1.354
Revenue$B
1.530
1.575
1.639
1.629
1.693
1.712
1.764
1.823
1.846
1.837
1.497
1.65%
1.83%
84
8.09
Revenue growth%
12.22
13.53
16.52
16.54
13.70
14.35
16.91
17.20
16.65
16.09
19.08
16.65
16.31
20
2.41
NIM%
9.54
11.48
8.84
11.10
11.19
9.54
11.97
9.69
7.25
7.47
22.94
9.54
9.62
38
21.51
Effic. R.%
8.32
7.24
6.46
9.32
7.24
6.32
7.22
5.22
4.90
7.89
26.45
6.32
7.23
77
14.93
Net margin%
18.62
19.97
18.85
16.70
18.63
16.07
19.03
21.01
21.37
18.73
19.96
19.03
18.79
56
28.13
P/E ratio (avg)x
26.61
23.96
25.78
23.48
25.89
25.84
27.41
28.44
26.28
28.97
10.34
27.41
26.08
67
34.15
P/TBVx
11.34
12.11
11.11
10.09
9.830
8.991
8.319
7.296
7.969
8.579
9.888
8.319
9.411
17
22.76
P/Bx
9.002
7.592
6.825
6.389
6.629
6.895
7.103
6.791
6.447
6.226
11.95
6.791
6.808
54
1.620
NII$B
1.047
1.087
1.125
1.120
1.152
1.169
1.197
1.256
1.269
1.238
1.178
1.45%
1.64%
—
16.26
NII grth%
5.07
5.41
2.42
2.01
1.09
1.29
1.35
0.40
0.40
1.43
11.37
1.29
1.39
88
23.90
ROTE%
19.64
21.37
24.03
24.82
25.20
23.76
23.05
20.23
21.67
24.54
25.41
23.05
23.40
36
14.28
Return on equity%
19.13
21.06
21.18
22.77
23.21
21.24
22.48
24.23
22.78
24.36
22.83
22.78
22.62
33
9.88
Return on assets%
24.22
24.10
26.04
23.21
23.38
22.78
24.88
24.18
24.91
22.43
19.68
24.18
24.14
6
6.61
EPS$
13.18
13.81
14.30
15.20
16.83
14.81
16.32
17.69
17.81
19.68
7.05
3.18%
3.17%
—
24.48
EPS growth%
5.58
6.75
7.85
8.17
6.82
7.54
5.78
5.02
4.11
3.49
7.94
5.02
6.27
88
7.31
Bookvalue per sh$
22.43
25.18
24.76
25.99
27.05
28.57
32.40
36.40
39.76
45.08
29.99
10.75%
6.58%
—
19.89
TBV/sh$
29.59
32.25
33.77
32.95
30.34
31.50
34.93
31.52
28.91
30.49
24.29
0.10%
0.43%
—
8.32
Dividend per sh$
18.97
20.59
19.29
18.45
21.02
22.17
24.93
24.75
28.06
31.36
22.64
8.33%
4.57%
—
19.83
Div yield (avg)%
20.30
18.93
20.87
19.56
20.04
21.07
21.73
21.76
21.51
23.44
4.45
21.73
20.97
79
9.60
Payout ratio%
16.59
16.51
17.02
16.88
17.43
17.63
15.40
17.03
19.15
21.00
8.25
17.63
17.02
61
61.82
Shares (diluted)M
68.29
72.40
83.50
90.20
90.54
97.89
91.12
97.26
89.50
88.02
62.00
(0.56%)
1.86%
72
7.16
Buyback yield%
22.16
22.41
21.76
21.08
21.01
19.89
18.60
18.85
21.80
23.39
4.73
19.89
21.42
62
33.49
Eq/Assets%
130.45
126.44
131.36
128.01
141.29
156.97
173.73
183.05
180.97
167.94
141.47
173.73
149.13
67
1.247
Assets$B
1.480
1.599
1.641
1.804
1.906
2.071
2.140
2.264
2.484
2.604
1.337
6.45%
7.25%
19
1.771
LT debt$B
1.656
1.688
1.799
2.034
2.329
2.292
2.446
2.789
2.770
2.697
1.951
2.98%
4.65%
60
Total assets
$2.604B
7.25%
1.68×
Revenue
$1.837B
1.83%
1.00×
Non-interest expense
$880.2M
1.68%
0.99×
Net interest income
67.40%
Non-interest income
32.60%