98.77
RevenueQR M
112.2
117.4
121.2
126.6
128.7
130.8
135.3
140.6
148.9
151.5
106.7
3.31%
3.17%
85
27.88
Revenue growth%
11.00
13.95
14.08
11.65
8.67
10.64
9.92
8.96
9.69
11.03
4.29
9.92
10.82
62
25.11
Combined R.%
82.45
83.20
82.72
83.81
83.95
84.35
84.86
83.48
84.27
81.52
27.46
84.27
83.64
55
4.67
Operating margin%
24.45
26.43
23.45
22.24
24.97
23.26
22.96
21.19
22.79
20.21
13.68
22.79
23.11
64
4.73
Net margin%
19.95
22.56
24.51
22.33
19.38
20.65
23.23
25.96
25.84
24.65
4.56
24.65
22.90
90
18.85
P/E ratio (avg)x
11.73
12.57
13.79
13.47
13.00
14.81
14.36
14.41
14.75
17.54
20.45
14.75
14.08
54
27.93
P/TBVx
25.26
23.79
26.42
23.79
23.32
21.27
22.23
20.78
20.84
19.98
32.76
20.84
22.77
83
11.05
P/Bx
41.22
46.62
47.40
46.49
43.23
44.91
44.53
42.64
41.07
40.90
25.62
42.64
43.88
36
21.20
Prem. grth%
19.45
16.63
18.65
20.08
22.09
23.72
24.26
25.15
23.91
25.70
13.09
24.26
22.91
25
16.06
Invest. yld%
21.84
20.23
23.16
24.97
22.63
19.75
21.82
22.10
23.19
24.03
16.34
22.10
22.37
26
2.61
BVPS grth%
5.98
7.22
8.79
10.34
10.82
9.43
9.42
9.28
9.26
8.56
10.74
9.28
9.27
61
19.86
Return on equity%
11.06
11.34
10.89
9.27
10.28
11.13
12.57
11.77
10.43
9.95
10.94
11.13
10.98
37
19.46
Return on assets%
17.52
20.49
20.66
20.53
23.48
23.11
21.05
20.97
19.58
19.18
4.83
20.97
20.60
8
0.20
EPSQR
0.21
0.24
0.25
0.26
0.27
0.30
0.36
0.43
0.47
0.51
0.22
13.64%
9.61%
—
27.56
EPS growth%
24.79
22.05
24.73
24.17
25.02
24.96
22.42
20.79
20.16
22.42
2.81
22.42
23.30
71
0.08
Bookvalue per shQR
0.20
0.21
0.22
0.21
0.20
0.21
0.23
0.23
0.26
0.26
0.25
5.67%
2.92%
—
0.25
TBV/shQR
0.32
0.34
0.33
0.40
0.45
0.54
0.56
0.66
0.67
0.81
0.20
12.70%
9.84%
—
0.16
Dividend per shQR
0.09
0.08
0.09
0.08
0.08
0.07
0.08
0.07
0.07
0.06
0.09
(4.26%)
(3.99%)
—
5.80
Div yield (avg)%
5.62
3.91
2.60
3.29
4.09
3.07
3.00
3.01
1.21
0.40
6.60
3.00
3.04
38
12.67
Payout ratio%
22.21
24.24
24.01
21.64
24.43
22.18
21.69
22.37
23.04
25.52
7.87
22.37
22.70
40
344.8
Shares (diluted)M
497.9
527.6
521.3
544.5
624.0
644.7
685.5
699.5
667.9
625.0
353.6
0.03%
3.33%
24
11.32
Buyback yield%
5.07
6.00
5.88
7.09
8.42
9.58
6.80
5.31
4.51
5.53
4.73
5.53
5.94
41
0.879
D/E ratiox
1.616
1.711
1.711
1.708
1.857
1.980
1.912
1.801
2.003
2.041
1.731
1.980
1.829
67
57.14
AssetsQR M
28.39
29.22
33.23
35.41
38.97
43.54
46.80
50.62
56.42
59.54
11.75
8.85%
8.48%
84
134.3
LT debtQR M
53.67
57.63
54.66
58.85
57.47
62.18
62.64
68.74
65.61
72.83
105.9
4.85%
3.45%
20
Claims and benefits
3.18%
1.00×
Return on capital
125.38%