KB Financial Group Inc.

₩151,000As of Sun 8 Nov 2026, 12:00 UTC

KRX:105560Financials

Country South Korea

PE (Fwd) •••

TSR 10Y CAGR 18.66%

Div yield 2.89%

ROTE 10.74%

Banks (Regional)

Beta (5Y) 0.66

PE TTM 8.379

TSR TTM 33.52%

Mkt cap ₩53.02T

NIM —

SE Grade™

Value

Quality

Moat

Consensus

Reference

₩178,222

18.03%

138.82%

Hold 3|8|1|9|6

TTM

FYE 31 Dec KRW

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

1,004

Revenue₩B

11,842

11,994

11,996

12,207

12,009

11,788

11,905

11,767

11,868

11,896

1,058

(0.19%)

(0.07%)

11.67

Revenue growth%

6.88

4.93

3.55

2.65

5.32

3.41

1.76

3.30

3.61

2.30

29.41

3.30

3.48

15.01

NIM%

0.40

1.86

4.83

4.51

2.16

3.20

1.17

1.80

0.40

8.70

1.17

1.83

26.47

Effic. R.%

21.93

19.01

20.57

22.55

21.42

19.65

21.17

20.95

22.21

20.70

20.80

20.95

21.06

10.70

Net margin%

15.42

18.36

19.92

19.53

19.62

19.53

21.05

23.44

21.14

19.00

4.42

21.05

19.58

8.990

P/E ratio (avg)x

31.59

37.53

36.31

39.58

43.46

42.80

42.92

43.66

46.98

50.02

22.30

43.66

42.86

34.20

P/TBVx

13.06

14.03

12.58

13.71

12.50

11.89

10.91

9.910

10.67

9.705

23.11

10.67

12.19

36.25

P/Bx

25.00

26.61

30.02

33.53

34.67

36.25

39.44

41.51

39.74

39.42

14.13

39.44

35.46

1,970

NII₩B

8,492

8,643

8,647

8,780

8,620

8,530

8,521

8,584

8,566

8,506

2,824

(0.26%)

(0.25%)

—

19.83

NII grth%

0.40

1.37

4.10

3.04

4.39

4.33

2.29

0.40

3.09

0.40

1.83

10.24

ROTE%

8.65

9.92

9.26

8.54

10.77

10.18

12.52

10.00

8.14

8.87

24.69

10.00

9.59

11.11

Return on equity%

14.85

15.84

14.17

15.73

13.57

12.79

15.04

16.59

18.41

18.63

3.87

16.59

15.38

18.62

Return on assets%

29.37

28.91

29.33

31.29

28.53

30.80

30.12

32.17

30.68

32.27

7.72

30.80

30.40

13,852

EPS₩

5,028

5,665

5,828

6,007

6,295

5,995

5,552

5,700

5,463

5,833

15,145

(1.51%)

0.65%

—

19.46

EPS growth%

12.96

15.88

13.16

11.64

11.89

9.24

11.65

11.33

10.36

12.74

7.83

11.33

11.77

14,430

Bookvalue per sh₩

6,064

6,159

6,576

5,658

5,145

5,445

5,705

5,634

5,313

5,659

8,147

1.92%

(1.42%)

—

7,542

TBV/sh₩

9,758

10,455

11,210

11,647

12,297

12,695

13,790

14,834

13,831

14,028

13,987

2.67%

3.46%

—

2,657

Dividend per sh₩

17,857

20,242

21,981

22,611

24,157

24,454

25,306

28,601

29,021

31,536

4,185

5.48%

6.97%

—

8.26

Div yield (avg)%

24.59

27.08

28.68

30.06

29.66

26.94

29.45

29.52

28.78

28.47

19.91

28.78

28.73

29.89

Payout ratio%

11.87

8.90

6.61

9.23

11.20

13.81

11.02

13.01

14.91

17.89

18.86

13.81

11.54

0.350

Shares (diluted)B

0.597

0.640

0.652

0.687

0.756

0.766

0.816

0.923

1.064

1.060

0.355

6.99%

6.23%

11.84

Buyback yield%

16.52

17.59

19.63

21.48

23.32

25.69

24.40

24.20

24.26

22.07

8.60

24.26

22.70

131.90

Eq/Assets%

115.49

119.95

135.47

143.70

143.04

156.98

170.39

165.99

158.69

176.75

175.62

165.99

150.34

5,059

Assets₩B

7,188

7,530

8,603

9,172

10,333

11,219

12,674

13,589

14,958

16,149

2,303

9.34%

9.36%

2,575

LT debt₩B

5,885

6,925

6,959

8,404

9,017

10,162

12,149

13,314

14,973

17,661

4,837

14.39%

12.46%

Peers (US$39.09B)

Cap (US$)

Shinhan Financial…

30.01B

7.986x

Hana Financial Group…

23.09B

7.778x

Woori Financial Group…

16.99B

7.929x

Japan Post Holdings…

39.09B

14.86x

Capital

TTM

10Y

Tang eq%

56.10

51.35

52.00

LT debt%

50.91

97.97

91.80

Cash%

12.24

13.48

13.49

Sh yield%

20.11

53.04

52.08

Owners

Insiders/Inst%

12.32

72.97

Short interest%

5.73

SBC / revenue%

1.59

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

ROE range%

13–19

$1 testx

—

Incr. ROIC%

—

KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Total assets

₩16.15T

9.36%

2.46×

Revenue

₩11.90T

(0.07%)

1.00×

Non-interest expense

₩7.174T

(0.01%)

1.01×