1.002
RevenueFr B
1.952
2.054
2.135
2.308
2.419
2.500
2.609
2.790
2.953
3.179
1.028
5.62%
5.65%
52
9.59
Revenue growth%
3.23
5.51
4.06
5.75
6.76
9.36
10.27
8.17
9.48
8.09
11.44
9.36
7.43
14
5.18
NIM%
10.33
8.67
6.59
9.08
6.48
7.85
5.06
5.28
7.40
6.28
24.66
6.28
7.00
52
13.36
Effic. R.%
10.57
11.04
11.75
9.39
9.49
10.16
11.57
8.98
10.07
9.28
24.99
10.07
10.12
91
12.86
Net margin%
5.77
4.85
4.60
3.87
3.96
3.65
4.14
2.11
0.40
0.40
12.52
2.11
3.92
36
9.027
P/E ratio (avg)x
17.34
18.93
19.37
17.46
18.88
19.10
20.55
22.31
19.68
18.04
18.98
19.68
19.01
43
7.688
P/TBVx
11.11
12.23
11.17
10.95
11.36
10.52
9.762
8.640
7.723
8.539
37.65
8.640
10.74
12
6.155
P/Bx
12.95
11.42
10.97
11.73
11.73
10.35
11.12
11.34
11.60
10.68
36.97
11.12
11.38
78
2.392
NIIFr B
1.539
1.623
1.670
1.827
1.930
1.974
2.077
2.194
2.358
2.492
3.040
5.24%
5.64%
—
3.16
NII grth%
31.97
33.93
32.52
30.41
31.71
31.58
29.49
31.89
29.59
29.14
11.78
29.59
31.65
85
22.32
ROTE%
2.52
2.98
2.96
1.03
0.61
3.36
1.84
2.02
2.19
3.09
24.86
2.19
2.36
7
28.69
Return on equity%
14.88
17.21
17.22
18.90
18.31
18.30
17.24
15.37
14.67
13.00
25.71
15.37
17.21
54
5.31
Return on assets%
24.90
24.85
25.61
28.12
26.77
24.18
26.12
23.26
21.51
22.94
22.90
23.26
24.88
18
267.81
EPSFr
258.95
281.22
295.83
305.91
290.42
296.53
313.37
312.70
339.52
322.37
293.80
2.11%
2.27%
—
28.41
EPS growth%
18.41
19.78
17.07
15.70
18.22
17.33
14.77
17.03
14.27
12.81
15.01
14.77
17.05
17
225.69
Bookvalue per shFr
764.27
864.01
826.14
887.66
987.04
990.23
1,074
1,030
1,102
1,163
273.29
3.33%
5.30%
—
369.89
TBV/shFr
141.68
133.59
148.53
140.30
142.86
152.88
148.34
139.04
132.06
123.02
215.68
(2.95%)
(1.04%)
—
510.28
Dividend per shFr
471.99
465.46
527.69
544.67
541.44
623.28
694.91
726.07
776.74
804.29
113.74
8.24%
5.13%
—
14.71
Div yield (avg)%
10.17
8.64
10.86
10.04
10.31
8.80
5.93
4.23
6.08
5.02
12.49
5.93
8.72
15
24.50
Payout ratio%
33.62
30.74
29.13
28.46
30.03
31.94
29.79
30.26
32.06
34.75
25.59
31.94
30.50
80
2.433
Shares (diluted)M
1.794
1.540
1.564
1.500
1.457
1.571
1.700
1.642
1.572
1.454
2.427
(0.04%)
(2.04%)
30
21.41
Buyback yield%
16.22
15.54
15.48
17.33
15.56
13.91
12.31
13.41
16.12
13.48
22.44
13.48
15.51
56
110.93
Eq/Assets%
39.35
39.21
40.44
38.66
38.47
39.61
45.91
50.61
51.08
57.22
132.07
50.61
40.02
70
2.132
AssetsFr B
4.848
5.151
5.652
6.098
6.709
6.946
7.457
8.025
8.936
9.497
2.332
7.20%
7.87%
14
1.917
LT debtFr B
1.780
1.665
1.529
1.687
1.873
1.862
2.033
1.789
1.777
1.716
0.389
(1.73%)
0.31%
9
Non-interest expense
5.38%
0.97×
Net interest income
78.41%
Non-interest income
21.59%