18.30
Revenue₹B
18.98
19.91
21.13
21.51
21.93
22.43
23.60
24.66
25.59
26.65
19.18
3.97%
4.06%
18
20.48
Revenue growth%
17.19
18.13
17.16
16.13
17.93
20.30
20.08
17.70
17.47
19.65
5.36
19.65
17.81
12
23.19
NIM%
28.33
28.63
30.37
29.64
27.11
27.51
25.04
27.91
25.57
24.13
13.42
25.57
27.71
32
5.17
Effic. R.%
23.21
21.33
20.99
21.72
24.05
23.55
23.67
23.93
21.87
20.72
28.93
23.55
22.54
47
7.16
Net margin%
7.00
4.88
4.39
5.93
5.84
5.90
7.25
6.56
5.62
5.48
14.07
5.90
5.87
91
32.94
P/E ratio (avg)x
34.37
35.78
37.40
38.92
40.07
34.51
34.33
33.26
34.50
36.52
21.82
34.50
35.14
5
22.85
P/TBVx
18.58
19.71
23.87
27.21
30.10
34.41
36.55
42.67
49.21
59.43
25.14
42.67
32.25
42
36.77
P/Bx
38.14
36.78
36.56
39.43
40.21
43.69
48.69
52.81
48.58
46.27
25.39
48.58
41.95
16
30.00
NII₹B
11.57
12.35
12.86
13.24
13.26
13.71
14.38
15.30
15.58
16.16
21.18
4.03%
3.94%
—
10.33
NII grth%
20.98
23.76
24.34
26.61
24.61
26.26
26.65
24.87
23.56
25.23
5.55
25.23
24.74
92
9.20
ROTE%
14.72
14.84
14.78
14.71
17.69
18.61
18.69
17.83
17.14
16.25
9.48
17.83
16.70
87
28.79
Return on equity%
24.79
24.91
24.81
26.29
27.72
26.85
29.51
29.50
30.32
30.98
18.81
29.51
27.29
22
24.11
Return on assets%
24.37
21.37
23.98
22.53
20.72
20.74
17.86
18.35
20.49
23.39
6.03
20.49
21.06
72
3.73
EPS₹
6.50
7.66
8.11
8.16
8.16
9.50
9.62
11.20
12.22
14.62
3.99
12.36%
9.24%
—
28.77
EPS growth%
33.43
35.00
37.97
36.12
38.69
39.07
41.37
40.51
43.42
42.04
22.28
41.37
38.88
48
2.27
Bookvalue per sh₹
10.59
12.65
14.27
15.46
18.16
19.69
22.83
24.23
26.21
29.48
2.35
10.18%
11.72%
—
5.26
TBV/sh₹
5.04
5.13
4.66
4.52
4.68
5.06
4.82
4.81
4.92
4.91
6.29
0.99%
(0.90%)
—
1.40
Dividend per sh₹
1.92
2.11
2.23
2.34
2.27
2.01
2.23
2.00
1.94
1.91
4.33
(3.40%)
0.17%
—
22.68
Div yield (avg)%
0.40
3.23
3.21
0.68
0.40
0.40
1.43
1.42
0.40
1.66
9.75
1.42
1.05
13
6.80
Payout ratio%
16.60
16.04
15.99
16.20
14.39
12.51
11.27
13.61
14.14
12.29
12.53
12.51
14.27
93
2.636
Shares (diluted)B
3.322
3.560
3.482
3.922
3.714
3.949
4.119
4.090
4.267
4.465
2.591
3.75%
3.46%
39
2.84
Buyback yield%
8.98
8.98
8.59
11.53
8.67
9.01
10.55
13.46
12.89
12.07
17.95
12.07
9.78
86
100.46
Eq/Assets%
318.37
323.58
314.21
362.78
351.98
369.63
387.25
423.61
477.45
532.91
13.78
423.61
366.20
88
18.97
Assets₹B
38.95
41.56
44.39
47.31
52.28
55.81
58.07
64.00
70.38
77.89
10.43
8.30%
8.26%
68
27.77
LT debt₹B
37.56
40.16
41.47
49.40
54.83
63.90
69.35
73.00
70.63
68.46
5.052
4.54%
6.88%
59
Total assets
₹77.89B
8.26%
1.48×
Revenue
₹26.65B
4.06%
1.00×
Non-interest expense
₹15.62B
3.83%
0.98×
Net interest income
60.64%
Non-interest income
39.36%