0.671
RevenueILS B
3.522
3.514
3.669
3.831
3.968
3.965
3.982
4.047
4.038
4.113
0.730
0.72%
1.77%
72
28.03
Revenue growth%
11.97
10.29
11.46
13.76
15.21
14.96
14.06
13.21
12.39
9.81
4.14
13.21
12.80
68
2.06
Combined R.%
84.15
85.26
84.62
85.13
85.19
83.62
85.29
85.75
84.07
83.78
20.91
84.07
84.88
78
18.20
Operating margin%
32.60
33.57
33.99
32.51
35.00
36.17
35.34
34.37
31.69
29.38
25.78
34.37
33.78
16
10.04
Net margin%
19.87
17.86
20.29
17.57
15.63
14.97
13.51
15.05
15.68
16.51
26.20
15.05
16.09
45
27.43
P/E ratio (avg)x
10.73
11.88
11.73
10.95
11.44
10.65
10.54
11.52
10.49
10.27
22.12
10.54
10.84
63
6.079
P/TBVx
43.05
41.49
40.64
42.83
47.77
49.68
59.22
58.58
65.95
71.57
33.86
59.22
48.73
85
6.497
P/Bx
22.07
20.13
18.34
19.13
18.65
16.83
16.84
16.07
17.82
18.81
28.56
16.84
18.50
40
18.02
Prem. grth%
32.09
33.00
35.96
35.13
33.63
32.17
33.85
35.25
34.27
31.65
26.92
33.85
33.74
84
28.70
Invest. yld%
10.64
7.71
7.05
8.61
10.63
9.43
7.09
4.45
6.52
8.61
2.66
7.09
8.16
15
27.19
BVPS grth%
0.40
0.40
2.37
4.25
3.73
3.39
4.42
2.04
0.40
0.40
3.99
2.04
2.20
68
7.29
Return on equity%
12.61
10.10
12.27
14.96
13.79
12.05
11.37
14.01
13.39
11.14
17.90
12.05
12.44
43
26.62
Return on assets%
7.44
7.98
9.47
11.10
12.23
11.24
11.01
8.37
9.94
8.82
26.21
9.94
9.71
74
1.44
EPSILS
2.57
2.93
3.07
3.06
3.04
3.57
4.31
5.22
6.13
6.00
1.54
14.61%
10.97%
—
5.29
EPS growth%
35.35
36.01
38.84
37.36
37.51
39.05
38.95
36.02
37.25
39.24
29.91
38.95
37.44
18
3.09
Bookvalue per shILS
2.23
2.26
2.66
3.01
3.19
3.30
3.34
3.42
3.60
3.81
3.31
3.65%
5.82%
—
1.64
TBV/shILS
0.94
0.93
0.91
0.94
0.81
0.78
0.68
0.64
0.65
0.61
0.85
(5.50%)
(4.79%)
—
1.94
Dividend per shILS
2.25
2.38
2.21
2.19
2.06
2.08
2.36
2.33
2.52
2.75
1.93
5.95%
1.46%
—
26.74
Div yield (avg)%
24.08
24.51
22.94
23.54
24.43
26.41
28.41
27.72
26.86
24.36
16.63
26.86
24.47
74
15.37
Payout ratio%
29.74
28.75
25.89
28.72
29.64
28.62
30.75
30.65
28.38
28.79
4.19
28.79
28.77
24
1.081
Shares (diluted)B
1.002
1.062
1.179
1.115
1.086
0.963
1.050
1.132
1.070
1.006
1.045
(1.52%)
(0.20%)
52
25.27
Buyback yield%
12.28
10.64
13.61
13.67
16.25
17.61
14.63
14.85
12.11
9.73
3.70
14.63
13.64
69
1.592
D/E ratiox
0.488
0.523
0.540
0.600
0.692
0.768
0.796
0.912
0.983
1.086
0.614
0.912
0.730
89
3.667
AssetsILS B
6.213
6.714
7.339
7.766
8.210
9.138
9.812
10.90
11.59
12.12
2.777
8.11%
7.71%
13
3.729
LT debtILS B
1.497
1.539
1.540
1.473
1.656
1.827
2.040
2.347
2.372
2.666
2.776
9.99%
6.34%
38
Revenue
ILS 4.113B
1.77%
1.00×
Claims and benefits
ILS 2.415B
1.77%
1.00×
Total costs
ILS 3.130B
1.64%
0.99×
Spread over hurdle
13.71%