1.007
Revenue¥B
1.871
1.914
1.910
1.964
2.023
2.024
2.076
2.135
2.154
2.190
1.123
1.60%
1.82%
5
26.05
Revenue growth%
13.24
11.25
13.61
13.48
11.69
12.32
10.92
8.02
8.35
7.46
30.00
8.35
11.47
89
25.78
NIM%
22.37
21.72
23.48
23.29
25.06
27.45
27.70
25.83
26.92
29.90
11.90
27.45
25.44
11
7.75
Effic. R.%
14.87
15.33
15.05
12.93
10.67
12.78
11.90
14.87
14.51
12.80
29.80
12.80
13.72
49
28.16
Net margin%
12.28
12.08
14.02
16.06
14.36
17.21
17.46
20.23
21.88
23.30
18.06
20.23
16.63
36
35.39
P/E ratio (avg)x
37.77
42.68
43.80
42.34
44.15
41.87
45.02
42.63
41.05
43.64
15.08
42.63
42.65
69
37.17
P/TBVx
21.24
24.09
22.48
22.18
21.78
24.45
22.42
24.87
27.92
29.04
10.14
24.87
23.29
78
21.24
P/Bx
36.80
40.27
38.71
39.31
42.13
41.63
42.51
45.02
40.41
43.26
6.385
42.51
41.02
43
1.085
NII¥B
1.130
1.143
1.141
1.167
1.233
1.215
1.243
1.297
1.273
1.303
0.218
1.11%
1.65%
—
23.97
NII grth%
15.32
14.69
12.97
12.93
10.68
12.35
14.99
14.86
17.51
15.42
27.30
14.99
14.78
88
17.52
ROTE%
26.31
27.06
25.83
25.79
23.13
23.22
23.79
21.94
24.06
23.85
27.62
23.79
23.95
70
12.29
Return on equity%
10.19
8.06
9.05
11.98
12.93
14.79
16.97
17.82
18.46
19.25
8.93
17.82
13.86
49
4.66
Return on assets%
6.10
7.62
10.39
9.90
11.24
10.61
13.59
15.67
14.14
12.11
8.72
13.59
10.92
71
0.14
EPS¥
0.08
0.07
0.07
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.15
(0.70%)
0.05%
—
24.59
EPS growth%
4.97
3.19
3.87
6.74
9.10
7.29
9.44
6.96
4.20
1.66
10.29
6.96
5.85
67
0.08
Bookvalue per sh¥
0.11
0.12
0.13
0.12
0.12
0.12
0.12
0.12
0.14
0.14
0.10
2.84%
2.52%
—
0.15
TBV/sh¥
0.20
0.23
0.22
0.26
0.31
0.35
0.37
0.43
0.51
0.61
0.12
14.66%
12.25%
—
0.10
Dividend per sh¥
0.06
0.06
0.05
0.06
0.06
0.06
0.06
0.06
0.07
0.07
0.03
2.41%
(0.04%)
—
15.75
Div yield (avg)%
15.31
17.58
20.33
19.02
18.87
19.32
18.57
17.46
20.04
17.74
6.03
18.57
18.72
5
18.31
Payout ratio%
30.07
29.75
28.15
29.65
31.59
30.62
29.99
27.88
27.45
28.68
24.98
28.68
29.70
81
5.728
Shares (diluted)B
4.659
4.323
3.843
4.186
4.574
4.140
4.532
4.302
4.514
4.726
5.750
0.66%
0.01%
55
8.69
Buyback yield%
23.26
24.44
26.23
26.45
25.90
27.04
29.20
29.94
27.93
26.16
26.65
27.93
26.34
46
10.26
Eq/Assets%
73.44
78.54
87.92
98.73
97.19
113.54
121.59
120.15
140.23
134.98
51.32
121.59
106.13
66
0.940
Assets¥B
4.595
4.954
5.544
6.227
6.563
7.207
7.573
8.632
9.417
9.798
0.374
8.35%
8.84%
70
0.783
LT debt¥B
0.231
0.204
0.213
0.216
0.189
0.194
0.179
0.184
0.198
0.191
1.094
0.19%
(2.31%)
30
Total assets
¥9.798B
8.84%
1.95×
Revenue
¥2.190B
1.82%
1.00×
Non-interest expense
¥993.1M
1.93%
1.01×
Net interest income
59.49%
Non-interest income
40.51%