134.2
RevenueQR M
158.9
162.1
163.6
165.6
173.9
182.3
183.5
190.8
200.1
204.9
138.9
3.34%
2.87%
40
24.86
Revenue growth%
12.88
12.31
11.05
12.83
12.86
12.61
10.89
13.18
14.58
16.69
23.30
13.18
12.85
66
17.89
Combined R.%
83.50
83.66
84.44
83.80
84.25
81.99
81.80
83.80
84.35
83.70
10.34
83.70
83.75
38
29.50
Operating margin%
20.44
20.80
18.56
20.22
23.02
25.11
24.66
26.86
27.36
24.72
18.11
25.11
23.84
80
4.52
Net margin%
7.11
8.40
7.35
9.91
12.74
11.38
12.43
10.30
8.49
6.60
17.08
10.30
9.20
44
17.52
P/E ratio (avg)x
7.590
6.895
6.983
6.526
7.147
6.787
5.903
6.438
5.831
5.687
6.155
5.903
6.657
27
13.07
P/TBVx
25.54
25.01
23.56
23.29
22.39
23.51
22.21
24.44
23.60
25.12
37.80
23.60
23.58
44
15.92
P/Bx
11.50
12.07
12.84
14.42
17.33
17.82
17.68
20.21
21.65
21.65
13.71
20.21
17.51
74
22.75
Prem. grth%
19.31
18.82
17.21
16.00
14.34
13.96
11.70
14.29
15.49
14.83
14.09
14.29
15.16
26
21.54
Invest. yld%
6.70
4.59
1.79
0.40
0.40
1.39
2.39
5.28
7.07
9.83
20.39
5.28
3.49
24
12.40
BVPS grth%
26.56
29.15
29.57
30.57
27.91
26.75
25.74
27.98
30.47
29.35
3.67
27.98
28.56
81
3.37
Return on equity%
11.58
14.10
16.75
18.06
20.76
23.15
22.67
25.25
24.27
21.63
3.49
23.15
21.20
13
13.52
Return on assets%
20.03
18.90
18.77
16.12
16.26
18.97
19.37
16.74
14.06
12.56
19.79
16.74
17.75
13
0.39
EPSQR
0.28
0.29
0.33
0.35
0.41
0.40
0.46
0.55
0.54
0.58
0.40
6.95%
8.59%
—
26.08
EPS growth%
2.03
0.40
0.40
1.25
0.40
0.40
0.40
0.68
2.31
2.42
11.26
0.68
0.54
22
0.38
Bookvalue per shQR
0.57
0.55
0.57
0.55
0.63
0.72
0.81
0.88
0.85
0.92
0.16
7.79%
6.38%
—
0.25
TBV/shQR
0.41
0.39
0.44
0.51
0.52
0.59
0.60
0.58
0.58
0.59
0.15
2.65%
3.27%
—
0.13
Dividend per shQR
0.15
0.14
0.14
0.13
0.13
0.13
0.13
0.14
0.15
0.15
0.09
3.34%
0.41%
—
25.92
Div yield (avg)%
3.46
3.99
6.31
9.14
7.46
8.44
5.97
8.91
11.37
12.02
29.57
8.91
7.95
68
13.80
Payout ratio%
17.22
14.95
12.29
12.88
11.50
14.49
15.58
16.51
14.90
17.81
9.39
15.58
14.92
68
250.9
Shares (diluted)M
168.8
144.9
133.6
120.3
118.4
101.7
100.3
87.85
85.38
75.80
253.0
(8.53%)
(8.79%)
30
26.94
Buyback yield%
4.77
4.45
2.24
4.98
4.30
7.28
6.68
5.41
7.26
5.12
16.82
6.68
5.05
61
0.849
D/E ratiox
1.403
1.366
1.450
1.475
1.562
1.676
1.560
1.443
1.489
1.386
1.237
1.489
1.463
9
101.9
AssetsQR M
467.2
490.4
529.2
592.3
665.0
691.9
740.6
800.6
884.0
990.9
46.99
8.30%
8.33%
72
137.4
LT debtQR M
151.0
171.6
187.2
180.4
200.5
208.7
197.1
205.1
216.0
238.1
132.2
3.49%
4.65%
7
Claims and benefits
2.85%
1.00×