21.70
Revenuekr B
23.90
23.52
23.24
23.87
24.01
24.45
24.84
24.76
25.43
25.53
23.67
1.23%
0.72%
14
29.83
Revenue growth%
4.89
6.87
4.04
4.18
5.82
4.39
3.10
4.75
2.05
1.35
8.30
3.10
4.28
78
28.31
Combined R.%
90.32
90.27
90.68
90.27
89.69
91.92
90.00
89.99
91.97
90.78
22.41
90.78
90.30
82
5.21
Operating margin%
14.81
12.20
13.11
12.02
12.87
11.23
13.73
13.56
13.51
11.00
18.98
13.51
12.99
75
12.18
Net margin%
11.68
10.48
12.14
10.88
13.54
15.68
15.27
12.31
14.79
16.10
15.99
15.27
12.93
69
30.95
P/E ratio (avg)x
29.59
28.05
31.26
34.80
39.10
39.07
41.21
37.02
33.54
36.87
30.23
37.02
35.83
74
34.73
P/TBVx
21.34
20.89
20.95
24.47
27.33
26.39
24.98
27.28
25.84
30.34
23.71
26.39
25.41
58
9.373
P/Bx
43.35
46.29
47.48
48.77
50.83
53.90
58.50
56.76
55.09
62.90
10.24
56.76
52.37
39
23.74
Prem. grth%
8.56
6.74
5.20
6.13
5.33
3.68
4.60
4.06
6.95
4.58
13.54
4.58
5.27
82
22.17
Invest. yld%
1.85
0.40
0.40
0.40
1.71
1.58
0.40
0.40
3.39
1.65
9.53
1.58
0.99
55
13.08
BVPS grth%
3.66
6.63
4.68
2.49
3.56
2.11
1.14
1.56
0.40
1.52
28.93
1.52
2.30
87
24.08
Return on equity%
26.23
28.96
26.13
28.44
25.97
23.21
26.19
26.38
27.94
25.32
14.41
26.19
26.21
24
24.37
Return on assets%
7.75
7.94
8.70
11.41
9.69
10.32
11.62
8.78
7.61
5.06
4.98
8.78
8.74
79
3.34
EPSkr
10.46
11.69
11.77
12.09
13.04
12.17
13.32
14.54
14.81
14.05
3.44
1.50%
3.99%
—
25.40
EPS growth%
20.76
22.27
21.98
19.00
19.15
19.72
19.90
17.70
18.00
20.51
19.55
19.72
19.81
65
4.43
Bookvalue per shkr
23.85
27.20
31.08
34.03
39.50
45.93
44.75
44.62
46.25
52.56
15.53
5.88%
8.38%
—
11.59
TBV/shkr
25.78
25.55
26.14
25.68
30.83
33.56
35.84
42.62
46.90
47.55
11.33
9.06%
6.94%
—
2.48
Dividend per shkr
14.47
15.81
16.74
16.40
15.84
17.10
18.41
20.04
18.21
17.94
16.04
2.52%
3.33%
—
11.45
Div yield (avg)%
4.38
4.14
5.19
2.71
1.06
0.40
0.40
0.40
0.40
0.40
13.17
0.40
0.73
69
22.20
Payout ratio%
16.41
13.66
11.38
13.07
12.93
13.01
15.45
18.35
15.58
14.33
19.50
15.45
13.99
15
597.4
Shares (diluted)M
815.8
764.1
712.6
686.6
796.6
821.2
831.7
813.9
901.9
849.5
591.4
1.30%
1.37%
91
26.52
Buyback yield%
12.43
14.08
11.75
14.23
13.12
11.72
14.02
15.79
13.20
15.01
15.57
14.02
13.61
30
1.757
D/E ratiox
0.649
0.635
0.600
0.557
0.536
0.536
0.581
0.582
0.520
0.550
0.801
0.550
0.569
64
11.77
Assetskr B
24.12
25.68
27.56
30.18
31.59
33.92
37.24
40.81
42.03
47.33
11.60
8.42%
7.81%
20
19.74
LT debtkr B
3.743
3.651
3.629
3.831
3.537
3.131
3.048
3.315
3.599
3.929
13.73
2.12%
0.20%
30
Claims and benefits
0.65%
0.99×