Japan Post Holdings Co., Ltd.

¥2,252As of Sun 8 Nov 2026, 12:00 UTC

TSE:6178Financials

Country Japan

PE (Fwd) •••

TSR 10Y CAGR 9.72%

Div yield 2.67%

ROTE 4.49%

Banks (Regional)

Beta (5Y) 0.23

PE TTM 14.86

TSR TTM 59.63%

Mkt cap ¥6.156T

NIM —

SE Grade™

Value

Quality

Moat

Consensus

Reference

¥2,416

7.33%

131.21%

Hold 5|9|6|8|0

TTM

FYE 31 Mar JPY

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

733.8

Revenue¥B

2,509

2,573

2,572

2,615

2,698

2,728

2,740

2,719

2,770

2,746

815.3

0.35%

1.30%

11.50

Revenue growth%

25.02

25.99

24.93

22.61

21.39

19.89

20.46

20.98

18.36

20.13

28.87

20.13

21.19

5.54

NIM%

4.80

2.44

1.59

0.40

0.98

2.16

0.40

1.58

0.40

11.27

0.40

1.28

11.32

Effic. R.%

26.23

28.10

26.85

28.42

25.56

23.65

21.21

23.07

24.80

27.19

4.43

23.65

25.89

20.65

Net margin%

12.83

10.05

7.54

6.33

7.68

7.89

8.32

10.76

9.04

7.80

7.89

8.32

8.11

10.65

P/E ratio (avg)x

31.47

31.31

33.52

40.29

41.37

48.36

48.55

49.79

51.15

54.52

12.07

49.79

44.87

18.16

P/TBVx

15.40

16.65

17.93

17.22

16.06

16.66

15.18

15.59

16.95

16.27

12.86

16.27

16.46

13.56

P/Bx

27.33

29.29

32.56

30.54

33.86

37.56

36.50

34.88

34.37

32.36

27.72

34.88

33.21

1,610

NII¥B

1,753

1,790

1,781

1,843

1,858

1,925

1,918

1,875

1,928

1,942

2,546

0.89%

1.58%

—

16.74

NII grth%

13.49

13.00

10.27

9.09

10.82

12.51

14.77

12.93

14.43

15.19

3.40

14.43

12.97

27.45

ROTE%

3.71

4.09

2.76

5.13

3.78

1.90

4.48

6.89

4.34

2.50

26.43

4.34

3.94

29.00

Return on equity%

30.17

28.91

28.45

27.85

30.00

27.36

26.90

28.36

25.91

25.96

3.25

26.90

28.11

2.54

Return on assets%

1.03

0.40

2.95

1.31

0.40

0.45

0.40

0.90

0.40

22.79

0.40

0.42

184.14

EPS¥

76.18

79.12

79.75

80.45

80.42

91.26

93.62

102.47

103.05

116.65

189.86

7.72%

4.69%

—

18.64

EPS growth%

21.77

23.29

21.05

21.19

21.79

21.88

23.05

25.32

25.97

26.12

20.82

25.32

22.47

151.07

Bookvalue per sh¥

160.75

160.27

150.68

151.90

154.34

139.61

127.02

144.41

134.90

147.84

180.08

(0.86%)

(1.81%)

—

171.54

TBV/sh¥

165.12

171.99

176.60

168.69

167.07

174.32

174.36

168.58

177.44

168.17

175.13

0.13%

0.16%

—

113.24

Dividend per sh¥

186.71

187.98

203.25

235.52

272.46

318.30

308.41

341.00

344.35

357.51

153.53

5.58%

6.28%

—

3.51

Div yield (avg)%

18.72

19.00

20.88

23.08

24.89

22.18

19.76

17.13

14.65

16.40

20.23

17.13

19.38

9.48

Payout ratio%

17.22

19.43

22.10

21.85

21.80

23.57

26.23

24.42

21.96

23.59

6.39

23.59

22.03

2.739

Shares (diluted)B

2.334

2.582

2.868

2.694

2.463

2.259

2.457

2.665

3.031

3.332

2.689

6.23%

2.87%

26.32

Buyback yield%

25.71

26.93

26.84

25.21

27.63

27.55

25.99

25.89

27.04

28.22

19.27

27.04

26.89

164.46

Eq/Assets%

91.85

92.59

99.84

101.28

114.43

106.77

113.86

124.20

130.15

147.73

128.82

124.20

110.31

1,994

Assets¥B

8,882

9,662

10,757

11,620

13,129

14,278

15,904

16,933

18,583

20,552

917.6

9.38%

9.83%

1,815

LT debt¥B

3,295

3,743

4,093

4,506

4,535

4,925

5,676

6,573

7,540

2,448

10.84%

8.84%

Peers (US$39.09B)

Cap (US$)

JAPAN POST BANK Co.…

65.36B

17.24x

Resona Holdings, Inc.

30.04B

17.75x

Sumitomo Mitsui Trust…

27.39B

11.88x

KB Financial Group Inc.

39.09B

8.379x

Capital

TTM

10Y

Tang eq%

5.75

2.18

2.31

LT debt%

91.00

33.52

34.56

Cash%

112.58

17.79

17.68

Sh yield%

29.83

44.62

45.84

Owners

Insiders/Inst%

7.18

82.72

Short interest%

2.06

SBC / revenue%

1.96

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

ROE range%

26–30

$1 testx

—

Incr. ROIC%

—

Japan Post Holdings Co., Ltd. provides postal, banking, and insurance services in Japan. It operates through the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, and Real Estate Business segments.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Total assets

¥20.55T

9.83%

2.24×

Revenue

¥2.746T

1.30%

1.00×

Non-interest expense

¥1.456T

1.24%

0.99×