1.075
Revenue$B
6.735
6.818
6.869
6.870
6.883
6.868
7.110
7.104
7.033
7.276
1.165
1.12%
1.11%
53
6.96
Revenue growth%
2.73
5.10
4.28
4.83
3.07
2.35
4.06
1.66
0.40
0.40
29.86
1.66
2.90
29
22.30
NIM%
0.85
2.67
5.33
7.28
6.09
7.69
6.07
7.67
4.94
3.02
6.09
6.07
5.70
57
9.03
Effic. R.%
4.30
5.59
3.27
4.26
3.98
2.29
5.01
6.07
4.93
6.09
20.84
5.01
4.62
12
5.66
Net margin%
21.52
21.62
18.99
21.46
21.26
19.14
20.36
20.96
23.17
25.87
14.63
20.96
21.36
39
17.27
P/E ratio (avg)x
17.13
18.77
17.46
15.69
14.08
13.59
12.91
12.10
11.61
11.21
23.45
12.10
13.84
9
26.48
P/TBVx
12.26
11.70
12.84
12.79
13.23
11.86
12.56
12.48
12.33
12.48
25.73
12.48
12.48
77
36.48
P/Bx
37.37
43.48
49.13
48.76
51.53
51.47
57.47
62.86
67.47
74.95
12.36
62.86
51.50
24
6.684
NII$B
4.506
4.564
4.681
4.614
4.627
4.637
4.879
4.816
4.735
4.920
9.111
1.23%
0.98%
—
18.12
NII grth%
16.13
14.45
12.75
10.89
9.58
7.19
5.92
6.81
9.54
6.76
29.64
6.81
9.56
13
14.25
ROTE%
28.24
26.39
26.86
25.46
23.39
22.28
24.44
27.35
29.04
27.54
25.80
27.35
26.63
47
10.24
Return on equity%
22.09
20.07
18.03
15.20
13.92
14.35
14.34
13.92
12.95
10.00
15.02
13.92
14.35
26
26.99
Return on assets%
7.64
7.40
8.69
8.78
9.63
8.30
5.90
3.37
6.10
3.84
29.57
5.90
7.52
83
24.08
EPS$
11.48
11.55
11.48
12.74
13.07
14.17
14.77
16.19
15.08
13.43
26.41
0.55%
1.65%
—
25.41
EPS growth%
3.15
3.51
5.06
4.23
4.65
3.77
2.19
4.30
5.57
3.89
17.94
3.89
4.06
57
24.26
Bookvalue per sh$
30.17
33.76
34.33
32.33
33.66
32.03
28.95
32.74
32.80
30.55
21.61
(1.92%)
(0.19%)
—
18.93
TBV/sh$
15.81
16.44
19.09
18.18
17.31
18.32
21.10
24.02
26.18
25.26
25.22
7.85%
6.27%
—
21.54
Dividend per sh$
20.87
23.39
23.53
22.55
25.36
25.05
29.47
33.08
38.44
43.91
19.56
11.61%
7.58%
—
27.91
Div yield (avg)%
11.19
9.44
6.78
8.42
9.46
11.82
12.96
11.80
9.50
7.02
12.40
11.80
9.48
35
15.65
Payout ratio%
21.51
22.18
19.21
16.52
17.98
20.67
22.24
21.09
22.80
25.46
18.24
22.24
21.30
26
142.5
Shares (diluted)M
123.0
116.2
120.0
134.3
150.7
151.0
153.9
139.7
132.5
131.6
140.6
(2.67%)
0.43%
58
29.93
Buyback yield%
18.70
17.82
16.83
17.64
18.47
21.47
23.09
24.94
22.81
25.24
16.95
23.09
20.09
52
156.66
Eq/Assets%
162.70
178.98
176.63
177.12
168.58
178.23
179.28
178.45
190.58
172.34
118.82
178.45
177.68
94
2.810
Assets$B
31.71
35.68
37.13
41.22
43.88
48.44
54.66
57.78
63.04
70.96
3.460
10.09%
8.81%
11
7.401
LT debt$B
8.498
9.592
9.937
10.28
11.26
11.47
11.61
12.85
14.03
15.52
5.931
6.63%
5.33%
89
Total assets
$70.96B
8.81%
2.08×
Revenue
$7.276B
1.11%
1.00×
Non-interest expense
$4.259B
1.17%
1.01×
Net interest income
67.61%
Non-interest income
32.39%