36.37
Revenue₩B
47.43
51.13
56.14
61.03
64.78
71.16
78.94
85.03
91.72
101.4
40.30
9.37%
8.90%
78
20.54
Revenue growth%
30.18
30.85
31.69
34.57
32.86
33.47
34.80
35.87
37.84
40.57
29.42
35.87
34.02
53
25.99
NIM%
17.64
16.18
15.43
17.48
17.81
18.71
20.51
20.65
19.50
20.15
25.85
20.15
18.26
66
2.65
Effic. R.%
16.40
16.40
14.40
14.37
16.01
16.26
16.63
15.25
15.59
17.22
3.78
16.26
16.13
79
26.82
Net margin%
20.99
19.12
21.86
24.38
26.47
27.41
24.55
26.98
25.95
24.74
2.73
25.95
24.65
86
35.40
P/E ratio (avg)x
36.88
38.34
39.06
42.73
40.95
46.93
45.48
46.12
47.35
43.38
31.69
46.12
43.05
73
27.85
P/TBVx
37.35
36.00
37.37
43.40
42.49
47.94
50.66
56.40
62.51
71.29
31.95
56.40
45.67
54
25.03
P/Bx
13.37
14.81
14.28
13.59
12.34
12.52
13.38
12.38
13.64
13.33
28.43
13.33
13.38
61
11.32
NII₩B
36.06
39.36
43.12
46.82
49.37
53.65
60.54
64.41
70.54
77.77
80.88
9.51%
8.87%
—
25.57
NII grth%
22.08
24.88
23.71
22.30
23.05
21.84
19.28
17.99
15.14
16.71
11.44
17.99
21.96
38
24.80
ROTE%
20.88
23.70
21.87
18.92
16.67
16.65
14.92
16.36
16.76
17.10
9.06
16.65
16.93
14
4.40
Return on equity%
35.13
36.81
34.48
33.81
33.63
35.43
33.30
32.29
30.52
28.01
19.33
32.29
33.72
53
9.00
Return on assets%
27.27
27.03
28.99
27.34
29.97
29.62
27.11
27.98
30.51
28.92
3.92
28.92
28.45
49
530.13
EPS₩
668.20
637.43
566.42
558.78
540.53
584.41
584.35
519.28
582.82
525.81
581.42
(0.55%)
(1.74%)
—
19.55
EPS growth%
26.76
25.44
25.23
28.06
26.70
25.43
26.64
27.08
24.97
23.74
18.32
25.43
26.04
12
440.57
Bookvalue per sh₩
178.42
179.79
171.76
194.75
186.59
203.47
184.69
173.17
187.74
197.43
1,232
1.14%
0.77%
—
175.73
TBV/sh₩
1,265
1,360
1,622
1,582
1,580
1,815
1,974
2,183
2,612
2,799
486.43
12.11%
9.46%
—
1,085
Dividend per sh₩
1,448
1,650
1,713
1,744
1,952
1,861
1,964
2,068
2,227
2,523
811.09
5.26%
5.65%
—
7.33
Div yield (avg)%
26.75
24.15
26.95
24.69
25.41
24.53
26.22
29.14
27.34
26.61
10.91
26.61
26.41
6
21.79
Payout ratio%
23.69
23.98
24.20
26.24
28.18
27.35
26.33
29.28
30.26
31.01
14.54
29.28
26.84
73
37.92
Shares (diluted)M
46.08
53.17
54.06
54.78
53.99
50.88
51.37
55.21
53.23
50.72
38.39
(1.24%)
1.56%
7
19.34
Buyback yield%
5.71
6.90
8.79
11.20
11.56
13.30
11.62
12.03
13.48
15.43
3.32
13.30
11.59
25
137.85
Eq/Assets%
152.82
156.85
167.07
164.67
166.97
166.08
186.05
194.36
198.53
192.82
64.66
192.82
167.02
37
91.98
Assets₩B
61.82
65.59
69.05
78.24
83.70
90.06
93.83
101.1
108.5
117.9
11.77
7.09%
7.67%
94
66.04
LT debt₩B
8.210
8.647
8.659
9.732
11.01
12.91
14.54
16.43
16.46
19.16
58.07
11.72%
10.16%
75
Total assets
₩117.9B
7.67%
0.89×
Revenue
₩101.4B
8.90%
1.00×
Non-interest expense
₩57.38B
9.11%
1.02×
Net interest income
76.73%
Non-interest income
23.27%