Samsung Life Insurance Co., Ltd.

₩234,500As of Sun 8 Nov 2026, 12:00 UTC

KRX:032830Financials

Country South Korea

PE (Fwd) •••

TSR 10Y CAGR 11.56%

Div yield 2.26%

ROE 3.26%

Insurance (Life)

Beta (5Y) 1.03

PE TTM 15.03

TSR TTM 57.10%

Mkt cap ₩42.11T

Combined —

SE Grade™

Value

Quality

Moat

Consensus

Reference

₩272,999

16.42%

(47.87%)

Hold 4|12|3|12|10

TTM

FYE 31 Dec KRW

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

1,816

Revenue₩B

5,691

6,068

6,411

6,714

7,168

7,433

7,767

8,326

8,728

9,426

1,992

5.63%

5.86%

22.22

Revenue growth%

10.27

11.95

10.23

10.80

10.82

11.64

12.55

12.62

12.04

9.65

5.85

12.04

11.23

20.01

Combined R.%

76.67

77.89

78.51

78.89

77.93

78.05

76.94

78.31

77.56

76.94

2.26

77.56

77.91

18.92

Operating margin%

10.82

11.52

13.67

15.12

17.80

17.88

20.25

18.16

19.81

20.99

17.89

19.81

17.84

23.91

Net margin%

10.16

12.49

11.38

12.55

10.47

12.27

9.81

12.04

10.06

11.12

9.35

11.12

11.25

8.270

P/E ratio (avg)x

6.330

6.032

5.563

5.437

5.157

5.356

5.066

4.984

5.084

4.933

16.49

5.066

5.257

19.79

P/TBVx

23.71

21.47

22.58

22.90

25.90

23.48

23.20

24.95

27.53

29.72

14.35

24.95

23.59

25.19

P/Bx

62.65

64.41

73.00

69.25

72.01

75.45

73.08

70.98

68.95

80.74

28.05

73.08

71.49

15.42

Prem. grth%

18.85

16.16

18.68

21.13

20.28

18.12

19.67

17.18

20.02

22.55

21.11

19.67

19.26

15.60

Invest. yld%

30.66

31.29

31.46

29.25

27.30

27.27

27.73

25.34

22.87

20.84

16.00

25.34

27.52

11.31

BVPS grth%

18.36

18.69

18.50

20.91

20.66

21.50

20.28

19.38

20.12

22.55

15.14

20.28

20.20

3.68

Return on equity%

24.87

27.63

26.21

25.56

24.96

24.21

24.20

26.50

25.88

26.87

25.74

25.88

25.72

13.28

Return on assets%

15.55

13.19

11.90

10.97

10.63

12.48

10.24

9.64

7.27

6.55

12.73

9.64

10.80

33,032

EPS₩

57,157

63,300

59,230

52,873

53,150

48,441

46,230

47,928

51,941

48,908

36,412

(1.65%)

(2.65%)

—

13.82

EPS growth%

2.90

3.90

2.74

4.09

5.96

8.89

11.82

13.97

12.66

26.38

12.66

7.42

40,208

Bookvalue per sh₩

21,838

20,217

18,703

18,330

20,243

20,377

20,620

23,412

24,261

24,338

58,181

3.75%

1.32%

—

40,365

TBV/sh₩

63,215

71,509

74,832

73,177

72,197

81,970

81,195

78,964

91,801

100,280

22,280

6.79%

6.02%

—

38,994

Dividend per sh₩

58,713

53,945

51,380

50,149

54,339

51,184

49,491

50,283

47,301

44,856

41,714

(3.76%)

(2.84%)

—

28.85

Div yield (avg)%

9.72

12.54

12.48

10.52

11.43

10.17

7.80

6.71

4.98

3.90

14.43

6.71

9.95

18.74

Payout ratio%

12.34

9.47

6.77

8.96

9.63

8.12

5.59

7.75

10.20

9.42

20.28

8.12

9.19

174.9

Shares (diluted)M

245.4

247.7

250.3

243.6

275.8

281.2

312.1

313.6

327.5

385.0

176.8

6.90%

5.20%

29.51

Buyback yield%

29.12

28.36

27.39

26.95

28.77

27.25

25.23

22.51

21.16

22.25

26.81

22.51

27.10

0.847

D/E ratiox

1.812

1.876

2.183

2.476

2.656

3.088

3.079

3.181

3.673

3.881

1.774

3.181

2.867

882.1

Assets₩B

33,989

36,485

39,838

41,838

46,056

49,453

53,184

57,314

63,578

70,794

7,571

8.98%

8.52%

2,483

LT debt₩B

8,889

8,367

7,721

7,347

7,723

7,979

7,989

7,951

7,468

7,609

7,400

(0.30%)

(0.91%)

Peers (US$31.05B)

Cap (US$)

Samsung Fire & Marine…

18.48B

13.30x

DB Insurance Co., Ltd.

7.650B

5.770x

Hyundai Marine & Fire…

2.444B

2.809x

Prudential plc

30.36B

8.543x

Capital

TTM

10Y

Leveragex

1.128

(0.051)

(0.046)

EBIT/Intx

0.847

0.516

0.455

Own earn%

—

Sh yield%

58.36

29.23

37.45

Owners

Insiders/Inst%

10.08

74.61

Short interest%

5.64

SBC / revenue%

4.36

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

Op margin range%

11–21

$1 testx

−0.5

Incr. ROIC%

—

Samsung Life Insurance Co., Ltd., together with its subsidiaries, engages in the life insurance business to corporate and individual customers in South Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing and Leasing; and Overseas segments.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Revenue

₩9.426T

5.86%

1.00×

Claims and benefits

₩4.568T

5.86%

1.00×

Total costs

₩6.774T

5.70%

0.98×