Shore Bancshares

US$22.45As of Sun 8 Nov 2026, 12:00 UTC

NASDAQ:SHBIFinancials

Country USA

PE (Fwd) 9.209

TSR 10Y CAGR 8.82%

Div yield 2.14%

ROTE —

Banks (Regional)

Beta (5Y) 0.83

PE TTM 12.60

TSR TTM 47.72%

Mkt cap US$746.4M

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

$24

6.55%

16.23%

Price below Reference Value

TTM

FYE 31 Dec USD

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

225.1

Revenue$M

—

77.63

124.4

159.7

201.7

225.1

265.2

30.49%

11.59

Revenue growth%

—

60.24

28.35

26.34

11.59

17.82

27.34

—

NIM%

—

61.13

Effic. R.%

—

62.19

62.89

65.83

66.07

61.13

61.15

62.89

—

26.44

Net margin%

—

19.80

25.06

7.03

21.76

26.44

26.60

21.76

12.60

P/E ratio (avg)x

—

14.81

12.23

29.51

10.08

8.760

10.63

12.23

—

P/TBVx

—

P/Bx

—

192.4

NII$M

—

64.13

101.3

135.3

170.5

192.4

226.6

31.61%

—

12.80

NII grth%

—

57.96

33.57

26.05

12.80

17.77

29.81

—

ROTE%

—

Return on equity%

—

Return on assets%

—

1.78

EPS$

—

1.17

1.57

0.42

1.32

1.78

2.11

11.05%

—

35.09

EPS growth%

—

34.10

(73.10)

212.08

35.09

18.56

34.59

—

Bookvalue per sh$

—

TBV/sh$

—

0.48

Dividend per sh$

—

0.48

0.49

—

2.14

Div yield (avg)%

—

2.77

2.50

3.85

3.61

3.08

2.20

3.08

26.97

Payout ratio%

—

40.98

30.57

114.29

36.38

26.97

23.34

36.38

33.25

Shares (diluted)M

—

13.12

19.85

26.57

33.29

33.41

◌33.41

26.32%

(0.37)

Buyback yield%

—

(51.28)

(33.89)

(25.25)

(0.37)

◌—

(29.57)

—

Eq/Assets%

—

Assets$M

—

LT debt$M

—

Peers (US$746.4M)

Cap (US$)

Washington Trust…

737.4M

11.59x

HomeTrust Bancshares…

735.9M

11.84x

Peoples Financial…

723.3M

11.96x

VersaBank

746.0M

30.91x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

1.77

(25.84)

Owners

Insiders/Inst%

8.93

69.87

Short interest%

3.46

SBC / revenue%

1.35

Record

10Y

Profitable years

5/5

Revenue growth years

4/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

$225.1M

30.49%

1.00×

Non-interest expense

$137.6M

29.93%

0.98×

Revenue mix

Trend

Net interest income

85.48%

Non-interest income

14.52%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m