2.415
RevenueNT$B
1.339
1.399
1.479
1.578
1.653
1.775
1.846
1.942
2.006
2.075
2.541
4.65%
4.98%
17
15.85
Revenue growth%
22.48
20.30
21.69
24.18
22.96
23.44
20.84
18.59
17.96
19.06
14.70
19.06
21.27
60
13.81
Combined R.%
84.56
85.27
82.83
84.57
83.69
85.23
83.93
86.23
83.44
82.92
24.51
83.93
84.25
52
6.71
Operating margin%
14.37
17.28
18.73
20.37
20.88
19.84
16.92
16.22
17.90
16.08
28.85
16.92
17.59
84
17.21
Net margin%
26.65
26.24
26.49
27.07
27.06
28.63
31.15
32.76
31.94
29.11
21.68
31.15
27.85
30
19.32
P/E ratio (avg)x
20.74
19.87
21.05
19.51
21.35
20.62
23.47
26.33
25.56
25.84
19.43
25.56
21.20
72
21.95
P/TBVx
25.80
26.77
25.70
25.37
25.71
27.03
27.21
28.57
29.05
29.40
13.75
28.57
26.90
86
26.86
P/Bx
15.41
15.02
15.59
14.36
15.69
17.04
16.39
15.84
17.57
18.34
28.13
17.04
15.76
15
29.60
Prem. grth%
17.33
18.68
17.09
17.49
15.54
13.99
15.99
16.28
15.08
13.68
5.91
15.08
16.14
82
11.41
Invest. yld%
29.03
29.93
28.23
28.76
28.53
28.28
29.17
27.66
25.76
23.84
7.42
27.66
28.41
72
28.04
BVPS grth%
14.27
15.26
17.19
19.53
18.92
20.66
23.04
21.11
24.02
23.92
13.30
23.04
20.10
27
14.00
Return on equity%
15.76
14.75
14.40
16.29
16.83
16.70
14.74
14.33
16.91
18.71
5.56
16.70
16.03
37
26.49
Return on assets%
14.83
14.92
16.40
14.01
13.70
13.42
12.23
11.11
11.53
13.06
13.17
12.23
13.56
48
4.97
EPSNT$
6.37
6.39
5.51
5.83
6.35
6.42
6.84
6.66
6.39
5.49
5.51
(2.85%)
(1.72%)
—
2.34
EPS growth%
26.87
24.90
25.09
24.30
23.51
25.97
27.15
28.68
26.68
29.01
23.50
27.15
26.33
28
3.27
Bookvalue per shNT$
3.32
3.49
3.51
3.09
2.70
2.37
2.07
1.93
1.66
1.55
1.03
(10.54%)
(6.97%)
—
0.84
TBV/shNT$
2.72
2.95
3.39
3.25
3.77
3.86
4.20
4.87
5.49
5.63
5.91
8.36%
7.68%
—
1.88
Dividend per shNT$
5.41
6.00
6.41
6.99
7.74
8.14
8.62
7.73
7.35
8.15
4.83
1.04%
3.35%
—
10.36
Div yield (avg)%
3.50
3.81
6.34
5.16
4.59
7.08
4.78
3.99
1.37
0.40
22.98
3.99
4.29
37
27.70
Payout ratio%
22.64
24.25
21.64
18.99
16.90
16.80
13.92
12.50
10.44
9.05
19.11
12.50
16.85
15
297.4
Shares (diluted)M
272.5
283.0
318.0
355.8
379.6
370.5
351.8
318.5
298.9
278.9
294.1
(5.98%)
0.21%
58
24.76
Buyback yield%
9.90
11.41
14.30
14.37
11.94
12.11
12.39
15.32
13.34
15.39
23.45
13.34
12.87
46
0.247
D/E ratiox
1.337
1.429
1.560
1.668
1.743
1.750
1.669
1.726
1.933
1.817
1.076
1.750
1.697
90
2.588
AssetsNT$B
4.382
4.689
5.152
5.545
6.103
6.879
7.331
7.558
8.365
8.849
0.800
7.72%
7.78%
70
1.599
LT debtNT$B
2.769
2.673
2.580
2.499
2.596
2.525
2.968
3.094
3.296
3.504
1.261
6.18%
2.21%
53
Claims and benefits
5.00%
1.00×