2.279
Revenue¥B
2.550
2.615
2.692
2.770
2.848
2.920
3.093
3.189
3.323
3.519
2.397
4.32%
3.88%
50
18.69
Revenue growth%
19.52
17.64
15.70
13.53
10.60
8.11
6.08
5.59
5.76
4.14
10.00
5.76
9.36
61
29.44
NIM%
12.11
10.11
11.31
9.23
6.76
4.26
4.89
5.64
8.41
7.29
26.32
5.64
7.85
55
29.70
Effic. R.%
27.90
29.21
30.70
32.34
31.22
29.42
30.03
30.96
33.22
32.70
24.89
30.96
30.83
16
5.83
Net margin%
26.11
26.41
26.94
29.14
30.44
27.50
26.60
27.01
25.23
22.74
24.77
26.60
26.77
90
12.93
P/E ratio (avg)x
38.46
42.66
43.43
41.72
41.65
46.22
50.48
54.38
58.09
57.01
26.89
54.38
44.82
48
29.15
P/TBVx
15.20
13.60
12.77
12.08
10.69
9.903
10.20
11.33
10.45
10.04
30.64
10.20
11.01
18
32.64
P/Bx
33.23
38.11
42.13
42.63
45.41
44.84
51.82
49.44
53.19
60.40
9.100
51.82
45.12
54
3.627
NII¥B
1.553
1.604
1.632
1.666
1.710
1.800
1.885
1.927
2.019
2.160
3.573
4.79%
3.81%
—
18.33
NII grth%
12.71
12.96
15.64
15.00
16.10
18.17
18.77
17.72
14.78
15.73
6.29
17.72
15.68
17
13.43
ROTE%
7.56
7.80
7.59
5.06
2.15
1.50
0.69
3.40
5.05
4.23
20.60
3.40
4.64
29
15.88
Return on equity%
6.75
4.75
2.46
3.14
4.93
6.64
8.48
9.00
6.39
7.56
10.47
7.56
6.51
27
17.66
Return on assets%
1.56
2.88
1.06
1.06
3.21
0.40
0.40
0.40
0.92
1.93
11.17
0.40
1.06
33
0.23
EPS¥
0.19
0.20
0.19
0.21
0.20
0.20
0.19
0.20
0.20
0.21
0.25
0.97%
1.12%
—
14.39
EPS growth%
24.69
23.59
23.24
23.17
24.80
26.24
25.64
23.34
20.77
22.16
29.71
23.34
23.47
54
0.62
Bookvalue per sh¥
0.52
0.49
0.44
0.40
0.38
0.40
0.40
0.45
0.49
0.47
0.39
4.27%
(0.49%)
—
0.15
TBV/sh¥
0.43
0.40
0.39
0.41
0.41
0.36
0.39
0.36
0.36
0.39
0.26
(1.00%)
(0.37%)
—
0.55
Dividend per sh¥
0.52
0.45
0.44
0.39
0.34
0.34
0.37
0.34
0.33
0.35
0.20
0.35%
(3.59%)
—
11.14
Div yield (avg)%
12.43
13.88
11.38
11.85
13.60
13.71
13.55
11.07
10.22
11.80
22.88
11.80
12.14
57
5.27
Payout ratio%
18.94
16.36
15.48
13.81
16.17
18.23
17.42
16.27
18.30
18.01
6.70
18.01
16.89
86
1.976
Shares (diluted)B
2.033
2.223
2.414
2.519
2.603
2.411
2.426
2.712
2.530
2.587
2.006
(0.12%)
2.86%
62
15.78
Buyback yield%
2.40
4.81
5.45
3.04
0.51
2.16
1.08
0.40
0.40
0.40
7.20
0.40
1.62
18
121.96
Eq/Assets%
99.32
115.23
130.39
125.20
118.78
134.92
156.20
159.84
163.18
178.86
69.32
159.84
132.66
38
4.454
Assets¥B
10.55
10.86
12.06
12.63
14.18
15.14
16.88
17.54
19.28
20.45
0.867
7.59%
7.42%
94
2.606
LT debt¥B
4.531
5.064
4.814
4.815
5.436
6.044
5.674
6.466
6.425
7.397
0.792
6.35%
6.16%
61
Total assets
¥20.45B
7.42%
1.40×
Revenue
¥3.519B
3.88%
1.00×
Non-interest expense
¥1.653B
4.03%
1.01×
Net interest income
61.39%
Non-interest income
38.61%