22.18
Revenue₩B
30.11
32.05
35.31
37.64
41.44
44.73
49.06
53.05
56.76
62.52
23.14
8.57%
8.66%
77
22.32
Revenue growth%
18.73
17.75
14.93
12.07
13.29
14.90
13.23
12.37
10.17
7.34
3.96
12.37
13.26
73
9.83
NIM%
14.57
11.60
12.88
13.14
10.84
12.06
11.60
10.55
12.09
10.22
29.56
11.60
11.83
85
18.25
Effic. R.%
26.55
24.69
27.44
30.28
30.25
31.02
29.55
28.62
30.43
30.53
27.31
30.43
29.90
60
20.02
Net margin%
5.25
4.98
3.24
4.44
5.17
6.38
8.63
8.68
9.82
12.56
10.14
8.68
5.81
46
36.45
P/E ratio (avg)x
34.66
35.32
37.46
39.93
42.25
44.24
46.09
48.35
41.76
39.01
33.94
44.24
40.84
57
26.10
P/TBVx
19.92
22.05
24.70
28.53
33.63
35.82
36.14
34.40
36.18
38.49
19.54
36.14
34.01
25
36.44
P/Bx
6.789
7.409
7.504
7.494
8.069
8.629
9.502
10.34
9.414
8.827
28.11
9.414
8.349
92
33.95
NII₩B
20.55
21.35
23.66
25.14
27.94
30.13
32.62
35.22
38.54
42.20
13.74
8.60%
8.84%
—
7.45
NII grth%
27.62
25.62
26.98
27.79
29.22
30.31
30.98
28.00
25.21
26.10
7.11
28.00
27.71
43
14.34
ROTE%
28.27
25.29
26.83
24.21
21.78
18.84
18.19
16.90
16.66
15.78
20.00
16.90
20.31
35
29.22
Return on equity%
25.09
26.93
27.53
25.18
25.79
27.89
26.17
24.84
24.62
27.14
27.61
26.17
25.98
69
15.95
Return on assets%
27.80
28.87
29.78
32.22
30.67
27.70
25.41
23.54
25.35
24.97
3.59
25.35
27.75
48
406.76
EPS₩
130.45
151.13
167.81
196.02
225.32
264.20
260.69
285.92
304.11
350.49
449.79
9.24%
10.40%
—
3.17
EPS growth%
10.96
10.53
11.06
10.30
11.27
9.56
8.26
8.07
8.24
8.86
10.89
8.26
9.93
94
145.37
Bookvalue per sh₩
119.04
126.07
143.25
136.93
156.26
148.71
150.91
169.71
179.74
189.93
309.09
3.98%
5.66%
—
385.81
TBV/sh₩
445.70
503.22
588.78
611.53
611.16
720.98
824.56
835.28
844.88
857.00
269.75
7.00%
8.60%
—
293.81
Dividend per sh₩
325.44
293.01
288.75
259.55
232.87
248.29
269.26
251.33
217.44
216.85
147.24
(1.41%)
(3.80%)
—
18.87
Div yield (avg)%
23.53
23.00
21.03
23.23
26.12
24.47
23.49
25.35
25.84
28.67
24.99
25.35
24.00
13
14.74
Payout ratio%
22.24
22.89
21.76
23.44
23.94
21.17
23.58
25.11
27.16
27.64
22.07
25.11
23.51
88
69.60
Shares (diluted)M
71.44
80.28
81.52
76.19
68.73
63.47
72.02
77.35
85.41
77.18
69.91
2.35%
0.12%
66
27.07
Buyback yield%
14.27
15.82
18.19
18.40
20.35
22.84
25.74
25.21
25.27
27.49
22.22
25.27
21.60
92
128.46
Eq/Assets%
231.26
251.77
264.26
258.66
271.75
272.27
273.04
275.20
328.37
326.85
17.09
275.20
272.01
86
24.99
Assets₩B
99.55
111.3
122.0
141.0
149.6
167.0
182.1
211.0
217.9
234.0
19.55
9.37%
9.73%
57
30.03
LT debt₩B
37.58
33.23
32.27
30.26
27.48
27.81
29.97
29.52
32.95
34.83
47.73
4.85%
(1.11%)
86
Total assets
₩234.0B
9.73%
1.10×
Revenue
₩62.52B
8.66%
1.00×
Non-interest expense
₩29.27B
8.83%
1.02×
Net interest income
67.50%
Non-interest income
32.50%