9,051
Revenue₩B
3,497
3,749
4,131
4,402
4,818
5,074
5,359
5,676
6,116
6,519
9,931
6.23%
7.37%
39
10.60
Revenue growth%
19.14
21.68
21.12
22.13
19.64
21.28
19.67
20.31
20.55
20.58
11.39
20.55
20.56
89
16.71
Combined R.%
88.15
89.05
88.57
88.90
88.61
89.67
87.52
88.14
90.06
87.55
27.24
88.14
88.59
46
21.29
Operating margin%
1.77
0.40
3.01
4.69
4.01
1.83
3.71
1.19
1.74
4.00
24.42
1.83
2.42
30
3.46
Net margin%
18.24
17.17
18.40
19.51
21.85
21.36
18.45
16.46
17.11
17.71
7.64
17.71
18.32
32
34.05
P/E ratio (avg)x
22.78
24.23
25.26
26.11
27.39
31.42
29.93
32.65
36.07
39.40
9.270
32.65
28.66
13
21.61
P/TBVx
13.29
13.06
12.41
12.30
13.87
13.48
12.99
13.61
12.74
14.85
17.69
13.48
13.17
71
35.49
P/Bx
26.22
28.31
29.63
27.55
28.24
27.25
27.72
24.79
27.13
24.57
25.86
27.13
27.40
6
8.15
Prem. grth%
5.08
5.94
7.39
6.34
4.07
4.53
3.37
4.18
7.06
7.40
22.97
4.53
5.51
11
20.64
Invest. yld%
10.95
12.19
13.62
16.27
14.15
16.38
16.89
17.62
18.52
19.77
20.76
17.62
16.33
32
8.00
BVPS grth%
11.52
12.01
10.75
10.38
7.86
5.01
3.36
0.48
1.43
0.40
24.90
1.43
6.43
20
7.28
Return on equity%
3.55
1.34
0.71
2.50
3.36
5.58
5.35
3.48
3.87
6.71
10.56
5.35
3.51
17
16.68
Return on assets%
18.31
20.75
22.12
21.04
23.03
24.57
23.57
23.40
20.88
21.49
6.89
23.40
21.81
39
63,718
EPS₩
56,577
50,498
49,376
42,323
40,518
35,802
34,114
34,715
31,108
33,103
68,631
(3.96%)
(5.33%)
—
2.95
EPS growth%
24.63
25.03
25.71
26.57
27.63
24.93
24.93
23.63
25.95
25.61
12.17
24.93
25.32
92
34,973
Bookvalue per sh₩
14,906
13,887
12,865
14,517
15,116
17,357
17,386
17,527
18,672
20,386
46,730
6.16%
3.87%
—
27,984
TBV/sh₩
16,156
16,734
19,281
21,677
26,185
31,239
37,622
44,808
45,696
54,264
53,130
15.69%
14.24%
—
61,604
Dividend per sh₩
35,351
33,204
34,703
35,584
33,857
35,443
34,066
32,886
32,454
29,616
19,801
(2.64%)
(1.58%)
—
3.29
Div yield (avg)%
17.63
20.03
18.16
18.81
16.09
17.73
18.33
17.19
19.87
19.07
3.57
18.33
18.24
20
22.78
Payout ratio%
30.47
32.74
30.94
31.43
31.02
29.87
27.16
25.28
26.44
27.52
8.63
27.16
30.17
68
40.33
Shares (diluted)M
53.67
56.54
68.26
71.60
74.35
72.91
88.59
92.51
91.85
109.3
41.17
8.01%
8.25%
46
4.90
Buyback yield%
28.54
28.22
28.70
28.29
27.57
26.53
26.95
24.85
27.07
27.78
26.10
26.95
27.67
11
0.646
D/E ratiox
1.368
1.374
1.578
1.643
1.879
1.863
1.923
1.913
1.885
1.791
1.007
1.885
1.827
56
578.4
Assets₩B
3,408
3,668
3,911
4,228
4,433
4,745
5,340
5,740
6,341
6,675
5,350
8.53%
7.60%
21
5,331
LT debt₩B
9,396
9,434
9,181
10,747
10,856
10,280
10,115
10,170
9,708
10,954
686.2
0.18%
3.13%
81
Revenue
₩6.519T
7.37%
1.00×
Claims and benefits
₩3.501T
7.13%
0.98×
Total costs
₩5.265T
7.17%
0.98×