1.672
Revenue฿B
4.422
4.790
5.189
5.637
6.051
6.536
7.201
7.653
8.369
9.045
1.853
8.37%
8.50%
66
8.44
Revenue growth%
12.69
11.07
13.30
15.31
13.52
11.13
8.71
7.46
9.52
8.77
4.88
8.77
11.10
53
27.55
NIM%
22.19
19.43
18.77
21.08
22.81
20.54
23.09
20.25
19.31
19.54
14.67
20.25
20.40
86
5.46
Effic. R.%
21.08
22.94
20.21
20.71
20.70
18.80
16.10
14.68
15.15
13.22
20.80
15.15
19.51
9
21.75
Net margin%
9.31
8.03
11.02
13.95
11.38
10.32
11.47
8.58
7.01
8.76
27.33
8.76
9.82
74
10.93
P/E ratio (avg)x
20.79
19.19
18.63
19.75
21.24
19.96
18.40
15.91
15.16
15.50
25.99
15.91
18.91
19
24.84
P/TBVx
36.68
33.09
33.60
36.69
39.48
37.97
37.16
37.32
35.66
32.26
18.26
37.16
36.68
89
28.71
P/Bx
13.56
14.01
14.27
13.43
13.41
14.99
16.79
18.84
18.83
17.66
8.423
17.66
14.63
21
5.531
NII฿B
3.441
3.732
4.030
4.390
4.615
5.101
5.592
5.919
6.416
6.996
7.071
8.68%
8.64%
—
20.59
NII grth%
9.03
8.70
7.94
8.75
11.35
9.34
11.73
11.18
11.76
11.76
18.01
11.73
10.26
48
13.20
ROTE%
24.43
22.49
20.77
20.34
19.73
18.01
19.16
17.04
18.73
18.58
16.31
18.58
19.45
13
29.37
Return on equity%
20.10
23.09
21.59
21.05
19.99
20.77
18.61
20.85
21.41
23.23
13.35
20.85
20.95
31
10.17
Return on assets%
19.39
19.84
17.89
16.16
18.44
15.46
14.53
11.80
13.16
12.34
18.58
13.16
15.81
63
0.12
EPS฿
0.04
0.05
0.05
0.05
0.05
0.06
0.06
0.06
0.07
0.07
0.13
5.48%
4.14%
—
2.19
EPS growth%
11.74
13.08
13.88
14.32
15.37
17.29
17.16
15.60
14.69
16.55
24.17
16.55
15.03
8
0.09
Bookvalue per sh฿
0.19
0.19
0.23
0.24
0.24
0.24
0.24
0.24
0.29
0.28
0.06
3.74%
5.83%
—
0.08
TBV/sh฿
0.06
0.06
0.07
0.08
0.08
0.08
0.07
0.08
0.08
0.08
0.03
(0.24%)
1.51%
—
0.03
Dividend per sh฿
0.05
0.05
0.05
0.05
0.04
0.03
0.03
0.03
0.02
0.02
0.03
(11.79%)
(9.25%)
—
14.16
Div yield (avg)%
11.75
11.75
11.15
9.53
11.84
11.11
9.91
7.37
7.91
10.18
24.49
9.91
10.64
63
12.93
Payout ratio%
18.77
17.35
17.48
17.13
16.70
14.94
12.71
11.52
11.76
11.55
5.64
11.76
15.82
39
20.55
Shares (diluted)B
16.82
14.65
15.52
16.43
17.24
17.52
16.15
14.09
14.55
14.13
21.62
(3.91%)
(1.07%)
35
24.26
Buyback yield%
6.93
4.42
3.33
3.11
4.03
3.49
6.11
7.33
8.54
6.53
15.56
6.53
5.26
39
18.23
Eq/Assets%
218.28
202.59
216.29
213.24
201.37
201.17
191.08
192.23
216.82
242.04
64.31
201.17
207.91
65
0.716
Assets฿B
15.13
16.88
17.91
18.92
20.53
21.96
24.24
26.27
28.70
30.19
5.783
8.02%
7.95%
6
5.750
LT debt฿B
8.052
7.626
7.639
7.478
7.914
8.384
8.611
8.237
8.274
9.129
5.249
2.90%
1.76%
93
Total assets
฿30.19B
7.95%
0.95×
Revenue
฿9.045B
8.50%
1.00×
Non-interest expense
฿5.602B
8.58%
1.01×
Net interest income
77.35%
Non-interest income
22.65%