115.8
RevenueSR M
118.1
124.7
135.8
148.7
156.2
170.9
185.5
202.4
218.7
230.5
118.9
8.09%
7.72%
63
10.67
Revenue growth%
22.17
20.62
20.28
22.16
25.04
27.62
27.50
30.35
31.88
33.76
20.97
30.35
26.27
54
22.98
Combined R.%
80.19
80.48
80.30
79.48
77.61
79.67
77.53
78.94
79.59
78.13
19.73
78.94
79.54
82
7.60
Operating margin%
0.40
0.75
3.29
1.07
0.40
2.58
3.74
1.57
3.30
2.07
5.34
2.58
1.82
86
9.43
Net margin%
11.03
8.62
8.51
8.20
9.28
11.07
9.26
8.89
6.96
5.34
3.93
8.89
8.75
37
37.52
P/E ratio (avg)x
22.45
23.41
22.65
24.56
25.10
28.76
32.68
35.39
38.25
39.97
23.19
35.39
26.93
95
31.64
P/TBVx
11.89
11.69
13.76
13.63
14.35
14.01
16.05
17.99
20.57
22.24
17.02
17.99
14.18
24
28.89
P/Bx
35.64
40.98
42.94
43.83
49.15
55.00
62.62
71.26
70.01
70.48
24.22
70.01
52.07
58
28.01
Prem. grth%
27.80
27.11
25.08
22.31
22.00
19.69
18.91
18.47
18.06
19.76
9.44
18.91
20.88
45
14.17
Invest. yld%
7.91
10.12
12.72
10.16
9.03
6.76
5.57
7.79
5.86
6.73
2.62
6.73
7.85
13
24.97
BVPS grth%
24.81
26.44
28.86
28.31
28.14
28.37
27.43
26.46
28.16
29.53
4.53
28.16
28.15
75
11.66
Return on equity%
11.23
14.07
12.10
14.15
11.82
9.72
9.51
6.84
5.64
8.08
6.32
8.08
10.48
31
14.37
Return on assets%
0.43
0.40
0.40
0.40
3.09
0.64
0.40
0.89
3.37
2.73
13.82
0.89
0.53
57
1.08
EPSSR
1.24
1.17
1.09
1.11
1.06
1.16
1.19
1.16
1.33
1.51
1.10
7.46%
2.73%
—
18.42
EPS growth%
28.44
27.06
26.86
26.72
28.77
30.68
30.82
28.62
28.41
25.49
12.05
28.62
28.43
81
1.03
Bookvalue per shSR
0.95
1.03
0.98
1.02
1.12
1.25
1.38
1.46
1.38
1.27
0.92
2.57%
3.61%
—
0.59
TBV/shSR
0.88
0.94
0.90
1.00
1.00
0.91
0.99
1.01
1.03
1.06
1.07
1.15%
0.97%
—
1.02
Dividend per shSR
0.60
0.61
0.56
0.57
0.62
0.70
0.72
0.81
0.89
0.90
0.73
7.81%
4.44%
—
14.81
Div yield (avg)%
11.03
10.02
7.32
10.29
12.11
13.71
12.45
13.30
12.74
14.74
18.67
13.30
12.28
51
29.71
Payout ratio%
8.80
7.77
7.97
9.21
8.77
7.71
6.90
9.34
11.71
13.42
18.14
9.34
8.78
70
65.55
Shares (diluted)M
46.80
46.72
43.95
45.31
43.01
41.87
36.75
38.08
38.98
40.26
66.17
(1.31%)
(2.96%)
54
22.19
Buyback yield%
13.46
14.30
15.47
15.76
14.39
17.11
17.00
17.97
17.12
17.41
18.60
17.12
16.38
16
0.418
D/E ratiox
1.069
1.159
1.339
1.518
1.736
1.807
1.713
1.690
1.680
1.897
0.524
1.713
1.685
93
49.18
AssetsSR M
462.6
500.1
531.3
555.9
591.8
654.9
719.8
786.4
890.0
950.3
66.17
9.93%
8.50%
51
79.55
LT debtSR M
13.72
14.80
15.86
16.77
16.56
18.65
19.11
19.78
17.90
17.83
145.2
1.49%
3.45%
66
Claims and benefits
7.89%
1.02×