0.330
Revenue¥B
0.657
0.689
0.713
0.758
0.797
0.831
0.877
0.931
0.979
1.031
0.346
5.28%
5.13%
27
7.80
Revenue growth%
21.10
23.81
24.68
24.77
27.24
27.34
25.45
22.99
20.49
23.42
16.04
23.42
24.25
39
14.42
NIM%
19.72
22.43
21.82
22.28
22.52
25.10
25.48
26.18
27.77
27.83
4.17
26.18
23.81
49
10.93
Effic. R.%
21.97
19.43
19.21
18.84
21.38
21.23
24.06
21.23
21.18
21.80
19.63
21.23
21.23
56
16.26
Net margin%
6.36
9.11
7.05
7.08
5.82
5.08
7.53
8.87
8.48
8.95
13.07
8.48
7.31
77
21.90
P/E ratio (avg)x
34.41
37.64
36.40
41.43
39.31
40.95
45.83
42.98
44.97
46.50
23.95
44.97
41.19
14
15.18
P/TBVx
16.09
18.99
20.74
21.89
22.30
23.61
26.33
31.17
35.41
39.46
35.60
31.17
22.95
66
24.95
P/Bx
35.65
42.26
43.20
48.84
56.39
59.66
61.64
73.19
83.44
93.54
31.46
73.19
58.02
78
739.2
NII¥M
375.7
390.2
407.8
419.9
452.3
460.5
487.6
523.3
555.4
574.2
57.49
4.89%
5.05%
—
9.94
NII grth%
17.75
17.50
18.98
16.86
19.36
22.05
22.38
20.29
20.22
22.79
23.35
22.05
19.79
6
14.66
ROTE%
19.32
17.74
16.62
17.81
18.25
15.63
16.22
15.21
14.79
16.99
3.46
15.63
16.81
13
26.26
Return on equity%
20.32
19.23
17.31
16.73
18.12
19.77
20.52
18.09
16.88
15.68
8.53
18.09
18.10
57
14.64
Return on assets%
31.37
33.51
30.95
28.84
31.08
33.37
34.41
33.10
30.25
29.17
13.31
33.10
31.22
85
0.03
EPS¥
0.03
0.03
0.03
0.03
0.04
0.04
0.04
0.04
0.04
0.05
0.03
6.42%
6.73%
—
10.78
EPS growth%
23.38
22.83
22.56
22.88
24.48
26.42
24.72
25.91
28.46
30.87
20.26
26.42
24.60
26
0.03
Bookvalue per sh¥
0.05
0.05
0.05
0.05
0.05
0.06
0.06
0.06
0.06
0.05
0.02
0.60%
0.39%
—
0.05
TBV/sh¥
0.02
0.01
0.01
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.07
(0.68%)
(1.11%)
—
0.06
Dividend per sh¥
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.06
(7.44%)
(4.91%)
—
5.10
Div yield (avg)%
10.42
8.79
10.13
8.14
8.22
6.63
5.41
4.26
6.90
6.80
18.30
6.63
7.52
67
27.21
Payout ratio%
23.16
22.96
23.39
23.66
26.48
29.18
27.90
28.48
30.93
33.72
8.86
29.18
27.19
61
10.97
Shares (diluted)B
11.64
12.34
14.67
15.99
19.05
22.63
25.06
25.15
26.76
27.79
10.71
7.85%
8.60%
49
17.28
Buyback yield%
31.49
30.12
29.87
31.44
33.53
34.74
33.77
34.02
33.92
32.45
10.59
33.92
32.99
76
135.65
Eq/Assets%
36.94
35.62
33.55
33.33
37.61
36.24
35.87
41.15
47.10
49.60
102.88
41.15
36.59
33
0.383
Assets¥B
1.736
1.916
2.046
2.151
2.286
2.525
2.725
2.860
3.030
3.303
0.257
7.63%
7.75%
68
473.7
LT debt¥M
225.3
220.4
229.3
260.5
268.5
275.8
266.6
256.4
282.5
279.9
354.6
0.83%
2.73%
85
Total assets
¥3.303B
7.75%
1.28×
Revenue
¥1.031B
5.13%
1.00×
Non-interest expense
¥547.1M
5.20%
1.01×
Net interest income
55.69%
Non-interest income
44.31%