2.759
Revenue฿B
5.527
5.794
6.230
6.718
7.167
7.570
7.964
8.528
9.133
9.470
3.057
5.73%
6.29%
88
18.46
Revenue growth%
8.09
6.76
7.19
6.51
7.08
9.34
12.13
14.76
12.68
10.90
24.02
12.13
8.71
28
26.89
NIM%
7.53
8.22
6.21
6.14
4.04
2.53
0.40
0.40
0.90
0.40
15.86
0.40
3.28
65
16.57
Effic. R.%
0.40
2.71
4.14
7.11
6.76
8.15
10.98
8.85
6.61
8.95
15.27
8.85
6.93
18
23.84
Net margin%
10.37
9.25
10.85
11.10
12.87
14.82
13.68
16.54
17.60
17.33
10.07
16.54
13.27
86
36.53
P/E ratio (avg)x
27.73
27.94
27.77
30.94
30.61
33.77
36.37
37.39
41.55
45.21
28.97
37.39
32.35
59
32.25
P/TBVx
11.07
10.20
9.280
9.447
10.32
11.04
10.99
12.25
13.08
13.23
30.28
12.25
11.01
21
24.91
P/Bx
46.87
50.94
59.78
60.88
68.77
76.70
79.54
83.87
90.91
89.03
23.82
83.87
72.74
62
8.248
NII฿B
4.044
4.224
4.625
4.906
5.317
5.543
5.826
6.232
6.657
6.854
10.03
5.21%
6.12%
—
14.13
NII grth%
22.92
20.84
21.23
23.75
25.86
26.47
27.53
26.64
24.99
26.27
22.05
26.47
25.42
30
21.80
ROTE%
14.91
17.33
18.57
20.60
18.79
20.39
18.44
20.79
22.37
23.09
3.37
20.79
19.59
75
16.02
Return on equity%
11.44
11.59
11.24
9.58
10.82
7.86
6.46
5.60
5.72
7.10
23.17
6.46
8.72
48
4.70
Return on assets%
4.48
2.12
1.89
0.40
0.40
0.40
0.40
0.40
2.86
5.24
13.88
0.40
1.15
17
1.28
EPS฿
1.38
1.59
1.70
1.73
1.66
1.56
1.44
1.39
1.35
1.50
1.42
(1.95%)
1.90%
—
15.73
EPS growth%
8.39
6.04
7.45
5.76
4.40
3.90
2.17
4.61
4.65
5.14
8.69
4.61
4.90
39
0.41
Bookvalue per sh฿
2.37
2.54
2.50
2.52
2.54
2.27
2.03
2.26
2.33
2.21
2.79
(2.77%)
(0.65%)
—
1.52
TBV/sh฿
2.36
2.22
2.13
2.13
2.00
1.85
1.82
1.86
1.76
1.84
2.30
(1.64%)
(1.35%)
—
1.84
Dividend per sh฿
3.17
3.62
4.08
4.43
4.57
5.39
5.75
5.62
6.37
6.57
1.50
7.54%
8.22%
—
9.08
Div yield (avg)%
17.03
14.84
14.88
15.20
16.15
14.45
11.56
11.46
11.21
10.67
3.04
11.46
14.65
13
17.48
Payout ratio%
14.79
12.78
13.95
12.86
12.84
10.22
12.17
14.28
15.91
15.98
25.50
14.28
13.41
9
1.269
Shares (diluted)B
1.883
1.852
2.123
2.506
2.972
2.958
3.261
3.831
4.585
5.188
1.260
11.79%
11.84%
49
9.47
Buyback yield%
17.12
15.99
14.94
16.74
17.78
15.98
14.93
16.03
14.54
12.18
9.23
14.93
15.99
91
27.29
Eq/Assets%
33.00
33.93
39.91
42.47
45.01
49.15
54.37
53.81
55.08
59.01
177.03
54.37
47.08
89
7.800
Assets฿B
22.42
23.99
26.27
27.96
31.20
33.70
38.17
42.04
45.42
47.86
2.357
8.93%
8.96%
23
8.866
LT debt฿B
7.623
7.688
7.526
7.599
8.205
8.037
7.072
6.493
5.774
6.244
4.309
(5.32%)
(1.98%)
45
Total assets
฿47.86B
8.96%
1.28×
Revenue
฿9.470B
6.29%
1.00×
Non-interest expense
฿5.832B
6.51%
1.02×
Net interest income
72.38%
Non-interest income
27.62%