151.9
Revenue$B
75.34
80.31
85.15
90.47
95.17
102.2
105.9
110.5
119.1
124.2
156.5
5.47%
5.56%
89
14.03
Revenue growth%
12.38
11.68
14.49
14.47
13.89
16.66
17.32
18.77
18.78
19.40
4.23
18.77
15.57
24
13.10
NIM%
16.72
18.15
20.84
18.28
20.85
22.36
19.50
18.31
15.42
14.49
22.46
18.31
18.30
12
13.49
Effic. R.%
14.82
13.81
13.73
16.26
15.50
12.60
9.71
12.18
11.77
14.28
19.13
12.18
13.77
72
15.34
Net margin%
13.14
12.81
14.36
11.75
11.20
10.59
12.18
13.10
14.56
12.24
10.20
12.24
12.52
80
25.35
P/E ratio (avg)x
33.47
32.83
28.69
28.85
24.63
25.01
25.31
25.13
25.38
27.02
15.68
25.31
26.20
8
22.89
P/TBVx
39.28
39.61
38.95
39.99
44.89
50.12
52.72
57.39
64.89
63.31
29.30
57.39
47.51
94
30.03
P/Bx
16.69
15.68
13.76
13.21
12.11
11.84
12.15
12.63
12.55
12.95
14.94
12.55
12.79
92
69.44
NII$B
54.14
57.59
61.09
65.17
68.44
73.96
75.72
78.06
86.24
88.23
145.3
5.21%
5.57%
—
5.42
NII grth%
35.01
32.44
33.31
34.38
36.42
38.98
36.75
38.06
40.70
41.61
11.51
38.98
36.58
76
5.08
ROTE%
10.25
10.20
12.48
14.30
11.86
11.27
9.49
11.40
12.30
13.78
17.60
11.40
11.63
84
24.61
Return on equity%
1.92
1.33
0.62
0.40
0.40
0.40
0.40
1.56
0.43
2.57
9.37
0.43
0.52
18
6.76
Return on assets%
16.78
16.34
15.53
17.31
18.53
18.63
18.43
19.84
17.09
15.75
27.30
18.43
17.20
31
38.13
EPS$
8.31
8.75
8.04
8.65
9.04
8.65
7.44
6.93
6.52
5.57
39.53
(9.22%)
(4.71%)
—
13.86
EPS growth%
3.51
2.71
2.10
4.15
3.29
2.81
1.65
2.73
0.40
0.40
7.54
1.65
2.72
83
33.70
Bookvalue per sh$
6.78
7.60
8.02
7.46
8.58
9.83
9.67
9.29
9.88
9.84
15.93
2.77%
3.10%
—
6.57
TBV/sh$
18.86
21.76
23.51
26.11
26.86
26.92
29.60
33.12
39.49
43.85
21.59
10.30%
10.66%
—
36.16
Dividend per sh$
17.62
19.48
18.11
18.16
20.20
20.43
23.07
25.19
27.07
30.15
25.52
8.34%
6.34%
—
24.24
Div yield (avg)%
21.25
20.24
18.00
20.89
18.83
20.16
19.76
20.68
23.45
23.82
19.50
20.68
20.46
10
17.19
Payout ratio%
8.50
6.25
7.77
5.57
4.23
7.05
9.31
11.85
12.53
13.69
14.97
11.85
8.14
29
2.720
Shares (diluted)B
2.405
2.331
2.025
1.815
1.587
1.673
1.513
1.389
1.450
1.253
2.753
(4.62%)
(7.33%)
84
7.64
Buyback yield%
0.40
1.48
3.41
3.00
2.26
4.33
4.29
2.28
1.98
1.98
8.83
2.28
2.27
11
162.36
Eq/Assets%
203.36
230.95
222.07
245.13
253.08
245.65
273.04
314.74
330.83
313.02
135.61
313.02
249.36
21
58.45
Assets$B
379.2
402.4
429.0
469.3
513.9
562.4
628.6
656.9
716.9
741.2
52.81
7.60%
8.34%
58
101.3
LT debt$B
145.2
153.1
139.9
123.9
113.8
117.9
118.9
107.1
104.9
113.5
17.82
(0.04%)
(2.82%)
57
Total assets
$741.2B
8.34%
1.30×
Revenue
$124.2B
5.56%
1.00×
Non-interest expense
$73.13B
5.54%
1.00×
Net interest income
71.03%
Non-interest income
28.97%
Spread over hurdle
(1.14%)