058
1,095
342.7
3.45%
4.14%
—
6.87
NII grth%
15.49
15.92
13.72
16.69
14.83
15.38
17.92
17.31
18.06
18.49
5.18
17.92
16.30
33
8.16
ROTE%
8.78
7.29
8.91
10.60
11.56
9.02
9.92
7.00
6.04
6.48
21.71
7.00
8.84
62
12.14
Return on equity%
12.31
10.35
7.93
6.69
4.69
4.74
3.17
3.44
4.59
3.56
11.78
3.56
4.72
56
27.29
Return on assets%
10.85
10.65
12.33
11.11
9.20
9.66
12.16
11.18
10.75
9.25
8.54
10.75
10.80
23
130.37
EPS¥
98.41
109.66
99.99
99.73
92.35
96.38
98.78
93.97
99.49
106.27
137.13
2.85%
(0.17%)
—
28.23
EPS growth%
27.63
27.75
28.57
26.70
27.74
29.13
31.14
31.07
28.39
26.33
16.65
29.13
28.07
12
51.61
Bookvalue per sh¥
54.04
46.69
51.20
45.86
47.23
46.14
50.17
52.96
51.66
49.35
146.69
0.88%
(1.60%)
—
40.53
TBV/sh¥
200.97
222.10
221.04
219.11
254.36
283.56
279.98
318.12
306.67
342.11
171.59
6.11%
6.40%
—
169.92
Dividend per sh¥
312.94
299.82
319.23
301.10
313.91
301.10
295.90
279.44
315.41
332.57
148.02
1.16%
1.64%
—
20.80
Div yield (avg)%
12.96
14.14
15.57
15.90
14.02
11.98
12.58
10.20
11.77
14.21
22.24
11.98
13.49
85
15.60
Payout ratio%
2.71
0.40
2.75
0.40
1.90
2.50
1.35
3.84
2.63
1.77
17.51
2.50
2.20
16
2.282
Shares (diluted)B
3.421
3.752
3.910
4.536
4.553
5.105
5.711
6.116
6.864
8.206
2.306
12.50%
9.78%
40
15.43
Buyback yield%
13.03
12.77
15.21
12.67
11.90
11.41
12.25
13.92
12.98
12.78
9.01
12.78
12.78
49
97.99
Eq/Assets%
94.49
96.09
103.95
101.49
89.63
90.27
84.03
74.57
78.91
79.83
147.21
79.83
89.95
94
88.21
Assets¥B
482.2
532.4
570.3
641.3
711.9
762.1
824.1
875.5
947.8
1,029
212.9
7.65%
8.66%
79
961.3
LT debt¥B
2,149
2,259
2,338
2,480
2,822
2,941
3,115
3,399
3,397
3,793
803.3
6.09%
5.47%
82
Total assets
¥1.029T
8.66%
1.54×
Revenue
¥1.606T
4.04%
1.00×
Non-interest expense
¥870.6B
4.06%
1.00×
Net interest income
68.19%
Non-interest income
31.81%
Return on capital
111.70%