2.272
RevenueSR B
9.200
9.266
9.101
9.266
9.118
9.070
8.949
9.181
9.209
9.277
2.530
0.35%
(0.10%)
26
3.58
Revenue growth%
29.68
27.60
27.56
25.04
23.87
25.48
25.30
27.15
26.79
28.15
18.87
26.79
26.97
90
6.12
NIM%
12.89
11.90
10.87
10.79
13.13
15.72
14.15
16.81
15.08
17.33
21.91
15.72
13.64
6
13.83
Effic. R.%
20.55
20.78
19.13
20.59
17.74
17.59
14.84
12.89
14.13
17.07
22.99
14.84
17.66
51
22.62
Net margin%
11.47
11.84
12.22
10.45
9.66
7.28
5.31
4.67
5.47
2.85
17.30
5.31
8.47
46
8.718
P/E ratio (avg)x
17.69
18.67
17.32
17.13
16.65
18.44
19.86
19.26
22.00
23.88
37.43
19.86
18.55
37
14.93
P/TBVx
16.74
18.40
19.31
22.82
24.75
24.35
24.38
25.47
25.42
25.72
8.687
25.42
24.36
16
24.96
P/Bx
8.559
9.317
8.612
9.549
9.445
9.728
10.00
11.15
9.820
8.796
36.00
9.820
9.497
23
2.261
NIISR B
5.544
5.492
5.445
5.592
5.532
5.427
5.335
5.542
5.595
5.575
1.941
0.15%
(0.22%)
—
9.78
NII grth%
32.15
32.48
29.84
27.22
24.84
23.82
24.72
23.99
22.69
25.57
11.80
23.99
25.21
88
24.92
ROTE%
5.55
5.30
8.27
8.93
7.97
5.08
7.29
6.51
4.85
3.64
7.52
5.08
6.03
14
11.28
Return on equity%
7.47
6.59
3.73
4.17
4.83
6.35
4.03
2.61
0.85
1.74
16.48
2.61
4.10
59
3.40
Return on assets%
2.51
5.48
6.06
4.62
4.11
5.77
7.20
8.37
6.07
4.00
29.94
6.07
5.63
95
0.51
EPSSR
1.70
1.71
1.62
1.71
1.79
1.64
1.73
1.83
1.72
1.62
0.57
(1.96%)
(1.27%)
—
9.24
EPS growth%
16.84
19.50
19.58
20.75
18.34
20.88
18.16
17.57
14.85
12.52
24.28
17.57
18.25
83
1.90
Bookvalue per shSR
1.83
1.70
1.94
1.98
1.82
1.83
2.02
2.03
1.88
2.12
2.69
3.05%
2.69%
—
2.52
TBV/shSR
0.28
0.28
0.28
0.30
0.31
0.33
0.35
0.37
0.33
0.32
1.80
0.60%
0.93%
—
0.82
Dividend per shSR
0.64
0.66
0.66
0.59
0.55
0.54
0.55
0.60
0.59
0.65
0.61
3.50%
0.02%
—
25.49
Div yield (avg)%
8.18
6.56
7.05
9.03
7.82
9.81
10.97
8.47
6.99
4.87
2.14
8.47
8.00
54
10.91
Payout ratio%
3.60
2.97
3.72
6.32
5.43
4.16
1.20
0.40
1.39
0.40
6.32
1.20
3.29
32
2.953
Shares (diluted)B
4.749
4.623
5.162
5.726
6.710
7.129
8.031
8.138
8.200
8.636
2.996
5.18%
6.62%
24
27.34
Buyback yield%
14.68
12.82
15.28
15.39
15.10
14.77
17.04
18.13
16.78
15.93
19.15
16.78
15.34
74
80.10
Eq/Assets%
68.37
69.10
65.39
62.88
61.79
64.81
61.78
57.54
62.05
69.84
94.71
62.05
63.84
80
4.065
AssetsSR B
36.50
39.30
42.45
46.12
48.26
53.54
57.19
63.14
65.27
68.66
2.803
7.31%
7.63%
69
1.515
LT debtSR B
5.320
5.090
4.611
4.298
4.494
4.045
4.317
4.668
4.758
4.584
4.312
0.40%
(2.36%)
52
Non-interest expense
(0.14%)
1.00×
Net interest income
60.09%
Non-interest income
39.91%