1.110
RevenueNT$B
1.548
1.578
1.642
1.693
1.781
1.808
1.906
1.998
2.050
2.123
1.229
3.57%
3.50%
34
15.71
Revenue growth%
0.78
2.31
2.75
1.45
3.66
4.53
3.37
3.84
4.72
4.65
14.43
4.53
3.51
69
14.12
Combined R.%
85.23
85.28
83.88
85.80
85.46
85.93
86.27
84.42
85.98
84.90
12.58
85.93
85.37
57
22.09
Operating margin%
8.58
9.93
12.72
13.86
11.86
13.53
11.38
11.98
13.24
12.75
19.28
12.75
12.35
78
26.46
Net margin%
8.51
10.47
7.53
5.30
4.83
2.14
1.00
2.95
2.85
0.65
28.57
2.14
3.89
78
13.02
P/E ratio (avg)x
26.21
26.19
22.68
21.57
19.77
20.43
21.80
23.38
25.13
24.63
12.47
23.38
23.03
37
14.75
P/TBVx
17.19
17.48
18.15
19.75
19.27
21.01
21.05
21.77
22.42
22.46
14.53
21.77
20.38
77
32.65
P/Bx
19.08
17.27
18.85
20.57
20.85
19.46
19.76
20.37
18.23
18.04
25.48
19.46
19.27
35
6.22
Prem. grth%
26.60
25.37
22.75
21.35
21.80
19.45
19.05
17.92
15.43
16.64
13.11
17.92
20.40
85
28.61
Invest. yld%
18.28
16.94
17.11
17.09
19.77
18.79
19.28
18.61
16.12
13.62
22.57
18.61
17.69
82
18.54
BVPS grth%
25.64
28.61
26.44
23.81
25.90
23.26
26.02
27.98
27.71
28.55
19.53
27.71
26.23
87
23.57
Return on equity%
21.56
23.15
24.39
23.93
24.63
22.51
21.81
21.95
20.25
22.90
9.15
21.95
22.71
27
14.32
Return on assets%
13.74
14.49
13.34
14.20
12.65
13.68
13.65
12.19
9.68
9.49
23.22
12.19
13.49
23
5.53
EPSNT$
2.86
3.06
2.90
2.51
2.33
2.19
2.14
2.17
1.92
1.88
6.11
(4.20%)
(4.00%)
—
2.25
EPS growth%
33.11
35.62
35.69
33.63
34.78
37.42
40.07
42.00
44.65
45.16
7.14
42.00
36.55
87
3.77
Bookvalue per shNT$
2.09
2.16
2.29
2.49
2.51
2.47
2.66
2.52
2.73
3.03
4.05
3.83%
4.46%
—
2.10
TBV/shNT$
4.53
4.94
5.81
7.04
8.28
9.30
9.84
10.35
12.15
14.51
5.01
11.87%
13.39%
—
5.00
Dividend per shNT$
4.25
4.79
5.25
5.66
6.36
6.57
7.23
7.51
8.14
7.42
1.49
3.14%
6.13%
—
14.83
Div yield (avg)%
23.12
25.59
28.55
28.60
31.28
31.86
29.66
30.85
32.34
33.19
4.22
31.86
30.26
90
12.82
Payout ratio%
30.17
29.59
30.64
32.60
34.05
33.00
35.38
33.50
33.86
35.53
28.32
33.86
33.25
42
220.3
Shares (diluted)M
340.2
381.9
417.9
483.3
540.1
632.3
740.7
854.5
892.5
963.8
229.8
12.28%
12.58%
21
14.57
Buyback yield%
34.05
33.80
36.50
37.70
35.11
38.00
38.96
39.33
37.34
34.35
18.29
38.00
36.92
13
0.558
D/E ratiox
1.315
1.486
1.524
1.821
1.880
2.230
2.601
2.628
2.672
3.176
0.952
2.628
2.055
38
2.119
AssetsNT$B
2.155
2.341
2.484
2.753
2.982
3.147
3.367
3.793
3.936
4.292
2.147
7.55%
7.98%
35
0.270
LT debtNT$B
0.299
0.303
0.309
0.309
0.274
0.280
0.305
0.284
0.292
0.271
1.945
(0.21%)
(2.18%)
91
Claims and benefits
3.43%
0.99×