1.579
Revenue¥B
2.526
2.664
2.747
2.887
3.055
3.223
3.420
3.541
3.698
3.821
1.627
4.58%
4.78%
45
8.08
Revenue growth%
31.72
33.27
35.59
35.47
36.15
33.38
33.03
32.82
32.76
32.03
13.02
32.82
33.15
13
13.88
NIM%
15.99
16.70
17.31
19.29
17.41
15.58
14.42
12.63
12.60
11.45
2.42
12.63
15.78
70
8.78
Effic. R.%
22.92
25.31
27.97
30.05
28.74
26.56
25.25
22.34
22.53
22.39
19.21
22.53
25.28
33
15.92
Net margin%
9.46
9.68
11.83
9.08
9.00
6.23
3.60
1.49
0.40
0.40
20.07
1.49
7.62
78
34.63
P/E ratio (avg)x
52.43
60.63
63.73
62.23
68.03
77.56
82.92
87.11
103.0
113.3
9.435
87.11
72.79
54
8.787
P/TBVx
32.39
31.85
31.19
30.63
30.11
32.67
37.00
41.69
41.99
43.56
21.74
41.69
32.53
77
21.77
P/Bx
18.62
21.39
21.63
20.62
21.44
24.61
27.17
26.11
27.38
30.20
36.50
27.17
23.12
66
2.668
NII¥B
1.935
2.052
2.115
2.193
2.362
2.484
2.587
2.710
2.819
2.917
0.306
4.32%
4.77%
—
18.05
NII grth%
26.50
25.32
27.53
26.57
25.01
24.08
25.69
22.73
21.79
20.10
10.24
22.73
25.17
24
29.43
ROTE%
11.08
8.87
8.08
5.58
6.28
6.78
4.18
3.59
2.74
4.28
6.03
4.18
5.93
87
23.28
Return on equity%
0.87
0.40
1.43
1.44
1.08
0.40
0.84
0.40
3.24
0.44
12.96
0.44
0.86
95
27.77
Return on assets%
31.51
28.65
26.40
25.07
23.35
22.54
22.32
24.34
22.94
25.12
29.80
22.94
24.70
59
0.33
EPS¥
0.64
0.68
0.68
0.77
0.76
0.77
0.68
0.67
0.67
0.69
0.35
(1.93%)
1.10%
—
28.20
EPS growth%
25.44
27.08
26.64
25.72
26.77
27.65
30.55
27.67
29.54
31.58
5.24
29.54
27.36
72
0.26
Bookvalue per sh¥
0.43
0.41
0.42
0.43
0.40
0.39
0.40
0.39
0.41
0.35
0.29
(2.42%)
(2.35%)
—
0.18
TBV/sh¥
0.11
0.10
0.10
0.11
0.10
0.09
0.09
0.09
0.08
0.08
0.20
(3.68%)
(4.87%)
—
0.51
Dividend per sh¥
0.51
0.44
0.44
0.43
0.40
0.35
0.30
0.32
0.28
0.27
0.44
(7.42%)
(5.43%)
—
9.96
Div yield (avg)%
21.97
24.80
22.03
21.82
24.47
23.93
25.69
26.36
24.20
21.51
19.11
24.20
24.06
37
23.00
Payout ratio%
18.92
19.91
16.93
14.11
12.62
11.35
13.28
14.75
15.06
17.28
20.42
14.75
14.91
90
2.782
Shares (diluted)B
2.745
2.692
2.867
3.115
2.737
2.863
2.866
2.712
2.927
3.108
2.917
2.58%
0.48%
80
24.44
Buyback yield%
11.46
8.73
8.63
11.47
14.21
15.27
16.10
15.96
18.40
19.61
15.94
16.10
14.74
63
52.19
Eq/Assets%
26.48
23.95
23.68
24.85
26.46
24.31
24.94
24.62
22.67
19.89
122.63
24.31
24.47
40
1.391
Assets¥B
8.369
8.784
9.530
10.33
11.29
12.98
14.33
14.81
16.81
18.43
2.630
10.30%
8.90%
63
2.113
LT debt¥B
0.863
0.784
0.747
0.829
0.905
0.851
0.871
0.957
0.985
1.087
0.524
3.73%
2.31%
67
Total assets
¥18.43B
8.90%
1.47×
Revenue
¥3.821B
4.78%
1.00×
Non-interest expense
¥2.257B
5.06%
1.03×
Net interest income
76.34%
Non-interest income
23.66%