0.271
Revenue$B
1.242
1.309
1.357
1.378
1.437
1.451
1.480
1.541
1.578
1.659
0.283
2.91%
3.47%
45
5.67
Revenue growth%
10.88
13.76
14.51
12.08
14.68
16.73
15.96
17.15
16.81
17.24
6.75
16.81
15.32
11
17.76
NIM%
10.45
7.97
5.21
4.30
3.53
3.91
2.77
0.40
0.40
0.40
29.17
0.40
3.72
53
19.08
Effic. R.%
11.49
9.88
9.84
8.79
5.98
3.42
2.63
3.58
4.62
3.63
23.93
3.58
5.30
93
29.25
Net margin%
14.19
13.19
10.91
10.02
12.32
15.22
15.31
16.07
15.50
18.43
26.81
15.50
14.70
30
27.58
P/E ratio (avg)x
12.98
14.13
12.89
12.90
13.70
12.50
13.02
13.72
13.25
14.43
34.06
13.25
13.14
89
6.506
P/TBVx
22.69
23.66
22.81
21.50
19.37
18.18
18.92
19.06
19.24
19.41
12.61
19.06
19.39
42
36.46
P/Bx
5.720
6.143
6.273
6.457
6.357
6.255
6.835
6.854
7.249
6.628
21.99
6.835
6.407
83
0.143
NII$B
0.950
1.013
1.048
1.057
1.106
1.099
1.135
1.167
1.224
1.272
0.802
2.83%
3.51%
—
6.40
NII grth%
29.84
28.37
29.43
29.42
29.98
27.14
28.42
30.99
28.14
27.51
14.36
28.14
28.92
21
25.96
ROTE%
8.60
7.90
8.75
10.07
12.56
10.53
11.73
13.79
13.06
10.14
4.78
11.73
10.34
29
17.42
Return on equity%
2.30
0.46
0.40
0.40
0.83
0.40
0.40
1.79
1.37
1.00
20.08
1.00
0.65
77
27.22
Return on assets%
5.18
3.90
6.41
4.08
3.09
5.12
4.22
5.46
4.71
5.85
2.79
5.12
4.92
49
10.99
EPS$
2.98
2.63
2.34
2.53
2.54
2.72
2.71
2.72
2.63
2.47
11.46
(0.59%)
(2.33%)
—
26.21
EPS growth%
9.44
7.90
8.99
6.80
7.35
6.49
7.71
10.59
8.78
8.47
5.75
8.47
8.19
75
3.85
Bookvalue per sh$
8.72
8.99
9.29
9.45
9.68
10.52
9.40
8.67
8.94
8.30
4.02
(3.02%)
(0.59%)
—
2.11
TBV/sh$
10.08
10.92
10.84
12.39
11.89
11.92
12.03
13.81
13.74
13.08
9.96
1.93%
4.16%
—
8.35
Dividend per sh$
3.10
3.60
4.09
3.86
3.96
4.39
5.02
5.80
6.57
7.61
4.09
13.96%
8.87%
—
25.15
Div yield (avg)%
25.29
23.50
21.16
20.12
22.06
22.57
20.47
22.17
20.79
18.63
16.80
20.79
21.61
32
23.30
Payout ratio%
18.25
16.46
13.68
14.90
16.74
14.40
13.01
13.71
11.44
12.33
8.94
13.01
14.06
30
108.1
Shares (diluted)M
81.75
70.02
73.00
71.48
74.14
73.72
79.81
85.57
85.21
90.13
103.1
3.98%
0.47%
11
26.26
Buyback yield%
20.22
20.67
18.17
16.63
15.66
15.99
13.19
12.26
15.02
14.24
9.30
14.24
15.82
14
147.39
Eq/Assets%
132.61
143.83
154.04
133.14
116.65
115.72
106.51
105.57
102.53
101.59
160.05
105.57
116.19
64
0.269
Assets$B
2.231
2.405
2.680
2.901
3.211
3.414
3.704
4.002
4.375
4.707
0.835
7.95%
9.07%
89
1.058
LT debt$B
1.448
1.369
1.512
1.560
1.633
1.777
1.663
1.923
1.955
2.025
0.407
4.40%
3.64%
75
Total assets
$4.707B
9.07%
1.69×
Revenue
$1.659B
3.47%
1.00×
Non-interest expense
$799.8M
3.60%
1.01×
Net interest income
76.69%
Non-interest income
23.31%