1.655
Revenuekr B
2.289
2.445
2.604
2.716
2.909
3.118
3.296
3.579
3.729
3.956
1.752
6.34%
6.50%
8
27.97
Revenue growth%
6.90
4.89
7.12
8.87
9.26
9.91
10.75
9.19
7.31
10.21
25.66
9.91
9.03
69
9.19
Combined R.%
78.70
77.35
79.77
79.41
77.41
78.80
77.71
78.25
78.22
78.60
16.16
78.25
78.43
36
14.28
Operating margin%
18.21
19.24
20.17
21.70
20.44
20.72
17.84
17.70
20.38
22.32
10.80
20.38
20.27
66
2.12
Net margin%
29.53
30.16
28.77
29.35
29.71
32.34
35.13
33.32
30.83
28.39
17.20
32.34
29.93
30
28.09
P/E ratio (avg)x
23.31
21.78
18.68
17.76
15.26
14.77
12.95
12.39
12.92
12.11
27.18
12.92
15.01
94
24.83
P/TBVx
16.69
19.11
18.79
20.77
19.16
19.02
17.94
18.03
19.74
21.87
31.10
19.02
19.06
13
15.57
P/Bx
31.06
36.29
37.35
35.85
40.27
44.32
42.41
49.65
50.92
56.64
25.01
49.65
41.34
23
6.23
Prem. grth%
7.93
9.55
10.99
12.11
14.71
13.30
12.50
14.81
13.93
15.73
17.73
13.93
12.90
16
5.07
Invest. yld%
9.92
7.95
9.61
8.45
10.71
8.06
8.93
8.41
11.27
12.72
17.08
8.93
9.27
60
9.66
BVPS grth%
21.18
21.76
22.00
21.76
23.93
24.12
25.76
24.04
25.27
23.79
6.36
24.12
23.86
87
8.85
Return on equity%
23.44
21.37
19.19
19.55
22.08
24.28
24.65
27.28
25.87
27.43
15.70
25.87
23.86
67
12.03
Return on assets%
20.29
20.54
19.07
21.22
20.61
18.87
17.67
16.33
18.30
20.12
9.30
18.30
19.60
11
1.34
EPSkr
1.64
1.76
1.60
1.59
1.47
1.44
1.52
1.49
1.39
1.45
1.40
(0.29%)
(0.41%)
—
27.76
EPS growth%
10.60
7.93
10.16
10.00
10.58
12.54
13.00
15.15
14.60
12.34
29.01
13.00
11.47
70
0.33
Bookvalue per shkr
1.31
1.42
1.47
1.55
1.56
1.44
1.46
1.40
1.30
1.33
1.78
(3.16%)
(1.01%)
—
1.55
TBV/shkr
2.09
2.10
2.04
2.05
2.31
2.50
2.88
3.15
3.64
3.89
0.97
11.04%
6.24%
—
1.17
Dividend per shkr
1.79
1.76
2.06
2.23
2.50
2.39
2.31
2.48
2.65
3.03
0.71
3.94%
7.21%
—
13.73
Div yield (avg)%
35.66
37.09
36.85
39.69
38.76
38.58
39.04
38.39
36.91
34.13
23.03
38.39
37.74
50
16.74
Payout ratio%
3.94
1.42
3.08
2.75
2.06
0.85
1.56
2.00
1.79
3.82
18.19
1.79
2.03
31
1.335
Shares (diluted)B
1.289
1.260
1.233
1.158
1.142
1.194
1.062
1.016
1.031
1.020
1.323
(2.22%)
(1.45%)
28
7.80
Buyback yield%
6.01
7.83
8.50
10.51
10.88
11.26
9.29
11.43
8.63
7.59
4.79
9.29
8.96
48
1.337
D/E ratiox
1.175
1.102
1.100
1.129
1.084
1.153
1.077
1.108
1.017
0.978
0.368
1.077
1.101
86
1.489
Assetskr B
4.949
5.446
5.948
6.402
6.738
7.477
8.135
8.934
9.926
10.84
2.918
9.99%
9.16%
92
1.470
LT debtkr B
3.596
3.932
4.088
4.151
3.792
3.407
3.136
3.220
3.302
3.126
1.536
(3.79%)
(1.10%)
86
Claims and benefits
6.61%
1.01×