0.890
Revenue¥B
1.980
1.980
1.979
1.989
2.058
2.104
2.150
2.194
2.217
2.269
0.974
1.98%
1.58%
94
3.66
Revenue growth%
4.99
2.24
3.17
4.78
1.79
0.40
1.22
2.34
0.40
0.47
17.91
0.47
2.01
38
26.66
NIM%
12.37
11.93
10.50
7.76
8.86
7.85
10.50
12.67
12.39
12.31
9.47
12.31
11.21
40
8.39
Effic. R.%
15.58
15.59
13.25
15.63
16.08
13.49
12.28
11.84
9.99
10.51
12.36
11.84
13.37
88
26.24
Net margin%
23.54
21.92
21.43
22.41
25.09
24.01
26.68
28.42
26.73
28.11
6.73
26.73
24.55
90
27.60
P/E ratio (avg)x
6.911
7.157
6.450
6.892
7.664
7.645
7.639
7.963
7.991
8.240
12.22
7.963
7.642
44
24.88
P/TBVx
14.04
16.23
17.01
18.46
21.77
24.57
24.89
24.40
25.85
24.86
24.61
24.86
23.09
29
25.97
P/Bx
31.45
28.99
28.17
30.44
33.53
35.97
35.24
38.46
34.96
34.47
18.38
35.24
34.00
69
2.243
NII¥B
1.228
1.229
1.232
1.236
1.278
1.297
1.327
1.364
1.362
1.411
1.417
1.99%
1.69%
—
13.66
NII grth%
23.94
23.01
24.90
24.34
22.05
22.22
24.99
25.97
28.16
25.75
29.90
25.75
24.62
15
16.85
ROTE%
6.43
5.06
5.19
6.86
5.15
5.89
5.33
7.56
6.96
8.14
7.88
6.96
6.16
56
3.70
Return on equity%
14.25
14.88
16.03
18.78
20.99
22.39
21.08
23.12
22.61
23.93
5.68
22.61
21.04
75
12.46
Return on assets%
15.77
13.05
13.56
16.23
14.77
12.61
13.57
10.79
9.02
10.93
24.04
10.93
13.31
17
0.13
EPS¥
0.38
0.38
0.39
0.36
0.36
0.40
0.42
0.48
0.53
0.60
0.15
11.22%
6.04%
—
14.52
EPS growth%
24.12
23.63
25.26
23.32
23.55
22.64
23.92
25.55
26.08
25.99
26.23
25.55
24.02
13
0.46
Bookvalue per sh¥
0.48
0.48
0.50
0.54
0.61
0.61
0.63
0.65
0.67
0.68
0.25
2.23%
4.37%
—
0.33
TBV/sh¥
0.12
0.11
0.11
0.11
0.10
0.09
0.10
0.10
0.09
0.10
0.45
(0.29%)
(2.12%)
—
0.37
Dividend per sh¥
0.11
0.11
0.12
0.12
0.13
0.13
0.13
0.13
0.13
0.13
0.25
0.29%
0.93%
—
26.96
Div yield (avg)%
11.30
9.77
8.06
9.41
9.46
8.73
8.47
11.44
10.53
12.28
4.52
10.53
9.62
77
4.11
Payout ratio%
22.36
23.59
25.46
24.43
21.82
22.44
22.58
24.20
26.93
24.10
22.47
24.10
23.85
77
2.447
Shares (diluted)B
2.608
2.613
2.503
2.595
2.456
2.620
2.460
2.447
2.384
2.350
2.457
(0.88%)
(0.93%)
83
25.34
Buyback yield%
7.99
9.13
8.19
8.09
8.96
10.38
7.71
9.72
11.38
11.05
3.68
10.38
9.05
74
174.12
Eq/Assets%
122.71
120.13
135.08
150.83
144.05
136.49
156.72
153.35
160.80
166.83
126.46
156.72
147.44
24
1.485
Assets¥B
6.989
7.495
8.095
8.734
9.752
10.29
11.66
12.35
13.56
14.82
1.193
8.73%
8.89%
34
0.132
LT debt¥B
1.446
1.222
1.060
0.967
1.021
0.863
0.813
0.790
0.714
0.681
2.128
(7.78%)
(8.43%)
70
Total assets
¥14.82B
8.89%
2.00×
Revenue
¥2.269B
1.58%
1.00×
Non-interest expense
¥1.088B
1.64%
1.01×
Net interest income
62.18%
Non-interest income
37.82%