0.355
Revenue¥B
0.940
0.936
0.931
0.962
0.993
1.010
1.016
1.055
1.064
1.095
0.375
1.97%
1.68%
94
12.63
Revenue growth%
11.20
10.36
13.30
15.74
18.08
21.07
20.97
20.95
19.98
21.57
13.44
20.97
19.03
31
16.82
NIM%
9.95
12.54
13.65
11.45
13.16
10.73
12.67
12.80
10.35
7.63
10.97
10.73
12.00
66
8.31
Effic. R.%
6.08
3.87
6.64
5.24
6.16
7.81
10.51
8.77
6.16
7.33
23.23
7.81
6.40
56
15.84
Net margin%
17.57
15.30
16.36
17.83
18.87
19.81
18.52
15.73
13.05
15.28
14.18
15.73
16.96
92
28.34
P/E ratio (avg)x
17.25
18.45
17.83
16.80
16.46
15.66
15.64
15.39
17.51
19.01
15.16
15.66
17.02
92
25.90
P/TBVx
41.33
45.18
50.66
56.56
57.06
57.44
60.61
60.72
56.97
55.60
20.63
57.44
56.76
48
23.51
P/Bx
14.41
15.13
16.64
17.25
15.44
17.14
19.17
17.61
17.89
16.89
35.72
17.61
17.01
28
467.0
NII¥M
644.6
630.6
632.9
656.9
676.1
686.2
701.7
716.6
726.0
750.4
287.4
2.11%
1.60%
—
2.97
NII grth%
28.34
28.95
30.60
28.97
30.27
32.84
31.22
33.58
32.44
32.12
2.48
32.44
30.91
80
20.14
ROTE%
23.28
25.13
22.64
21.03
23.10
25.94
25.96
23.64
24.79
23.78
3.09
24.79
23.71
47
8.71
Return on equity%
20.17
20.51
18.15
20.92
18.06
19.49
19.14
16.63
13.91
14.65
20.34
16.63
18.65
56
25.80
Return on assets%
10.26
11.97
10.42
8.43
9.57
9.86
10.97
10.59
8.57
6.85
15.19
9.86
10.06
27
0.02
EPS¥
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.03
(1.88%)
(2.91%)
—
9.91
EPS growth%
17.20
15.24
14.18
11.74
13.54
13.40
15.55
12.61
11.05
9.06
28.28
12.61
13.47
23
0.02
Bookvalue per sh¥
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.04
0.04
0.04
0.01
6.99%
5.40%
—
0.02
TBV/sh¥
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.30%
0.73%
—
0.01
Dividend per sh¥
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.02
(6.96%)
(4.96%)
—
19.23
Div yield (avg)%
14.63
12.64
11.95
10.58
9.51
8.61
10.85
8.42
6.38
3.53
22.12
8.42
10.05
75
5.57
Payout ratio%
12.76
13.91
12.74
12.38
12.51
11.41
9.12
7.12
7.59
8.22
20.70
8.22
11.90
70
15.44
Shares (diluted)B
10.46
10.61
10.85
11.68
11.37
9.853
10.54
9.165
10.02
10.17
14.90
(2.22%)
(0.62%)
28
20.49
Buyback yield%
24.15
21.20
23.99
22.14
24.31
21.33
20.91
18.25
17.66
18.03
28.71
18.25
21.27
62
137.14
Eq/Assets%
112.44
108.55
119.97
112.19
101.74
99.30
106.10
97.71
101.63
95.10
67.75
99.30
103.92
69
0.814
Assets¥B
3.312
3.677
3.841
4.362
4.742
4.961
5.326
5.795
6.309
6.844
0.144
7.62%
8.38%
11
634.7
LT debt¥M
543.6
529.3
493.2
464.0
479.0
478.0
502.6
468.0
429.1
450.2
95.71
(1.23%)
(3.02%)
35
Total assets
¥6.844B
8.38%
1.89×
Revenue
¥1.095B
1.68%
1.00×
Non-interest expense
¥528.0M
1.54%
0.99×
Net interest income
68.54%
Non-interest income
31.46%