15.63
RevenueSR B
13.32
13.65
14.04
13.80
13.68
13.56
13.52
13.67
13.64
13.60
16.95
(0.11%)
0.35%
67
19.09
Revenue growth%
16.61
17.19
20.14
22.35
23.38
20.68
22.78
21.90
23.81
23.00
19.95
22.78
22.13
20
18.76
NIM%
4.06
6.90
5.27
6.68
6.99
6.08
4.18
6.07
5.94
7.63
13.51
6.07
6.08
10
12.14
Effic. R.%
6.89
4.18
5.18
2.38
1.15
3.28
3.73
6.63
4.32
1.58
23.70
3.73
3.95
74
25.12
Net margin%
24.30
22.76
25.74
27.89
25.35
22.64
19.93
18.70
17.17
19.79
12.56
19.79
22.70
8
24.26
P/E ratio (avg)x
9.384
9.184
10.36
9.514
9.632
9.381
9.433
9.996
9.197
9.903
37.77
9.433
9.473
51
7.221
P/TBVx
20.85
21.50
24.87
27.89
29.53
32.99
33.59
34.05
38.16
43.77
36.89
34.05
31.26
25
32.76
P/Bx
31.46
30.94
33.34
30.92
29.97
30.20
28.32
27.23
29.58
30.61
17.16
29.58
30.40
88
9.798
NIISR B
7.321
7.503
7.919
7.666
7.659
7.561
7.551
7.613
7.744
7.528
13.36
(0.34%)
0.27%
—
18.79
NII grth%
12.79
14.31
16.84
15.94
17.68
20.06
20.85
21.63
23.94
26.25
17.20
21.63
18.87
15
4.63
ROTE%
13.12
11.89
13.73
14.99
12.19
12.39
9.85
8.25
10.35
11.40
19.15
10.35
12.04
48
25.14
Return on equity%
11.37
11.45
8.58
7.40
5.87
5.54
7.39
5.45
7.11
5.26
10.72
5.54
7.25
70
9.45
Return on assets%
22.75
22.49
24.80
26.61
28.57
27.19
26.27
28.19
27.64
28.02
10.63
27.64
26.90
93
3.97
EPSSR
2.85
2.53
2.61
2.64
2.34
2.06
2.07
1.95
2.02
1.90
4.21
(4.07%)
(4.90%)
—
3.36
EPS growth%
15.85
13.99
16.45
18.55
15.80
18.34
18.06
17.62
15.45
16.88
6.51
17.62
16.67
38
0.82
Bookvalue per shSR
3.27
3.67
3.47
3.73
3.47
3.67
4.05
4.18
4.36
4.65
2.40
6.02%
4.68%
—
3.83
TBV/shSR
2.42
2.38
2.73
2.97
3.02
2.93
2.74
2.86
2.94
2.92
3.61
(0.65%)
3.31%
—
2.60
Dividend per shSR
4.36
4.89
5.57
5.53
6.12
6.65
7.73
8.42
8.27
7.95
2.58
5.39%
5.66%
—
8.22
Div yield (avg)%
29.33
28.92
26.46
24.39
22.67
21.33
18.40
18.63
15.87
17.74
10.35
18.40
22.00
92
15.57
Payout ratio%
3.18
2.79
4.58
4.14
2.71
2.71
4.16
1.59
2.20
4.57
2.45
2.71
2.99
93
3.981
Shares (diluted)B
4.340
4.728
4.444
4.474
4.671
4.728
5.355
4.912
5.015
5.493
3.965
3.29%
2.04%
95
11.20
Buyback yield%
17.34
16.46
14.63
16.63
18.70
16.91
16.04
15.52
13.31
11.03
18.29
15.52
16.25
77
129.10
Eq/Assets%
123.17
114.49
120.30
113.31
108.92
108.77
103.70
102.60
92.66
99.77
46.46
102.60
108.84
29
3.710
AssetsSR B
47.77
52.93
56.23
58.53
65.64
68.62
75.21
79.61
89.26
98.74
3.392
8.51%
8.30%
55
3.340
LT debtSR B
9.173
9.275
10.30
10.62
10.53
11.26
11.99
13.89
16.08
15.43
13.29
7.95%
6.12%
47
Non-interest expense
0.23%
0.99×
Net interest income
55.34%
Non-interest income
44.66%