9.686
Revenue$B
9.491
9.784
9.771
10.20
10.59
10.68
10.97
11.29
11.60
11.96
10.42
2.46%
2.37%
20
26.70
Revenue growth%
24.50
22.19
21.44
19.09
21.59
22.05
20.34
20.29
19.12
19.65
26.62
20.29
20.89
36
13.79
NIM%
9.60
6.82
7.12
7.42
8.06
8.90
7.58
6.71
4.66
6.03
28.50
6.71
7.27
51
16.74
Effic. R.%
16.29
17.65
18.55
16.05
15.68
15.88
16.90
15.25
16.99
17.71
6.31
16.90
16.59
86
10.24
Net margin%
24.20
22.49
19.86
18.46
17.37
17.59
16.71
14.59
17.32
17.00
15.00
17.00
17.48
42
27.21
P/E ratio (avg)x
23.11
21.89
24.55
22.59
24.63
26.13
27.66
26.22
24.47
23.30
19.34
26.13
24.51
43
9.978
P/TBVx
22.29
19.09
20.29
19.38
18.04
16.90
14.45
13.02
11.90
11.24
34.33
13.02
17.47
20
23.33
P/Bx
14.88
13.56
12.44
12.66
11.37
10.69
10.78
11.69
12.34
13.64
31.09
11.69
12.39
71
14.44
NII$B
5.982
6.002
6.013
6.344
6.585
6.655
6.707
6.923
7.222
7.488
14.56
2.60%
2.34%
—
15.30
NII grth%
23.72
23.44
25.94
26.71
27.71
28.36
27.89
27.02
26.58
26.76
29.45
27.02
26.73
32
22.77
ROTE%
3.85
4.75
2.63
0.95
2.11
0.76
1.08
2.95
3.52
5.83
23.55
2.95
2.79
47
7.83
Return on equity%
16.77
14.08
13.19
15.86
18.77
16.78
15.13
15.38
17.04
14.44
13.52
15.38
15.62
23
3.65
Return on assets%
14.46
16.60
14.72
16.33
15.83
15.25
16.44
15.07
17.41
19.67
19.29
16.44
16.08
51
2.53
EPS$
9.10
8.73
10.09
11.45
12.24
11.99
12.80
12.55
14.56
14.63
2.62
3.63%
5.18%
—
25.04
EPS growth%
2.05
4.89
5.14
7.37
8.39
8.41
9.51
10.34
9.98
7.73
26.76
9.51
8.06
66
12.58
Bookvalue per sh$
8.84
8.94
8.43
9.53
10.84
10.96
12.25
12.86
12.51
13.66
13.40
4.73%
4.90%
—
2.84
TBV/sh$
14.50
15.62
17.36
19.42
19.66
19.52
22.69
22.43
25.30
26.36
2.74
6.04%
6.88%
—
15.09
Dividend per sh$
11.40
10.40
11.16
11.13
11.55
10.72
10.83
11.61
11.89
12.01
13.43
0.79%
(0.27%)
—
4.65
Div yield (avg)%
9.99
11.11
10.52
11.97
13.39
13.73
10.91
11.99
9.81
7.11
4.62
10.91
11.01
22
17.48
Payout ratio%
24.41
26.15
26.54
24.08
23.44
25.08
22.96
22.87
21.56
23.88
26.92
22.96
23.98
85
331.5
Shares (diluted)M
240.9
252.1
252.5
239.0
231.4
204.6
190.8
174.8
174.3
178.9
325.2
(5.01%)
(3.46%)
61
21.26
Buyback yield%
17.12
19.78
22.57
23.03
20.83
22.29
22.37
24.32
25.54
25.03
10.56
24.32
22.47
79
38.75
Eq/Assets%
69.74
69.85
66.95
75.04
77.59
71.35
74.37
74.55
80.67
78.35
69.11
74.55
74.46
48
0.592
Assets$B
33.01
35.78
38.45
42.23
46.46
52.25
57.54
60.70
66.30
71.59
10.49
9.03%
9.04%
23
13.95
LT debt$B
12.88
11.75
10.71
9.984
10.97
10.85
12.00
13.30
13.82
15.25
4.694
6.82%
2.64%
15
Total assets
$71.59B
9.04%
1.88×
Revenue
$11.96B
2.37%
1.00×
Non-interest expense
$6.039B
2.29%
0.99×
Net interest income
62.61%
Non-interest income
37.39%